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Renters Insurance in Garland, TX

Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.

Renters insurance in Garland, TX: 24 licensed insurance agencies serve 250,431 residents in Dallas County. auto premiums average $2,810 per year — 2% above the Texas state average. wind + hail drives 60% of homeowner claims.

24 renters insurance agencies in Garland

Within 15 miles of Garland, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 99.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
C Listed
Costlow Insurance
4.8 · <100 reviews on Google45 yrs in business

Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.

AutoBoatCommercial GLCommercial Property+5 more
Rowlett, TX· 3.4 mi
Carriers: American Economy Insurance Company, American Fire and Casualty Company +54
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L Listed
La Familia Auto Insurance
4.9 · 500+ reviews on Google15 yrs in business

La Familia Insurance provides auto, home, renters, and commercial insurance with a focus on affordable, reliable coverage for the community. They emphasize bilingual service and have been serving Texas for 15 years since 2010.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Garland, TX· 2.2 mi
Carriers: Bravo General (in-house MGA), GAINSCO +51-2 agents
View profile
E Listed
Erick Martinez - State Farm Insurance Agent
4.9 · 500+ reviews on Google

Erick Martinez leads Martinez Insurance and Financial Services, a State Farm agency serving Richardson and the DFW area. The office offers a range of personal and business insurance products and emphasizes bilingual service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richardson, TX· 3.8 mi
Carriers: State Farm
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C Listed
CINCO Auto Insurance
4.9 · 500+ reviews on Google

Cinco Auto Insurance is a fast‑growing Texas‑based agency offering auto, home, renters, and commercial insurance solutions, backed by over 7,000 five‑star Google reviews. They emphasize bilingual service, competitive rates, and quick coverage through a network of hand‑picked carriers.

AutoCommercial GLCommercial PropertyHomeowners+2 moreSpanish
Garland, TX· 2.2 mi
1-2 agents
View profile
A Listed
Aaron Toews - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Aaron Toews is a State Farm insurance agent serving Rowlett, TX and surrounding areas, offering auto, homeowners, renters, life, motorcycle, and boat insurance among other products. The agency provides 24‑hour after‑hours appointments, free quotes, and bilingual English/Spanish service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Rowlett, TX· 3.5 mi
Carriers: State Farm
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L Listed
La Familia Auto Insurance
4.8 · 500+ reviews on Google15 yrs in business

La Familia Insurance offers auto, homeowners, renters, and commercial coverage with a focus on bilingual service. Founded in 2010, the agency celebrates 15 years serving Texas communities and operates 90 offices. Their mission is to provide affordable, reliable protection without judging credit history.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Garland, TX· 2.7 mi
Carriers: Bravo General (in-house MGA), GAINSCO +51-2 agents
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F Listed
Farmers Insurance - Sylvia Taylor
4.9 · 100+ reviews on Google

Farmers Insurance agent serving Rowlett, Texas.

AutoCommercial GLHomeownersLife+2 more
Rowlett, TX· 2.6 mi
Carriers: Berkshire Hathaway Homestate Insurance Company, Economy Fire & Casualty Company +191-2 agents
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R Listed
Ryan Insurance
4.8 · <100 reviews on Google47 yrs in business

Ryan Insurance is a family‑owned agency serving Rowlett, TX and surrounding areas for over 45 years, offering personal and commercial insurance including auto, homeowners, umbrella, motorcycle, boat and business coverage.

AutoBoatCommercial GLCommercial Property+4 more
Wylie, TX· 3.6 mi
Carriers: Aegis Security Insurance Company, AmGUARD Insurance Company +681-2 agents
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A Listed
Altima Auto Insurance
4.6 · <100 reviews on Google20 yrs in business

Altima Auto Insurance Agency is an independent agency based in Arlington, TX offering personalized auto, home, motorcycle, renters, and commercial insurance solutions for individuals and businesses. With over 20 years of experience, they provide a one‑stop shop with customized coverage and unbiased advice.

AutoCommercial GLHomeownersMotorcycle+2 more
Garland, TX· 1.3 mi
1-2 agents
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L Listed
La Familia Auto Insurance
4.8 · 1,000+ reviews on Google15 yrs in business

La Familia Insurance provides auto, home, renters, and business insurance, focusing on affordable, reliable coverage for the community. They emphasize bilingual service and personalized support, comparing policies to find the best fit.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Garland, TX· 2.8 mi
Carriers: Bravo General (in-house MGA), GAINSCO +51-2 agents
View profile
C Listed
Christian Serrano - State Farm Insurance Agent
4.8 · 100+ reviews on Google16 yrs in business

Serrano Insurance Agency provides free quotes for auto, home, business, and life insurance to the Rowlett, Garland, Sachse, Wylie, and Rockwall areas. The agency has been a State Farm Chairman's Circle Qualifier since 2010 and offers additional services such as notary, fax, and assistance with relocation.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Arabic
Rowlett, TX· 2.4 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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B Listed
Bickerstaff Insurance and Financial Services
4.8 · <100 reviews on Google

Bickerstaff Insurance is an independent agency that helps clients with auto, homeowners, life & health, and commercial insurance needs. Their team emphasizes simple explanations and personalized plans, leveraging over 40 years of combined experience. They aim to provide guidance, protection, and peace of mind for individuals and businesses.

AutoCommercial GLHomeownersLife+2 more
Sachse, TX· 1.9 mi
License on file (TDI)
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F Listed
Farmers Insurance- Brandon Flores Chavez
4.9 · 100+ reviews on Google

Licensed insurance agency in Sachse, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Sachse, TX· 1.4 mi
Carriers: Farmers
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F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Freeway is a national insurance agency that operates retail locations across all 50 U.S. states, offering a wide range of insurance products to consumers. The site provides options for auto, homeowners, renters, life, motorcycle, and boat insurance among others.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Garland, TX· 2.3 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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W Listed
Wemson Insurance Services LLC
4.7 · <100 reviews on Google

Wemson Insurance Services represents a variety of reputable insurance companies and offers quick, risk‑free quotes for health & life, homeowners, renters, business, bonds, auto and more. They aim to provide high‑quality service tailored to personal needs in Texas. The agency invites customers to call 972‑272‑4103 for assistance.

AutoBoatCommercial GLHomeowners+3 more
Garland, TX· 2.7 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Accident Insurance Company, Inc. +38
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F Listed
Fiesta Auto Insurance & Tax Service
4.7 · <100 reviews on Google

Fiesta Insurance offers auto, home, business, rental, boat, and motorcycle insurance along with personal and business tax services. The agency emphasizes simple auto coverage and treats customers like family, targeting Latino communities as well as English‑speaking clients.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Garland, TX· 2.4 mi
Carriers: Progressive County Mutual, Pronto Insurance (affiliate) +41-2 agents
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L Listed
La Familia Auto Insurance
4.9 · 500+ reviews on Google15 yrs in business

La Familia Insurance provides auto, home, renters, and commercial insurance, emphasizing affordable and reliable coverage for the community. Their mission is to protect families and eliminate fear of losing everything, while offering bilingual service.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Garland, TX· 3.9 mi
Carriers: Bravo General (in-house MGA), GAINSCO +51-2 agents
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A Listed
Ai United Insurance
4.8 · <100 reviews on Google

Ai United Insurance provides simple, affordable coverage for auto, home, renters, motorcycle and commercial insurance. Their online quoting process guides customers through three steps to select and purchase policies quickly.

AutoCommercial GLHomeownersMotorcycle+2 more
Garland, TX· 2.2 mi
Carriers: Progressive, Infinity (Kemper) +51-2 agents
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D Listed
Dominic Schillace - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Dominic Schillace is a State Farm agent in Garland, TX serving individuals, families, and small businesses with a range of insurance products. The agency offers auto, homeowners, condo, renters, business, life, health, and pet insurance and emphasizes community connection across North Texas.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
Wylie, TX· 2.8 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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A Listed
A Abana Auto Insurance
4.9 · 500+ reviews on Google

A Abana is an auto insurance agency serving Texas and Nevada, offering personal and commercial auto coverage with bilingual Spanish service. With over 40 years of experience and 28 locations, they partner with multiple carriers to provide affordable options for individuals and businesses.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Garland, TX· 3.3 mi
Carriers: Progressive County Mutual, Access Insurance Company +11-2 agents
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A Listed
A&E Auto Insurance
4.8 · <100 reviews on Google25 yrs in business

A&E Auto Insurance is a small Christian independent agency in Garland, Texas offering auto, commercial, life, and motorcycle insurance along with SR‑22, notary and surety services. They work with over 20 carriers and have been serving the community for 25 years.

AutoCommercial GLHomeownersLife+3 moreSpanish
Garland, TX· 1.3 mi
1-2 agents
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O Listed
OUR INFINITE COMPANY INSURANCE AGENCY, INC.
4.6 · <100 reviews on Google

Licensed insurance agency in Dallas, TX; represents 24 carriers.

AutoHomeownersRentersCommercial GL+1 more
Dallas, TX· 8.6 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc. +2210+ agents
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A Listed
Ai United Insurance
4.6 · 100+ reviews on Google

Ai United Insurance provides auto, home, renters, motorcycle, and commercial insurance with a focus on fast, easy, and affordable coverage through an online quoting process.

AutoCommercial GLHomeownersMotorcycle+2 more
Garland, TX· 2.1 mi
Carriers: Progressive, Infinity (Kemper) +51-2 agents
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Frequently asked questions

How much renters insurance do I need?

Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.

Does my landlord's insurance cover my stuff?

No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.

Will renters insurance cover my roommate?

Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.