Homeowners Insurance in Hoston, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Hoston
Within 15 miles of Hoston, TX. Click any agency to view profile, contact info, and request a quote.
PRACHT INSURANCE AGENCY LLC
Licensed insurance agency in Houston, TX; represents 54 carriers.
Avalon Insurance Agency
Avalon Insurance Agency is an award‑winning independent agency in Houston, Texas offering a range of personal and commercial insurance products. Since 2006 they provide auto, home, umbrella, flood, renters, landlord, RV/motorcycle, commercial and life insurance with a focus on personalized service.
ALL STATE BONDS, INC.
Licensed insurance agency in Houston, TX; represents 24 carriers.
INDIVIDUAL INSURANCE SOLUTIONS, LLC
Licensed insurance agency in Houston, TX; represents 66 carriers.
LINDA MEYER INSURANCE BROKERAGE, LLC
Licensed insurance agency in Houston, TX; represents 86 carriers.
EDWARDS FINANCIAL GROUP LLC
Licensed insurance agency in Houston, TX; represents 23 carriers.
THE RISK SPECIALTY GROUP, LLC
Licensed insurance agency in Houston, TX; represents 47 carriers.
INTEGRAL SERVICE BUSINESS MGC LLC
Licensed insurance agency in Houston, TX; represents 16 carriers.
MOINOT INSURANCE GROUP LLC
Licensed insurance agency in Cypress, TX; represents 17 carriers.
La Familia Auto Insurance
La Familia Insurance provides auto, home, renters, and business insurance with a focus on affordable, reliable coverage for diverse communities. Their mission is to protect customers from sudden loss and to offer bilingual service. Founded in 2010, they have grown to 90 offices across Texas.
HAWK INS GROUP, LLC
Licensed insurance agency in Houston, TX; represents 65 carriers.
LKJ FINANCIAL, LLC
Licensed insurance agency in Houston, TX; represents 36 carriers.
DOS AMIGOS MULTISERVICES, LLC
Licensed insurance agency in Houston, TX; represents 20 carriers.
AZ Auto Insurance
AZ Insurance is a Texas‑based agency serving Houston drivers since 2000, offering a range of personal and commercial insurance products with bilingual agents.
AETAS INSURANCE CORPORATION
Licensed insurance agency in Houston, TX; represents 30 carriers.
PRIMARY CARE INSURANCE SOLUTIONS LLC
Licensed insurance agency in Houston, TX; represents 51 carriers.
HADLEY INSURANCE GROUP LLC
Licensed insurance agency in Houston, TX; represents 16 carriers.
L.A. Insurance
L.A. Insurance is an affordable insurance agency that has served clients across the United States for over 33 years, offering low‑cost coverage for vehicles, boats, motorcycles, RVs and businesses. The agency emphasizes flexible payment plans, maximum coverage and personalized support from local agents.
FINANCIAL INSURANCE & RISK MANAGEMENT SERVICES, LLC
Licensed insurance agency in Houston, TX; represents 4 carriers.
DEREK INSURANCE & INVESTMENT, LLC
Licensed insurance agency in Katy, TX; represents 36 carriers.
HIRSCH INSURANCE BROKERAGE, LLC
Licensed insurance agency in Houston, TX; represents 22 carriers.
Affordable Insurance of Texas
AIT Insurance is a Texas‑based agency offering a wide range of personal and commercial insurance solutions, emphasizing affordable and reliable coverage. They serve individuals and businesses with products such as auto, home, renters, life, and various liability options. Their focus is on helping clients protect what matters most.
BENEFITS & CARE LLC
Licensed insurance agency in Houston, TX; represents 50 carriers.
DOUGLAS B. JOHNSON INSURANCE AGENCY, LLC
Licensed insurance agency in Houston, TX; represents 82 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.