Life Insurance in Garland, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
Life insurance in Garland, TX: 24 licensed insurance agencies serve 250,431 residents in Dallas County. auto premiums average $2,810 per year — 2% above the Texas state average. wind + hail drives 60% of homeowner claims.
24 life insurance agencies in Garland
Within 15 miles of Garland, TX. Click any agency to view profile, contact info, and request a quote.
Farmers Insurance - Sylvia Taylor
Farmers Insurance agent serving Rowlett, Texas.
Costlow Insurance
Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.
A&E Auto Insurance
A&E Auto Insurance is a small Christian independent agency in Garland, Texas offering auto, commercial, life, and motorcycle insurance along with SR‑22, notary and surety services. They work with over 20 carriers and have been serving the community for 25 years.
Wemson Insurance Services LLC
Wemson Insurance Services represents a variety of reputable insurance companies and offers quick, risk‑free quotes for health & life, homeowners, renters, business, bonds, auto and more. They aim to provide high‑quality service tailored to personal needs in Texas. The agency invites customers to call 972‑272‑4103 for assistance.
Express Insurance Agency
Express Insurance Agency provides affordable coverage for individuals, families, and businesses in the Garland, Plano, and Dallas areas. They offer a range of personal and commercial insurance options and emphasize personalized service and competitive rates.
Assurnet Insurance Agency Agent: Mark Solomon, Sr.
Assurnet Insurance Agency is an independent insurance agency in Richardson, Texas that has been serving the state since 1986. It offers personal and business insurance solutions, compares options from top carriers, and aims to simplify the insurance process for its customers.
Decisive Insurance Agency
Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.
Wigant & Associates, LLC
Wigant & Associates, LLC is a full‑line insurance agency based in Rowlett, Texas serving clients throughout the United States. Founded by Dennis Wigant, the agency offers property and casualty, health, and life insurance solutions.
One Sharpe Solution
One Sharpe Solution has been insuring the local community for over 20 years, offering a range of personal and business insurance options. Their staff emphasizes personalized service, helping clients navigate complex policy choices with knowledge and compassion.
Farmers Insurance - Lane Hamilton
Licensed insurance agency in Richardson, TX; represents 1 carrier.
American mga insurance
American MGA provides confidence, care, and commitment with transparent, simple insurance solutions. The agency offers a full range of policies including auto, home, business and life insurance, and emphasizes personalized guidance and integrity.
Brightway Insurance, The Phan Agency
Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.
My Pham Agency
Licensed insurance agency in Richardson, TX; represents 1 carrier.
Farmers Insurance - Cindy Montgomery
Licensed insurance agency in Richardson, TX; represents 20 carriers.
HI Agency - Wylie
HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.
3D Insurance Services, Inc.
3D Insurance Services is a full‑service property and casualty agency serving Rowlett and all of Texas. They provide auto, homeowners, life/health, business and employee benefits insurance and emphasize personalized service.
Freeway Insurance
Freeway is a national insurance agency that operates retail locations across all 50 U.S. states, offering a wide range of insurance products to consumers. The site provides options for auto, homeowners, renters, life, motorcycle, and boat insurance among others.
Patterson & Associates Insurance
Patterson & Associates Insurance is a Texas‑based agency with over 40 years of experience providing commercial, personal and employee benefits insurance solutions. They serve a wide range of industries and individuals, offering tailored coverage such as auto, homeowners, umbrella and life policies.
JOHN LEE INSURANCE 李元鐘保險經紀公司| 專業。誠實。服務
李元鐘保險成立於2009年,提供專業、全方位的保險服務,依客戶需求量身訂製方案,涵蓋汽車、住宅、人壽及商業等多種保險類別。
Freeway Insurance
Freeway can support all your insurance needs in all 50 U.S. States, offering a range of products such as auto, homeowners, renters, motorcycle, boat, and life insurance.
Freeway Insurance
Freeway Insurance is a retail location offering a range of insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage, to customers in Garland, TX and surrounding areas. The agency emphasizes its ability to support insurance needs across all 50 U.S. states.
Hempkins Insurance
Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.
C & T Insurance
C & T Insurance specializes in Medicare, life, health, and group insurance. As an independent agency, they work with a wide variety of top carriers to help customers find the best coverage for their needs. Their priority is protecting what matters most in life.
Blanca Gomez: Allstate Insurance
We’ve gotten to know many local families as an Allstate agency in Garland and enjoy being a part of the community. Building local relationships is one of the best parts of my job, and we look forward to helping you find insurance solutions that meet your needs.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.