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Life Insurance in Garland, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

Life insurance in Garland, TX: 24 licensed insurance agencies serve 250,431 residents in Dallas County. auto premiums average $2,810 per year — 2% above the Texas state average. wind + hail drives 60% of homeowner claims.

24 life insurance agencies in Garland

Within 15 miles of Garland, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 99.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
C Listed
Costlow Insurance
4.8 · <100 reviews on Google45 yrs in business

Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.

AutoBoatCommercial GLCommercial Property+5 more
Rowlett, TX· 3.4 mi
Carriers: American Economy Insurance Company, American Fire and Casualty Company +54
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E Listed
Erick Martinez - State Farm Insurance Agent
4.9 · 500+ reviews on Google

Erick Martinez leads Martinez Insurance and Financial Services, a State Farm agency serving Richardson and the DFW area. The office offers a range of personal and business insurance products and emphasizes bilingual service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Richardson, TX· 3.8 mi
Carriers: State Farm
View profile
A Listed
Aaron Toews - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Aaron Toews is a State Farm insurance agent serving Rowlett, TX and surrounding areas, offering auto, homeowners, renters, life, motorcycle, and boat insurance among other products. The agency provides 24‑hour after‑hours appointments, free quotes, and bilingual English/Spanish service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Rowlett, TX· 3.5 mi
Carriers: State Farm
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F Listed
Farmers Insurance - Sylvia Taylor
4.9 · 100+ reviews on Google

Farmers Insurance agent serving Rowlett, Texas.

AutoCommercial GLHomeownersLife+2 more
Rowlett, TX· 2.6 mi
Carriers: Berkshire Hathaway Homestate Insurance Company, Economy Fire & Casualty Company +191-2 agents
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C Listed
Christian Serrano - State Farm Insurance Agent
4.8 · 100+ reviews on Google16 yrs in business

Serrano Insurance Agency provides free quotes for auto, home, business, and life insurance to the Rowlett, Garland, Sachse, Wylie, and Rockwall areas. The agency has been a State Farm Chairman's Circle Qualifier since 2010 and offers additional services such as notary, fax, and assistance with relocation.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Arabic
Rowlett, TX· 2.4 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
View profile
B Listed
Bickerstaff Insurance and Financial Services
4.8 · <100 reviews on Google

Bickerstaff Insurance is an independent agency that helps clients with auto, homeowners, life & health, and commercial insurance needs. Their team emphasizes simple explanations and personalized plans, leveraging over 40 years of combined experience. They aim to provide guidance, protection, and peace of mind for individuals and businesses.

AutoCommercial GLHomeownersLife+2 more
Sachse, TX· 1.9 mi
License on file (TDI)
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F Listed
Farmers Insurance- Brandon Flores Chavez
4.9 · 100+ reviews on Google

Licensed insurance agency in Sachse, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Sachse, TX· 1.4 mi
Carriers: Farmers
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F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Freeway is a national insurance agency that operates retail locations across all 50 U.S. states, offering a wide range of insurance products to consumers. The site provides options for auto, homeowners, renters, life, motorcycle, and boat insurance among others.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Garland, TX· 2.3 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
W Listed
Wemson Insurance Services LLC
4.7 · <100 reviews on Google

Wemson Insurance Services represents a variety of reputable insurance companies and offers quick, risk‑free quotes for health & life, homeowners, renters, business, bonds, auto and more. They aim to provide high‑quality service tailored to personal needs in Texas. The agency invites customers to call 972‑272‑4103 for assistance.

AutoBoatCommercial GLHomeowners+3 more
Garland, TX· 2.7 mi
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Accident Insurance Company, Inc. +38
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D Listed
Dominic Schillace - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Dominic Schillace is a State Farm agent in Garland, TX serving individuals, families, and small businesses with a range of insurance products. The agency offers auto, homeowners, condo, renters, business, life, health, and pet insurance and emphasizes community connection across North Texas.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
Wylie, TX· 2.8 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
View profile
A Listed
A&E Auto Insurance
4.8 · <100 reviews on Google25 yrs in business

A&E Auto Insurance is a small Christian independent agency in Garland, Texas offering auto, commercial, life, and motorcycle insurance along with SR‑22, notary and surety services. They work with over 20 carriers and have been serving the community for 25 years.

AutoCommercial GLHomeownersLife+3 moreSpanish
Garland, TX· 1.3 mi
1-2 agents
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L Listed
La Mejor Insurance Agency
4.9 · 100+ reviews on Google

La Mejor Insurance offers affordable auto, home, renters, commercial, and life insurance with a focus on budget‑friendly coverage and personalized service. The agency emphasizes quality coverage, flexibility, and expert guidance.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Garland, TX· 4.4 mi
Carriers: ASI Lloyds, AssuranceAmerica Insurance Company +111-2 agents
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C Listed
Claros Insurance Services
4.9 · 100+ reviews on Google

Claros Insurance Services specializes in auto, home, and business insurance. Serving Garland and all of Texas as an independent agency, they work with a variety of top carriers to help customers find the best coverage for their needs.

AutoBoatCommercial GLHomeowners+4 more
Garland, TX· 3.6 mi
Carriers: Aegis Security Insurance Company, American Access Casualty Company +171-2 agents
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A Listed
Adrian Valdez - State Farm Insurance Agent
4.9 · 100+ reviews on Google8 yrs in business

Welcome to Adrian Valdez State Farm Agency! The agency serves the Dallas‑Fort Worth area with a full range of insurance options, including auto, home, life and boat coverage. Their bilingual team emphasizes personalized, community‑focused service.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Wylie, TX· 4.6 mi
Carriers: American Pet Insurance Company, MGA Insurance Company, Inc. +61-2 agents
View profile
C Listed
Christina Adcock: Allstate Insurance
4.0 · <100 reviews on Google

Christina Adcock is an Allstate insurance agent in Garland, TX offering auto, home, renters, motorcycle, boat, and life insurance. She has been in the insurance industry since 2003 and operates an agency with eight licensed professionals serving the Dallas Metro area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Sachse, TX· 1.9 mi
Carriers: Allstate
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B Listed
Beto Rodriguez - State Farm Insurance Agent
4.9 · 500+ reviews on Google

Beto Rodriguez State Farm is a community‑focused agency in Sachse, Texas offering a range of personal and business insurance solutions. The agency is licensed for property and casualty, life, home, small business and health insurance and is a State Farm® agent.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Wylie, TX· 3.7 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
View profile
S Listed
Shayla Boles - GEICO Insurance Agent
4.7 · 100+ reviews on Google85 yrs in business

GEICO Insurance Agency offers a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, and commercial lines. The agency helps customers get quotes, manage policies, and access claims online through its partner network.

AutoHomeownersRentersMotorcycle+6 more
Garland, TX· 3.6 mi
Carriers: GEICO1-2 agents
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A Listed
Assurnet Insurance Agency Agent: Mark Solomon, Sr.
4.8 · <100 reviews on Google40 yrs in business

Assurnet Insurance Agency is an independent insurance agency in Richardson, Texas that has been serving the state since 1986. It offers personal and business insurance solutions, compares options from top carriers, and aims to simplify the insurance process for its customers.

AutoCommercial GLHomeownersLife+2 more
Richardson, TX· 5.9 mi
License on file (TDI)
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S Listed
Scott Bogue - State Farm Insurance Agent
4.8 · <100 reviews on Google

Scott Bogue is a State Farm agent in Sachse, TX offering auto, homeowners, renters, life, pet, and business coverage. The agency serves English, Spanish, and Japanese speakers and has over two decades of experience serving Dallas County and the state of Texas.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Japanese
Wylie, TX· 3.3 mi
Carriers: State Farm1-2 agents
View profile
F Listed
Freeway Insurance
4.7 · 100+ reviews on Google

Freeway can support all your insurance needs in all 50 U.S. States, offering a range of products such as auto, homeowners, renters, motorcycle, boat, and life insurance.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Garland, TX· 3.7 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
B Listed
Blanca Gomez: Allstate Insurance
4.8 · 100+ reviews on Google

We’ve gotten to know many local families as an Allstate agency in Garland and enjoy being a part of the community. Building local relationships is one of the best parts of my job, and we look forward to helping you find insurance solutions that meet your needs.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Sachse, TX· 6.1 mi
Carriers: Allstate
View profile
F Listed
Freeway Insurance
4.7 · 100+ reviews on Google

Freeway Insurance is a retail location offering a range of insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage, to customers in Garland, TX and surrounding areas. The agency emphasizes its ability to support insurance needs across all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Garland, TX· 3.9 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
A Listed
American mga insurance
4.8 · <100 reviews on Google

American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.

AutoCommercial GLCommercial PropertyHomeowners+3 moreArabic
Richardson, TX· 6.7 mi
Carriers: Aetna Health Inc., Alinsco Insurance Company +12
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.