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Life Insurance in Watauga, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Watauga

Within 15 miles of Watauga, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 91.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
K Listed
Kevin Kelly - State Farm Insurance Agent
4.9 · 100+ reviews on Google8 yrs in business

Kevin Kelly is a State Farm insurance agent serving Keller and North Richland Hills, Texas, with 8 years of experience. His agency offers auto, homeowners, renters, life and other insurance products and serves English and Serbian speaking clients.

AutoCommercial GLHomeownersLife+2 moreSerbian
Keller, TX· 1.7 mi
Carriers: State Farm
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C Listed
Chadwick Haynes - State Farm Insurance Agent
4.8 · <100 reviews on Google33 yrs in business

The Chad Haynes State Farm Insurance Agency in Keller, TX serves the entire state of Texas, offering auto, home, renters, business, life and health insurance. The agency has been led by Chad Haynes, who has been in the insurance industry since 1993, and focuses on personalized service for families and businesses. Their mission is to protect clients through comprehensive insurance and financial solutions.

AutoCommercial GLHomeownersLife+2 moreSpanish
Keller, TX· 2.6 mi
Carriers: State Farm
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H Listed
H R Mack - State Farm Insurance Agent
4.9 · 100+ reviews on Google26 yrs in business

H R Mack is a State Farm® agent appointed in July 2000, serving Texas, Louisiana, and Arkansas. He offers auto, homeowners, renters, life, motorcycle, and boat insurance, among other products. The agency emphasizes personalized service and has a 5‑star rating on Google.

AutoBoatCommercial GLHomeowners+4 moreSpanish
North Richland Hills, TX· 1.6 mi
Carriers: State Farm1-2 agents
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A Listed
Alejandra Palomera - State Farm Insurance Agent
4.9 · 500+ reviews on Google14 yrs in business

Alejandra Palomera is a local State Farm agent serving Hurst and surrounding areas. She has been helping State Farm customers protect what matters most since 2012, offering auto, homeowners, renters, life, and business insurance in both English and Spanish.

AutoCommercial GLHomeownersLife+2 moreSpanish
Hurst, TX· 4.2 mi
Carriers: State Farm
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E Listed
Eddie Bermea - State Farm Insurance Agent
4.9 · 500+ reviews on Google13 yrs in business

Eddie Bermea is a State Farm® agent based in Haltom City, serving North Texas communities since 2013. His agency offers auto, homeowners, renters, life, motorcycle and boat insurance, providing personalized coverage across Texas, Louisiana, Oklahoma, and Arkansas.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Hindi
Haltom City, TX· 1.5 mi
Carriers: State Farm1-2 agents
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L Listed
Laura Geninatti - State Farm Insurance Agent
4.8 · <100 reviews on Google12 yrs in business

Laura Geninatti is a State Farm agent in North Richland Hills, Texas, serving the area since 2014. She offers personalized insurance coverage including auto, home, life, renters, and condo insurance, and is active in community service.

AutoBoatCommercial GLHomeowners+4 moreFrench
North Richland Hills, TX· 3.3 mi
Carriers: State Farm
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N Listed
Nations Insurance Solutions
4.8 · <100 reviews on Google25 yrs in business

Nations Insurance Solutions is an independent insurance agency with over 25 years of experience protecting individuals, families, and businesses. They offer health, Medicare, life, auto, home, and retirement insurance solutions, partnering with multiple carriers to find the best coverage and price.

AutoCommercial GLHomeownersLife+2 moreSpanish
North Richland Hills, TX· 2.1 mi
License on file (TDI)
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G Listed
Grant Insurance Agency
4.8 · <100 reviews on Google60 yrs in business

For nearly six decades, Grant Insurance Agency has provided insurance and benefits to individuals, families, businesses, business owners and their employees across North Texas. Our mission is to help our clients protect themselves, and build a better financial future.

AutoBoatCommercial GLDisability+4 more
North Richland Hills, TX· 3.4 mi
Carriers: AMERICAN UNITED LIFE INSURANCE COMPANY, Ace American Insurance Company +107
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R Listed
Ricky Garza at Comparion Insurance Agency
4.8 · <100 reviews on Google4 yrs in business

Comparion Insurance Agency, founded in 2022 and backed by Liberty Mutual, connects customers with over 50 carriers to provide a range of insurance products. The agency leverages a national network of agents to deliver personalized quotes and support for auto, home, life, renters, and umbrella coverage.

AutoCommercial GLHomeownersLife+2 more
Keller, TX· 3.8 mi
Carriers: Progressive, Allstate +4
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E Listed
Estrella Insurance
4.7 · <100 reviews on Google

Estrella Insurance is a regional agency offering a range of personal and commercial insurance solutions, including auto, home, renters, commercial, boat, motorcycle, and life coverage. The company emphasizes low-cost options, discounts, and personalized service to help customers make informed financial decisions. It serves multiple states across the U.S., with a focus on accessibility and community support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Haltom City, TX· 4.5 mi
Carriers: American Access Casualty Company, Falcon Insurance Company +6
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A Listed
Allstate Insurance Agent: Mirna Castillo
4.9 · 100+ reviews on Google

Mirna Castillo runs the Maldonado Agency in North Richland Hills as an Allstate agent, offering auto, home, business, life, and other insurance products. She highlights personalized service, bilingual support (English and Spanish), and community involvement, with over 11 years in the insurance industry.

AutoBoatCommercial GLHomeowners+4 moreSpanish
North Richland Hills, TX· 1.8 mi
Carriers: Allstate1-2 agents
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S Listed
Shalyn Clark - State Farm Insurance Agent
4.6 · 100+ reviews on Google43 yrs in business

Serving Hurst as a local State Farm agent since 1983, Shalyn Clark and her team help families and business owners across the Mid‑Cities with coverage reviews, new quotes and ongoing support. They offer personalized service for auto, home, renters, life, boat, motorcycle and other insurance needs.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Hurst, TX· 4.0 mi
Carriers: State Farm
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J Listed
James Little Agency, LLC
4.8 · <100 reviews on Google

James Little Agency, LLC is an independent insurance agency based in Fort Worth, Texas offering personal insurance solutions. They emphasize personalized options, proactive customer service, and a relationship‑driven experience. The agency works with multiple carriers to find coverage that fits client needs.

AutoCommercial GLHomeownersLife+3 more
Keller, TX· 3.3 mi
License on file (TDI)
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M Listed
Mario DeSantiago - State Farm Insurance Agent
4.8 · 100+ reviews on Google37 yrs in business

Mario DeSantiago is a State Farm insurance agent in Haltom City, Texas, with over 37 years of experience. The agency offers auto, homeowners, renters, life, health, motorcycle and boat insurance, among other products. They serve Haltom City and surrounding Texas areas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Haltom City, TX· 2.6 mi
Carriers: State Farm1-2 agents
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F Listed
Firstline Insurance Agency
4.8 · <100 reviews on Google

Firstline Insurance Agency is a local Southlake‑based independent insurance agency serving Fort Worth and surrounding North Texas communities. They partner with dozens of “A”‑rated carriers to provide personalized auto, home, life, umbrella, and commercial coverage, emphasizing trust and family‑like service.

AutoBoatCommercial GLCommercial Property+5 more
Keller, TX· 3.1 mi
Carriers: Nationwide, Travelers +31-2 agents
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S Listed
Shaw Insurance Agency
4.9 · 100+ reviews on Google44 yrs in business

Shaw Insurance Agency is an independent agency serving North Texas since 1982, offering a range of insurance products including auto, homeowners, renters, business, life, and specialty lines. They represent multiple carriers and focus on personalized service across the Dallas‑Fort Worth metroplex.

AutoHomeownersRentersCommercial GL+7 more
Hurst, TX· 4.0 mi
Carriers: Homeowners of America Insurance Company, Life Insurance Company of the Southwest +21-2 agents
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H Listed
Haley Mariam at Comparion Insurance Agency
4.9 · 100+ reviews on Google4 yrs in business

Comparion Insurance Agency, founded in 2022 and backed by Liberty Mutual Group, is an independent insurance agency that partners with over 50 carriers across 180 cities. It offers a wide range of products such as auto, homeowners, renters, life, and umbrella insurance, matching customers with carriers like Progressive, Allstate, GEICO, State Farm, Nationwide, and Travelers.

AutoCommercial GLHomeownersLife+2 more
Keller, TX· 3.8 mi
Carriers: Progressive, Allstate +41-2 agents
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F Listed
Farmers Insurance - Greg Hardman
4.8 · <100 reviews on Google

Greg Hardman is a Farmers Insurance agent located in Hurst, Texas. He assists customers in obtaining auto, home, renters, and life insurance coverage.

AutoCommercial GLHomeownersLife+2 more
Hurst, TX· 4.6 mi
Carriers: Farmers Insurance
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E Listed
Elevate Insurance Agency
4.8 · <100 reviews on Google

Elevate Insurance Agency is an independent insurance agency offering a wide range of insurance solutions, including auto, homeowners, life, and commercial coverage. They emphasize unbiased advice, a broad network of carriers, and personalized service to help customers find the right policies.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Keller, TX· 1.6 mi
Carriers: UnitedHealthcare of Texas, Inc.1-2 agents
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R Listed
Ricardo Rivera - State Farm Insurance Agent
4.8 · 100+ reviews on Google13 yrs in business

Ricardo Rivera is a bilingual State Farm insurance agent in Haltom City, TX, serving since 2013. He offers auto, homeowners, renters, life, motorcycle and boat insurance and is fluent in English and Spanish. He has earned State Farm Chairman Circle and Legion of Honor recognitions.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Haltom City, TX· 3.7 mi
Carriers: State Farm1-2 agents
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A Listed
Aaron Reeves - State Farm Insurance Agent
4.9 · 100+ reviews on Google18 yrs in business

Welcome to Aaron Reeves State Farm, your local insurance center situated in the Alliance corridor of Keller, Texas. Our team is filled with experienced and knowledgeable representatives who are dedicated to assisting everyone who visits our office, calls, or contacts digitally.

AutoBoatCommercial GLHomeowners+4 more
Keller, TX· 4.1 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Raquel Hardy
4.8 · <100 reviews on Google

Raquel Hardy is a Farmers Insurance agent serving Keller, Texas. The page lets visitors request quotes for auto, home, renters, life, and business insurance and provides links to Farmers Insurance resources.

AutoCommercial GLHomeownersLife+2 more
Keller, TX· 3.2 mi
Carriers: Farmers Insurance
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D Listed
Diamond Guard Insurance: Allstate Insurance
4.9 · 500+ reviews on Google25 yrs in business

Diamond Guard Insurance has been serving customers throughout Texas for over 25 years, offering personalized protection for homes, autos, and other valuable assets. The agency focuses on high‑level service and efficient delivery of insurance solutions, including life, umbrella, motorcycle, boat, and other specialty coverages.

AutoBoatCommercial GLHomeowners+4 more
Euless, TX· 6.8 mi
Carriers: Central States Health & Life Co. of Omaha, Guarantee Trust Life Insurance Company +6
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.