Flood Insurance in Hoston, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
24 flood insurance agencies in Hoston
Within 15 miles of Hoston, TX. Click any agency to view profile, contact info, and request a quote.
Avalon Insurance Agency
Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.
Affordable Insurance of Texas
AIT Insurance is a Texas‑based agency offering a wide range of personal and commercial insurance solutions, emphasizing affordable and reliable coverage. They serve individuals and businesses with products such as auto, home, renters, life, and various liability options. Their focus is on helping clients protect what matters most.
Crestar Insurance
Family owned and operated since 2006, Crestar Insurance provides auto, renters, home, flood, motorcycle and business insurance with a focus on customer service and expert knowledge of its products.
TIA-Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency that has been serving individuals, families, and businesses in Texas since 1999. They compare multiple carriers to provide affordable coverage across auto, home, and commercial lines.
MCN Multiservices
MCN Multiservices is an independent insurance agency serving Harris and Fort Bend Counties, West Houston, and Katy for over 20 years. They offer personal and commercial insurance, tax preparation, and additional services with a focus on personalized, hassle‑free service.
Paga-Menos Insurance
Paga Menos Insurance is a Houston‑based agency offering a full range of personal and commercial insurance solutions across Texas, aiming to provide affordable coverage and financial stability for individuals and businesses.
Oscar's Insurance Agency LLC
Oscar Insurance Agency LLC was founded 25 years ago by Oscar Rivas to provide auto, home, life, health and other insurance solutions. Over the years they have served thousands of satisfied customers in Houston.
Texan Insurance
Texan Insurance is a full‑service, family‑owned independent agency serving Texas since 1985. It offers personalized service through a team of licensed agents who help customers navigate insurance and risk management.
Insure US
InsureUS is an independent insurance agency in Cypress, Texas that offers a variety of personal and commercial insurance products, including auto, home, renters, flood, motorcycle, boat, and commercial coverage. They compare quotes from multiple carriers to help clients find competitive rates.
TIA-Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage by comparing multiple carriers. They offer a range of personal and commercial insurance solutions and emphasize personalized service and quick quotes.
Arlene Lollie & Associates, LLC
Arlene Lollie & Associates is a trusted insurance agency serving the Greater Houston area for over 20 years. They provide personalized personal and business insurance solutions, including auto, homeowners, life, commercial property, flood and boat coverage. The agency emphasizes high‑quality service and building lasting client relationships.
Auto Express Insurance
Auto Express Insurance is a Houston‑based agency that helps consumers save money on insurance and assists businesses in reducing risk. The agency serves the greater Houston area, offering personalized protection for families and commercial clients alike.
Commercial Insurance Services of Texas
Commercial Insurance Services of Texas is an independent insurance agency serving Katy, Pearland, and Houston, focused on providing business insurance solutions with a strong emphasis on customer service. They partner with multiple carriers to offer comprehensive coverage for commercial and personal policies.
TIA- Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. They compare multiple carriers to match customers with auto, home, motorcycle, and commercial policies.
TIA- Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, offering a range of insurance products such as auto, homeowners, renters, flood, motorcycle and commercial coverage. They compare multiple carriers to provide affordable, customized policies for individuals and businesses.
TIA- Texas Insurance Agency
TIA‑Texas Insurance Agency, an independent Texas insurance agency operating since 1999, offers affordable coverage and free quotes for individuals, families, and businesses. The agency compares multiple carriers to provide auto, home, business, and specialty insurance solutions across Texas.
The Vanguard Insurance Agency
We are in the business of helping people by shopping insurance policies with multiple top‑rated carriers. As a highly respected agency in the greater Houston area we serve total insurance needs including life, home, auto, commercial and financial services.
AAAA Auto Insurance
AAAA Insurance is a family‑owned independent agency serving the greater Houston Metro area. It has been operating since 1994 and has grown from one office to more than 15 locations. The agency focuses on providing friendly, customer‑first service for auto, home and commercial insurance needs.
Abe Jacobs Insurance
Abe Jacobs Insurance Agency provides personalized Life, Home, Auto, Commercial, and Flood insurance across Texas. Founded in 1983, the agency has nearly four decades of experience delivering risk management solutions and competitive rates.
TIA- Texas Insurance Agency
Texas Insurance Agency (TIA) is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable coverage. It compares multiple carriers to match customers with policies such as auto, home, renters, and commercial insurance.
Cash & Forbes Insurance Group
Cash & Forbes Insurance Group is an independent insurance agency founded in 2018 that offers personal and business insurance solutions to individuals, families, and businesses throughout Texas.
Houston Insurance Agency, Inc
We are an independent insurance agency serving Texas, partnering with many carriers to provide auto, flood, and commercial auto coverage.
Allwin Insurance Agency - Affordable Health Insurance, Business, Home and Auto Insurance in Houston
Allwin Insurance Agency in Houston, Texas provides tailored insurance policies for automotive, life, homeowners, renters, and commercial needs. Their experienced brokers assist with policy renewals, finding new policies, lowering premiums, and claim filing, offering personalized service to individuals and businesses.
Memorial Insurance Agency
Cash & Forbes Insurance Group is an independent insurance agency founded in 2018 that serves Texas families and businesses with a variety of personal and commercial insurance solutions. The agency merged with Memorial Insurance Agency and operates out of Houston, TX, offering auto, home, renters, flood, boat, and business coverage.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.