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Renters Insurance in Hoston, TX

Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.

24 renters insurance agencies in Hoston

Within 15 miles of Hoston, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 156.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
L Listed
L.A. Insurance
4.9 · 500+ reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency that has served clients across the United States for over 33 years, offering low‑cost coverage for vehicles, boats, motorcycles, RVs and businesses. The agency emphasizes flexible payment plans, maximum coverage and personalized support from local agents.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Bellaire, TX· 4.8 mi
Carriers: Progressive County Mutual, National General +6
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L Listed
La Familia Auto Insurance
4.9 · 100+ reviews on Google15 yrs in business

La Familia Insurance provides auto, home, renters, and business insurance with a focus on affordable, reliable coverage for diverse communities. Their mission is to protect customers from sudden loss and to offer bilingual service. Founded in 2010, they have grown to 90 offices across Texas.

AutoCommercial GLCommercial PropertyHomeowners+2 moreSpanish
Bellaire, TX· 4.8 mi
Carriers: Bravo General (in-house MGA), GAINSCO +5
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L Listed
L.A. Insurance
4.9 · 500+ reviews on Google33 yrs in business

L.A. Insurance is an affordable insurance company serving clients across the USA for over 33 years. It offers auto, motorcycle, boat, renters, RV, and life insurance with low down payments and flexible payment plans.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Houston, TX· 5.8 mi
Carriers: Progressive County Mutual, National General +6
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A Listed
Amtex Insurance
4.7 · 100+ reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business coverage, focusing on real‑person service and community involvement. Since its founding, the agency emphasizes low rates, personalized support, and quick online tools for quotes and claims.

AutoCommercial GLHomeownersLife+3 more
Bellaire, TX· 4.8 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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B Listed
Bridgette Emanuel - State Farm Insurance Agent
4.8 · <100 reviews on Google32 yrs in business

Bridgette Emanuel State Farm is a Texas‑based insurance agency offering a range of personal and commercial insurance products. The agency serves the Houston area and the wider Texas market, providing auto, homeowners, renters, life, motorcycle, and boat insurance among others. The agent has been affiliated with State Farm since 1994.

AutoBoatCommercial GLHomeowners+4 more
Bellaire, TX· 4.7 mi
Carriers: State Farm
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C Listed
CASTANO & DE LA GARZA GROUP, LLC.
4.9 · 100+ reviews on Google

Licensed insurance agency in Houston, TX; represents 2 carriers.

AutoHomeownersRentersCommercial GL+1 more
Houston, TX· 1.4 mi
Carriers: Fidelity & Guaranty Life Insurance Company, LOYAL AMERICAN LIFE INSURANCE COMPANY
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G Listed
Gaston Arguelles - State Farm Insurance Agent
4.8 · 500+ reviews on Google18 yrs in business

Gaston Arguelles is a State Farm agent serving the Houston area since 2008, offering a range of personal and commercial insurance solutions. He and his team focus on auto, homeowners, renters, life, motorcycle, boat and business coverage, emphasizing personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Bellaire, TX· 4.7 mi
Carriers: State Farm
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I Listed
Insurance Navy Brokers
4.9 · 100+ reviews on Google20 yrs in business

Insurance Navy is an online insurance agency that compares rates for auto, motorcycle, renters, homeowners, SR‑22 and commercial vehicle coverage. With over 20 years of experience, 35 locations and more than 100 bilingual agents, they help customers save on policies across multiple states.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
Houston, TX· 2.6 mi
1-2 agents
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A Listed
Affordable Insurance of Texas
4.9 · 100+ reviews on Google

AIT Insurance is a Texas‑based agency offering a wide range of personal and commercial insurance solutions, emphasizing affordable and reliable coverage. They serve individuals and businesses with products such as auto, home, renters, life, and various liability options. Their focus is on helping clients protect what matters most.

AutoHomeownersRentersCommercial GL+5 moreSpanish
Houston, TX· 3.7 mi
License on file (TDI)
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A Listed
A Abana Auto Insurance
4.9 · 100+ reviews on Google

A Abana is a bilingual auto insurance agency serving Texas and Nevada, offering personal and commercial auto solutions with over 40 years of experience. The agency provides low‑income, SR‑22, and multi‑policy options through multiple carriers and has numerous local offices.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Houston, TX· 2.4 mi
Carriers: Progressive County Mutual, Access Insurance Company +11-2 agents
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T Listed
TIA- Texas Insurance Agency
4.8 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. They compare multiple carriers to match customers with auto, home, motorcycle, and commercial policies.

AutoMotorcycleHomeownersRenters+4 moreSpanish
Spring Branch, TX· 3.6 mi
License on file (TDI)
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T Listed
TIA- Texas Insurance Agency
4.8 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, offering a range of insurance products such as auto, homeowners, renters, flood, motorcycle and commercial coverage. They compare multiple carriers to provide affordable, customized policies for individuals and businesses.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Houston, TX· 5.4 mi
License on file (TDI)
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T Listed
TIA- Texas Insurance Agency
4.7 · 100+ reviews on Google27 yrs in business

TIA‑Texas Insurance Agency, an independent Texas insurance agency operating since 1999, offers affordable coverage and free quotes for individuals, families, and businesses. The agency compares multiple carriers to provide auto, home, business, and specialty insurance solutions across Texas.

AutoHomeownersRentersFlood+4 moreSpanish
Houston, TX· 4.8 mi
License on file (TDI)
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M Listed
Memorial Insurance Agency
4.9 · 100+ reviews on Google8 yrs in business

Cash & Forbes Insurance Group is an independent insurance agency founded in 2018 that serves Texas families and businesses with a variety of personal and commercial insurance solutions. The agency merged with Memorial Insurance Agency and operates out of Houston, TX, offering auto, home, renters, flood, boat, and business coverage.

AutoHomeownersRentersCommercial GL+5 more
Houston, TX· 7.1 mi
Carriers: Ace American Insurance Company
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E Listed
EHRMAN MURPHY & COMPANY LLP
4.8 · <100 reviews on Google

Licensed insurance agency in Houston, TX; represents 125 carriers.

AutoHomeownersRentersCommercial GL+1 more
Houston, TX· 1.1 mi
Carriers: AIG PROPERTY CASUALTY COMPANY, AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA +1233-5 agents
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T Listed
Texan Insurance
4.9 · 1,000+ reviews on Google41 yrs in business

Texan Insurance is a full‑service, family‑owned independent agency serving Texas since 1985. It offers personalized service through a team of licensed agents who help customers navigate insurance and risk management.

AutoHomeownersRentersCommercial GL+6 more
Houston, TX· 3.8 mi
Carriers: ACCC Insurance Company, Alinsco Insurance Company +231-2 agents
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F Listed
Farmers Insurance - Maria Espinoza
4.8 · <100 reviews on Google

Find a Farmers Insurance agent in Houston, Texas, and request quotes for auto, home, renters, and life insurance.

AutoCommercial GLHomeownersLife+2 more
Friendswood, TX· 1.8 mi
Carriers: Farmers Insurance
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A Listed
Amtex Insurance Corporate Office
4.8 · 100+ reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance for Texas residents, emphasizing personal service and quick coverage. With over 25 years of experience, the agency highlights its local agents, multiple carrier options, and a commitment to community involvement.

AutoCommercial GLHomeownersLife+3 more
South Houston, TX· 4.9 mi
Carriers: ACCC Insurance Company, American Access Casualty +101-2 agents
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A Listed
AAIGOT Insurance Agency
4.5 · <100 reviews on Google41 yrs in business

AAIGOT Insurance Agency, serving Houston and all of Texas since 1985, provides a broad range of personal and commercial insurance products. The agency offers auto, homeowners, motorcycle, life, and various commercial lines through multiple high‑rated carriers.

AutoCommercial GLCommercial PropertyHomeowners+4 moreSpanish
Bellaire, TX· 4.4 mi
Carriers: ACCC Insurance Company, ASI Lloyds +53
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T Listed
TIA- Texas Insurance Agency
4.7 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. It compares multiple carriers to match customers with policies such as auto, home, renters, and commercial insurance.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Houston, TX· 5.2 mi
License on file (TDI)
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A Listed
A Abana Auto Insurance
4.8 · 100+ reviews on Google

A Abana is a trusted auto insurance agency serving Texas and Nevada with over 40 years of experience, offering personal and commercial auto coverage, including SR‑22 and low‑income options, and providing bilingual Spanish service.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Houston, TX· 3.4 mi
Carriers: Progressive County Mutual, Access Insurance Company +11-2 agents
View profile
D Listed
Dean & Draper Insurance Agency, LP
4.8 · 100+ reviews on Google45 yrs in business

Dean & Draper is a Houston‑based independent insurance broker serving Texas and nationwide since 1981. They provide commercial and personal insurance lines, employee benefits, and risk‑management solutions while emphasizing technology and personalized service.

AutoCommercial GLHomeownersRenters+1 more
South Houston, TX· 5.5 mi
Carriers: AIG Assurance Company, AIG PROPERTY CASUALTY COMPANY +3303-5 agents
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M Listed
MOINOT INSURANCE GROUP LLC
4.8 · <100 reviews on Google

Licensed insurance agency in Cypress, TX; represents 17 carriers.

AutoHomeownersRentersCommercial GL+1 more
Cypress, TX· 3.5 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Economy Insurance Company +15
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Frequently asked questions

How much renters insurance do I need?

Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.

Does my landlord's insurance cover my stuff?

No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.

Will renters insurance cover my roommate?

Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.