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Umbrella Insurance in The Woodlands, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in The Woodlands

Within 15 miles of The Woodlands, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 139.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
L Listed
LOCAL HERITAGE BENEFITS LP
4.8 · <100 reviews on Google

Licensed insurance agency in Spring, TX; represents 62 carriers.

AutoHomeownersRentersCommercial GL+1 more
Spring, TX· 2.0 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY +603-5 agents
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J Listed
Jerry Coker - GEICO Insurance Agent
4.8 · 1,000+ reviews on Google85 yrs in business

GEICO Insurance Agency offers auto, homeowners, and business insurance along with additional products such as life, umbrella, travel, pet, and more. They provide online tools for quotes, claims, and policy management.

AutoBoatCommercial GLEarthquake+6 moreSpanish
Spring, TX· 4.7 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida +24
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B Listed
Blaine Scelfo - State Farm Insurance Agent
4.9 · 100+ reviews on Google17 yrs in business

Blaine Scelfo is a State Farm insurance agent serving The Woodlands, Houston, Spring, Tomball, and surrounding Texas areas. The agency offers auto, homeowners, renters, life, and business insurance, along with annuities and health products. They emphasize personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 5.2 mi
Carriers: State Farm
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T Listed
Tiffany Brimberry: Allstate Insurance
4.6 · 500+ reviews on Google

Tiffany Brimberry is an Allstate insurance agent serving Spring, TX and surrounding areas. She offers a range of personal insurance products including auto, homeowners, renters, motorcycle, boat, and life coverage. With a 4.3 rating from over 1,000 reviews, she emphasizes personalized service and convenient appointment options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Spring, TX· 3.1 mi
Carriers: Allstate
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G Listed
Garrett Insurance Agency, LLC
4.8 · <100 reviews on Google

We’re a family‑owned, independent insurance agency with locations in Texas and Kansas. For over 100 years we’ve provided commercial and personal insurance solutions to businesses and individuals, emphasizing integrity, accountability and honesty.

AutoCommercial GLCommercial PropertyFarm+4 more
Hempstead, TX· 1.5 mi
License on file (TDI)
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M Listed
Mellisa Ray Agency Inc ~ MR Insurance Group
4.8 · <100 reviews on Google

With a foundation built on understanding and service, Mellisa Ray Agency Inc strives to provide insurance solutions that are as diverse as the clients we serve. We began with a vision to assist Texas families and businesses and continue to design programs that reflect specific needs and lifestyles.

AutoBoatCommercial GLCommercial Property+6 more
Hempstead, TX· 1.3 mi
Carriers: Safeco, National General1-2 agents
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N Listed
NavSav Insurance - Infiniti
4.5 · <100 reviews on Google26 yrs in business

Infiniti Insurance Services Agency is an independent insurance agency serving Spring, TX and surrounding areas with homeowners, automobile, recreational, commercial and life insurance. The agency has proudly served Spring since 2000.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Spring, TX· 2.0 mi
Carriers: Allstate, Nationwide +331-2 agents
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D Listed
DICKEY INSURANCE SOLUTIONS LLC
4.9 · 100+ reviews on Google

Licensed insurance agency in Spring, TX; represents 46 carriers.

AutoHomeownersRentersCommercial GL+1 more
Spring, TX· 1.2 mi
Carriers: ASI Lloyds, Berkshire Hathaway Homestate Insurance Company +441-2 agents
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H Listed
Hart Insurance Group
4.8 · <100 reviews on Google

Hart Insurance Group is an independent, locally owned agency in Spring, Texas offering personalized insurance solutions. They provide auto, home, motorcycle and boat coverage and work with multiple carriers to find affordable options. The agency emphasizes tailored service and community focus.

AutoBoatCommercial GLHomeowners+3 more
Spring, TX· 1.5 mi
License on file (TDI)
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I Listed
INSURANCE, TITLES AND MORE
4.9 · 100+ reviews on Google25 yrs in business

Insurance, Titles and More is a family‑owned agency in Spring, TX offering a one‑stop shop for auto insurance, title transfers, vehicle inspections and notary services. With 25 years serving Bexar, Hays, Hidalgo and Harris counties, they provide personal and commercial coverage solutions for residents and businesses.

AutoBoatCommercial GLFlood+4 more
Spring, TX· 4.8 mi
1-2 agents
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D Listed
Delon Fields - State Farm Insurance Agent
4.8 · 100+ reviews on Google13 yrs in business

Delon Fields State Farm Insurance serves the Houston, Spring, The Woodlands, and Conroe areas with a focus on personalized protection. The agency offers a wide range of products including auto, home, renters, life, flood, boat, motorcycle and business coverage, backed by over a decade as a State Farm agent and more than 13 years serving Texas families.

AutoBoatCommercial GLCommercial Property+6 moreSpanish
Spring, TX· 4.7 mi
Carriers: State Farm1-2 agents
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M Listed
MOMENTUM INSURANCE AND FINANCIAL SERVICES, INC.
4.8 · <100 reviews on Google

Licensed insurance agency in The Woodlands, TX; represents 213 carriers.

AutoHomeownersRentersCommercial GL+1 more
The Woodlands, TX· 1.3 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, ASI Lloyds +2111-2 agents
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S Listed
Sig/F&M Insurance Group
4.8 · <100 reviews on Google

SIG/F&M Insurance Group specializes in auto, home, life, and business insurance and emphasizes excellent customer service and lasting client relationships. The agency offers a wide range of policies including auto, homeowners, boat, motorcycle, flood, liability, and life insurance, along with financial planning services.

AutoBoatCommercial GLFlood+5 more
Spring, TX· 1.1 mi
1-2 agents
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A Listed
AZ Auto Insurance
4.6 · <100 reviews on Google26 yrs in business

AZ Insurance is a Houston‑based agency founded in 2000, offering auto, homeowners, renters, motorcycle and commercial insurance solutions. They serve a bilingual clientele with 15 locations across the city and work with multiple carriers to find coverage for high‑risk drivers and businesses.

AutoHomeownersRentersMotorcycle+3 more
Spring, TX· 4.7 mi
Carriers: Dairyland, Progressive +51-2 agents
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N Listed
NavSav Insurance - Spring
4.8 · <100 reviews on Google

NavSav Insurance helps individuals and businesses find insurance policies that fit their lifestyle, offering personal lines like home, renters and auto, as well as commercial, natural‑disaster, marine, motorcycle/ATV and boat coverage. Their agents assist with bundling, quoting and personalized service to protect assets.

AutoBoatCommercial GLCommercial Property+9 more
Spring, TX· 2.0 mi
1-2 agents
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T Listed
Tom Hardin: Allstate Insurance
4.6 · <100 reviews on Google

Allstate Insurance Agent Tom Hardin serves the Spring, TX area, offering a range of insurance products including auto, homeowners, renters, motorcycle, life, and boat coverage. He provides personalized quotes and appointments to help clients protect their assets.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Spring, TX· 5.2 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +22
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E Listed
Ernesto Barrios Insurance Agency
4.8 · <100 reviews on Google

Licensed insurance agency in Spring, TX; represents 7 carriers.

AutoCommercial GLHomeownersRenters+1 moreIndonesian
Spring, TX· 1.5 mi
Carriers: American Modern Property and Casualty Insurance Company, Consumers County Mutual Insurance Company +51-2 agents
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A Listed
AXS Health Insurance Agency, LLC
4.9 · 100+ reviews on Google25 yrs in business

AXS Healthcare is a Texas‑based agency that helps individuals and families find health, Medicare, short‑term, small group and life insurance plans at no cost. They emphasize local support in Spring, The Woodlands, Tomball, Conroe and surrounding areas, offering free consultations and year‑round assistance. The agency highlights 25 years of experience serving over 10,000 clients annually.

AutoCommercial GLHomeownersLife+2 more
Magnolia, TX· 8.2 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, AXA XL Insurance Company Americas +72
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F Listed
FADAIE INSURANCE SERVICES, INC.
4.8 · <100 reviews on Google

Licensed insurance agency in The Woodlands, TX; represents 71 carriers.

AutoHomeownersRentersCommercial GL+1 more
The Woodlands, TX· 1.4 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +691-2 agents
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T Listed
TECHNICAL ASSURANCE, L.L.C.
4.8 · <100 reviews on Google

Licensed insurance agency in The Woodlands, TX; represents 25 carriers.

AutoHomeownersRentersCommercial GL+1 more
The Woodlands, TX· 1.4 mi
Carriers: Ace American Insurance Company, Argonaut Insurance Company +233-5 agents
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C Listed
Confia Agency
4.8 · <100 reviews on Google

Licensed insurance agency in Spring, TX; represents 1 carrier.

AutoCommercial GLHomeownersRenters+1 more
Spring, TX· 2.0 mi
Carriers: Life Insurance Company of the Southwest1-2 agents
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T Listed
Tibbs Insurance Agency, LLC: Allstate Insurance
4.7 · <100 reviews on Google11 yrs in business

Tibbs Insurance Agency, LLC is an Allstate agency in Spring, TX, serving the community since 2015. The family‑oriented agency offers personal service and a range of insurance products.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Spring, TX· 4.9 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +121-2 agents
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S Listed
SUMMIT INSURANCE BROKERAGE OF TEXAS LLC
4.8 · <100 reviews on Google

Licensed insurance agency in The Woodlands, TX; represents 9 carriers.

AutoHomeownersRentersCommercial GL+1 more
The Woodlands, TX· 2.5 mi
Carriers: Consumers County Mutual Insurance Company, GEICO County Mutual Insurance Company +71-2 agents
View profile

Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.

Umbrella insurance in other Texas cities

Other insurance types in The Woodlands