Umbrella Insurance in Garland, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
Umbrella insurance in Garland, TX: 24 licensed insurance agencies serve 250,431 residents in Dallas County. auto premiums average $2,810 per year — 2% above the Texas state average. wind + hail drives 60% of homeowner claims.
24 umbrella insurance agencies in Garland
Within 15 miles of Garland, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.
La Familia Insurance provides auto, home, renters, and commercial insurance with a focus on affordable, reliable coverage for the community. They emphasize bilingual service and have been serving Texas for 15 years since 2010.
Erick Martinez leads Martinez Insurance and Financial Services, a State Farm agency serving Richardson and the DFW area. The office offers a range of personal and business insurance products and emphasizes bilingual service in English and Spanish.
Cinco Auto Insurance is a fast‑growing Texas‑based agency offering auto, home, renters, and commercial insurance solutions, backed by over 7,000 five‑star Google reviews. They emphasize bilingual service, competitive rates, and quick coverage through a network of hand‑picked carriers.
Aaron Toews is a State Farm insurance agent serving Rowlett, TX and surrounding areas, offering auto, homeowners, renters, life, motorcycle, and boat insurance among other products. The agency provides 24‑hour after‑hours appointments, free quotes, and bilingual English/Spanish service.
La Familia Insurance offers auto, homeowners, renters, and commercial coverage with a focus on bilingual service. Founded in 2010, the agency celebrates 15 years serving Texas communities and operates 90 offices. Their mission is to provide affordable, reliable protection without judging credit history.
Farmers Insurance agent serving Rowlett, Texas.
Ryan Insurance is a family‑owned agency serving Rowlett, TX and surrounding areas for over 45 years, offering personal and commercial insurance including auto, homeowners, umbrella, motorcycle, boat and business coverage.
Altima Auto Insurance Agency is an independent agency based in Arlington, TX offering personalized auto, home, motorcycle, renters, and commercial insurance solutions for individuals and businesses. With over 20 years of experience, they provide a one‑stop shop with customized coverage and unbiased advice.
La Familia Insurance provides auto, home, renters, and business insurance, focusing on affordable, reliable coverage for the community. They emphasize bilingual service and personalized support, comparing policies to find the best fit.
Serrano Insurance Agency provides free quotes for auto, home, business, and life insurance to the Rowlett, Garland, Sachse, Wylie, and Rockwall areas. The agency has been a State Farm Chairman's Circle Qualifier since 2010 and offers additional services such as notary, fax, and assistance with relocation.
Bickerstaff Insurance is an independent agency that helps clients with auto, homeowners, life & health, and commercial insurance needs. Their team emphasizes simple explanations and personalized plans, leveraging over 40 years of combined experience. They aim to provide guidance, protection, and peace of mind for individuals and businesses.
Licensed insurance agency in Sachse, TX; represents 1 carrier.
Freeway is a national insurance agency that operates retail locations across all 50 U.S. states, offering a wide range of insurance products to consumers. The site provides options for auto, homeowners, renters, life, motorcycle, and boat insurance among others.
Wemson Insurance Services represents a variety of reputable insurance companies and offers quick, risk‑free quotes for health & life, homeowners, renters, business, bonds, auto and more. They aim to provide high‑quality service tailored to personal needs in Texas. The agency invites customers to call 972‑272‑4103 for assistance.
Fiesta Insurance offers auto, home, business, rental, boat, and motorcycle insurance along with personal and business tax services. The agency emphasizes simple auto coverage and treats customers like family, targeting Latino communities as well as English‑speaking clients.
La Familia Insurance provides auto, home, renters, and commercial insurance, emphasizing affordable and reliable coverage for the community. Their mission is to protect families and eliminate fear of losing everything, while offering bilingual service.
Ai United Insurance provides simple, affordable coverage for auto, home, renters, motorcycle and commercial insurance. Their online quoting process guides customers through three steps to select and purchase policies quickly.
Dominic Schillace is a State Farm agent in Garland, TX serving individuals, families, and small businesses with a range of insurance products. The agency offers auto, homeowners, condo, renters, business, life, health, and pet insurance and emphasizes community connection across North Texas.
A Abana is an auto insurance agency serving Texas and Nevada, offering personal and commercial auto coverage with bilingual Spanish service. With over 40 years of experience and 28 locations, they partner with multiple carriers to provide affordable options for individuals and businesses.
A&E Auto Insurance is a small Christian independent agency in Garland, Texas offering auto, commercial, life, and motorcycle insurance along with SR‑22, notary and surety services. They work with over 20 carriers and have been serving the community for 25 years.
Licensed insurance agency in Dallas, TX; represents 24 carriers.
Ai United Insurance provides auto, home, renters, motorcycle, and commercial insurance with a focus on fast, easy, and affordable coverage through an online quoting process.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.