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Umbrella Insurance in Watauga, TX

Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.

24 umbrella insurance agencies in Watauga

Within 15 miles of Watauga, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 91.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
K Listed
Kevin Kelly - State Farm Insurance Agent
4.9 · 100+ reviews on Google8 yrs in business

Kevin Kelly is a State Farm insurance agent serving Keller and North Richland Hills, Texas, with 8 years of experience. His agency offers auto, homeowners, renters, life and other insurance products and serves English and Serbian speaking clients.

AutoCommercial GLHomeownersLife+2 moreSerbian
Keller, TX· 1.7 mi
Carriers: State Farm
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C Listed
Chadwick Haynes - State Farm Insurance Agent
4.8 · <100 reviews on Google33 yrs in business

The Chad Haynes State Farm Insurance Agency in Keller, TX serves the entire state of Texas, offering auto, home, renters, business, life and health insurance. The agency has been led by Chad Haynes, who has been in the insurance industry since 1993, and focuses on personalized service for families and businesses. Their mission is to protect clients through comprehensive insurance and financial solutions.

AutoCommercial GLHomeownersLife+2 moreSpanish
Keller, TX· 2.6 mi
Carriers: State Farm
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H Listed
H R Mack - State Farm Insurance Agent
4.9 · 100+ reviews on Google26 yrs in business

H R Mack is a State Farm® agent appointed in July 2000, serving Texas, Louisiana, and Arkansas. He offers auto, homeowners, renters, life, motorcycle, and boat insurance, among other products. The agency emphasizes personalized service and has a 5‑star rating on Google.

AutoBoatCommercial GLHomeowners+4 moreSpanish
North Richland Hills, TX· 1.6 mi
Carriers: State Farm1-2 agents
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A Listed
Alejandra Palomera - State Farm Insurance Agent
4.9 · 500+ reviews on Google14 yrs in business

Alejandra Palomera is a local State Farm agent serving Hurst and surrounding areas. She has been helping State Farm customers protect what matters most since 2012, offering auto, homeowners, renters, life, and business insurance in both English and Spanish.

AutoCommercial GLHomeownersLife+2 moreSpanish
Hurst, TX· 4.2 mi
Carriers: State Farm
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E Listed
Eddie Bermea - State Farm Insurance Agent
4.9 · 500+ reviews on Google13 yrs in business

Eddie Bermea is a State Farm® agent based in Haltom City, serving North Texas communities since 2013. His agency offers auto, homeowners, renters, life, motorcycle and boat insurance, providing personalized coverage across Texas, Louisiana, Oklahoma, and Arkansas.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Hindi
Haltom City, TX· 1.5 mi
Carriers: State Farm1-2 agents
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L Listed
Laura Geninatti - State Farm Insurance Agent
4.8 · <100 reviews on Google12 yrs in business

Laura Geninatti is a State Farm agent in North Richland Hills, Texas, serving the area since 2014. She offers personalized insurance coverage including auto, home, life, renters, and condo insurance, and is active in community service.

AutoBoatCommercial GLHomeowners+4 moreFrench
North Richland Hills, TX· 3.3 mi
Carriers: State Farm
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A Listed
ALPA Insurance
4.7 · 100+ reviews on Google15 yrs in business

ALPA Insurance provides quick, simple, commitment‑free insurance solutions across Texas, serving customers in both English and Spanish. With over 50 locations and 15 years of experience, they offer auto, motorcycle, renters, homeowners and commercial coverage options.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
North Richland Hills, TX· 4.5 mi
Carriers: Progressive, Dairyland (Sentry) +4
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N Listed
Nations Insurance Solutions
4.8 · <100 reviews on Google25 yrs in business

Nations Insurance Solutions is an independent insurance agency with over 25 years of experience protecting individuals, families, and businesses. They offer health, Medicare, life, auto, home, and retirement insurance solutions, partnering with multiple carriers to find the best coverage and price.

AutoCommercial GLHomeownersLife+2 moreSpanish
North Richland Hills, TX· 2.1 mi
License on file (TDI)
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A Listed
ALPA Insurance
4.4 · <100 reviews on Google15 yrs in business

ALPA Insurance offers quick, simple, commitment‑free insurance solutions across Texas with over 50 locations and 15 years of experience. The agency serves both English and Spanish speakers and provides a range of personal and commercial coverage options.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
North Richland Hills, TX· 3.3 mi
Carriers: Progressive, Dairyland (Sentry) +4
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G Listed
Grant Insurance Agency
4.8 · <100 reviews on Google60 yrs in business

For nearly six decades, Grant Insurance Agency has provided insurance and benefits to individuals, families, businesses, business owners and their employees across North Texas. Our mission is to help our clients protect themselves, and build a better financial future.

AutoBoatCommercial GLDisability+4 more
North Richland Hills, TX· 3.4 mi
Carriers: AMERICAN UNITED LIFE INSURANCE COMPANY, Ace American Insurance Company +107
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H Listed
Hall Insurance Agency, Inc.
4.8 · <100 reviews on Google

We are a family‑owned business based in Fort Worth, Texas. We help you protect what matters most.

AutoCommercial GLHomeownersRenters+1 more
Keller, TX· 1.0 mi
Carriers: ASI Lloyds, Aetna Dental Inc. +1111-2 agents
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R Listed
Ricky Garza at Comparion Insurance Agency
4.8 · <100 reviews on Google4 yrs in business

Comparion Insurance Agency, founded in 2022 and backed by Liberty Mutual, connects customers with over 50 carriers to provide a range of insurance products. The agency leverages a national network of agents to deliver personalized quotes and support for auto, home, life, renters, and umbrella coverage.

AutoCommercial GLHomeownersLife+2 more
Keller, TX· 3.8 mi
Carriers: Progressive, Allstate +4
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I Listed
Insurance Solutions Group
4.9 · 100+ reviews on Google

Insurance Made Easy. ISG Insurance Solutions Group offers a wide range of insurance products—including home, auto, and business coverage—by comparing dozens of carriers to find the best options for clients. Their experienced agents provide personalized guidance and strive for exceptional customer service.

AutoCommercial GLCommercial PropertyHomeowners+2 more
North Richland Hills, TX· 3.1 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +551-2 agents
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E Listed
Estrella Insurance
4.7 · <100 reviews on Google

Estrella Insurance is a regional agency offering a range of personal and commercial insurance solutions, including auto, home, renters, commercial, boat, motorcycle, and life coverage. The company emphasizes low-cost options, discounts, and personalized service to help customers make informed financial decisions. It serves multiple states across the U.S., with a focus on accessibility and community support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Haltom City, TX· 4.5 mi
Carriers: American Access Casualty Company, Falcon Insurance Company +6
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A Listed
Allstate Insurance Agent: Mirna Castillo
4.9 · 100+ reviews on Google

Mirna Castillo runs the Maldonado Agency in North Richland Hills as an Allstate agent, offering auto, home, business, life, and other insurance products. She highlights personalized service, bilingual support (English and Spanish), and community involvement, with over 11 years in the insurance industry.

AutoBoatCommercial GLHomeowners+4 moreSpanish
North Richland Hills, TX· 1.8 mi
Carriers: Allstate1-2 agents
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S Listed
Shalyn Clark - State Farm Insurance Agent
4.6 · 100+ reviews on Google43 yrs in business

Serving Hurst as a local State Farm agent since 1983, Shalyn Clark and her team help families and business owners across the Mid‑Cities with coverage reviews, new quotes and ongoing support. They offer personalized service for auto, home, renters, life, boat, motorcycle and other insurance needs.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Hurst, TX· 4.0 mi
Carriers: State Farm
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J Listed
James Little Agency, LLC
4.8 · <100 reviews on Google

James Little Agency, LLC is an independent insurance agency based in Fort Worth, Texas offering personal insurance solutions. They emphasize personalized options, proactive customer service, and a relationship‑driven experience. The agency works with multiple carriers to find coverage that fits client needs.

AutoCommercial GLHomeownersLife+3 more
Keller, TX· 3.3 mi
License on file (TDI)
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T Listed
Troy Dunn Insurance Group
4.8 · <100 reviews on Google15 yrs in business

Troy Dunn Insurance Group has over 15 years of experience providing auto, homeowners, renters, and business insurance. They work with multiple carriers to offer competitive rates and focus on personalized, family‑oriented service.

AutoCommercial GLHomeownersRenters+1 more
North Richland Hills, TX· 2.2 mi
1-2 agents
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G Listed
Graymark Insurance
4.8 · 100+ reviews on Google

Graymark Insurance is an independent agency that emphasizes old‑fashioned service and fast, personalized insurance solutions, focusing on auto and homeowner coverage. Their mission is to deliver unmatched value and act as a single point of contact for clients’ insurance needs.

AutoCommercial GLHomeownersRenters+1 more
Haltom City, TX· 3.1 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +441-2 agents
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M Listed
Mario DeSantiago - State Farm Insurance Agent
4.8 · 100+ reviews on Google37 yrs in business

Mario DeSantiago is a State Farm insurance agent in Haltom City, Texas, with over 37 years of experience. The agency offers auto, homeowners, renters, life, health, motorcycle and boat insurance, among other products. They serve Haltom City and surrounding Texas areas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Haltom City, TX· 2.6 mi
Carriers: State Farm1-2 agents
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F Listed
Firstline Insurance Agency
4.8 · <100 reviews on Google

Firstline Insurance Agency is a local Southlake‑based independent insurance agency serving Fort Worth and surrounding North Texas communities. They partner with dozens of “A”‑rated carriers to provide personalized auto, home, life, umbrella, and commercial coverage, emphasizing trust and family‑like service.

AutoBoatCommercial GLCommercial Property+5 more
Keller, TX· 3.1 mi
Carriers: Nationwide, Travelers +31-2 agents
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V Listed
Vaughan Insurance Agency/ Bison Insurance Agency
4.8 · <100 reviews on Google45 yrs in business

Bison Insurance Agency LLC is a family‑owned insurance agency founded in 1981 by the late Terry Vaughan. It writes Homeowners, Auto and Commercial lines of insurance and partners with top carriers across Texas to keep insurance simple for its customers.

AutoCommercial GLHomeownersRenters+1 more
Keller, TX· 3.3 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Agricultural Workers Mutual Auto Insurance Company +48
View profile
S Listed
Shaw Insurance Agency
4.9 · 100+ reviews on Google44 yrs in business

Shaw Insurance Agency is an independent agency serving North Texas since 1982, offering a range of insurance products including auto, homeowners, renters, business, life, and specialty lines. They represent multiple carriers and focus on personalized service across the Dallas‑Fort Worth metroplex.

AutoHomeownersRentersCommercial GL+7 more
Hurst, TX· 4.0 mi
Carriers: Homeowners of America Insurance Company, Life Insurance Company of the Southwest +21-2 agents
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Frequently asked questions

Do I need umbrella insurance?

If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.

Does my auto insurance cover lawsuits over my limit?

No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.

Can I get an umbrella from any agent?

Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.