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Renters Insurance in Huntsville, TX

Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.

24 renters insurance agencies in Huntsville

Within 15 miles of Huntsville, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 106.7 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
C Listed
Chris Batten Agency
4.6 · 14 reviews on Google

The agency emphasizes friendly, community‑focused service with staff praised for promptness and dedication.

AutoCommercial GLHomeownersRenters+1 more
Huntsville, TX· 6.0 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +5710+ agents
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A Listed
Acceptance Insurance
4.9 · 241 reviews on Google

Acceptance Insurance offers a range of insurance products including auto, homeowners, renters, life, motorcycle, and boat coverage, and provides a quick quote service via phone or online.

AutoBoatCommercial GLHomeowners+4 more
Huntsville, TX· 6.3 mi
Carriers: First Acceptance Insurance Company, Confie (parent MGA)6+ agents
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C Listed
CP Insurance Associates
4.8 · 8 reviews on Google50 yrs in business

CP Insurance Associates is a managing general agency that specializes in lender‑placed insurance and comprehensive services for financial institutions, including tracking, escrow, and investor property programs. With over 50 years of experience, the agency emphasizes technology‑driven solutions and A+ rated carriers to protect assets for banks, credit unions, lenders, and BHPH dealers.

AutoCommercial GLHomeownersRenters+1 more
Huntsville, TX· 8.6 mi
Carriers: AXIS Insurance Company, Ace American Insurance Company +1320+ agents
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A Listed
A-MAX Auto Insurance
4.8 · 35 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Huntsville, TX· 6.1 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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D Listed
Direct Auto Insurance
4.8 · 126 reviews on Google

Direct Auto Insurance agency located inside the H‑E‑B store at 1702 11th St., Huntsville, TX offers auto, life, and motorcycle insurance, including SR‑22 and roadside assistance. The agency provides flexible payment options and serves English‑ and Spanish‑speaking customers.

AutoCommercial GLHomeownersLife+3 moreSpanish
Huntsville, TX· 5.8 mi
Carriers: Direct Auto Insurance, National General Insurance Group3-5 agents
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T Listed
TWFG Dawson Insurance
3.9 · 11 reviews on Google

Licensed insurance agency in Huntsville, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Huntsville, TX· 6.7 mi
10+ agents
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F Listed
Freeway Insurance
4.7 · 251 reviews on Google

Licensed insurance agency in Huntsville, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Huntsville, TX· 6.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
J Listed
Joe Monteleone - State Farm Insurance Agent
4.9 · 254 reviews on Google45 yrs in business

Joe Monteleone Insurance Agency, a State Farm® agent in Huntsville, Texas, offers a range of insurance products including auto, homeowners, renters, life, boat, and motorcycle coverage. With over 45 years of staff experience, the agency serves Huntsville, Walker County, and the broader Texas community and is active in local organizations.

AutoBoatCommercial GLHomeowners+4 more
Huntsville, TX· 6.3 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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G Listed
Gus Hernandez - State Farm Insurance Agent
4.9 · 156 reviews on Google

The agency emphasizes a personal touch, helping clients with everything from first apartments to lifelong home, auto, and life insurance needs. Based in Huntsville, TX, they are a State Farm agent and active community members.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Huntsville, TX· 5.9 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +41-2 agents
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A Listed
ACE Cash Express
4.9 · 464 reviews on Google

ACE Cash Express provides consumers with quality financial services, offering payday loans, installment loans, check cashing, money orders, money transfers, and bill payment across more than 700 stores nationwide.

AutoCommercial GLHomeownersRenters+1 more
Huntsville, TX· 6.2 mi
1-2 agents
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F Listed
Fred Loya Insurance
4.4 · 53 reviews on Google

Fred Loya Insurance provides auto insurance with immediate coverage, multiple discounts, and a network of over 800 offices across 12 states.

AutoCommercial GLHomeownersRenters+1 more
Huntsville, TX· 6.5 mi
Carriers: Loya Casualty Insurance Company, Young America Insurance Company3-5 agents
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C Listed
Cates Insurance
4.5 · 8 reviews on Google

ISB/Cates Insurance is an independent insurance agency located in Huntsville, Texas offering auto, homeowner, life, and business insurance. They partner with many insurance companies and have joined the Hilb Group to expand their capabilities. They provide personalized service and claim assistance.

AutoCommercial GLHomeownersLife+2 more
Huntsville, TX· 6.0 mi
3-5 agents
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G Listed
Germania Thomas Lucher Insurance
4.8 · 33 reviews on Google

Thomas Lucher Insurance is an independent, family‑owned agency based in Huntsville, Texas, serving Walker County and surrounding areas. They focus on providing personalized service across a range of insurance needs, representing carriers such as Germania. Their mission is to deliver exceptional service and attention to detail for each client’s unique situation.

AutoBoatCommercial GLFarm+5 more
Huntsville, TX· 6.0 mi
Carriers: BRISTOL WEST SPECIALTY INSURANCE COMPANY, Dairyland County Mutual Insurance Company of Texas +121-2 agents
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R Listed
Rollo Insurance
4.8 · 56 reviews on Google

Rollo Insurance is a network of agents dedicated to helping clients build their American dream by providing personalized insurance solutions and lasting relationships.

AutoHomeownersRentersCommercial GL+7 more
Huntsville, TX· 5.7 mi
3-5 agents
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F Listed
Farmers Insurance - Diego Arizaga
4.8 · 29 reviews on Google

Licensed insurance agency in Huntsville, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Huntsville, TX· 5.1 mi
Carriers: Farmers
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K Listed
King Insurance Solutions
4.8 · 52 reviews on Google

King Insurance Solutions is an independent insurance agency serving the Huntsville, College Station, Houston, Spring, Woodlands and Montgomery County areas of Texas. They provide personal insurance coverages such as auto, home, life, health, motorcycle and boat, as well as business insurance including BOP, general liability, commercial auto, workers compensation and bonds.

AutoHomeownersRentersCommercial GL+7 more
Huntsville, TX· 5.9 mi
Carriers: Allstate, Farmers Insurance1-2 agents
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P Listed
Pronto Insurance
4.4 · 46 reviews on Google

Pronto Insurance offers affordable auto, home, renters and business insurance across Texas, with access to over 30 carriers. The Huntsville office serves the community with quick quotes, SR‑22, bonds and roadside assistance. They pride themselves on fast, friendly service.

AutoBoatCommercial GLCommercial Property+4 moreSpanish
Huntsville, TX· 5.9 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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D Listed
Diana K Barnes - State Farm Insurance Agent
4.5 · 25 reviews on Google39 yrs in business

State Farm Insurance Agent serving Huntsville, TX since 1987, offering auto, home, life, farm & ranch, business, pet and tractor insurance. The agency emphasizes personalized quotes and has over 58 years of combined team experience.

AutoBoatCommercial GLFarm+5 more
Huntsville, TX· 5.8 mi
Carriers: State Farm1-2 agents
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A Listed
AIM Agencies - Beaty Agency Insurance & Multiservice
4.8 · 11 reviews on Google7 yrs in business

AIM Agencies, founded in 2019, operates two locations to provide insurance services and invites visitors to schedule a free insurance review.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Huntsville, TX· 6.8 mi
1-2 agents
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G Listed
Goosehead Insurance - Lance Marshall & Tyler McCaffety
4.8 · 5 reviews on Google

Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood coverage, emphasizing smart, design‑focused insurance solutions.

AutoBoatCommercial GLFlood+4 more
Huntsville, TX· 7.2 mi
License on file (TDI)
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W Listed
Wharton Insurance Network
35 yrs in business

Wharton Insurance Network, founded in 1991, provides personal and commercial insurance solutions to individuals and businesses in Huntsville, Texas and surrounding areas. They offer a range of coverage options including auto, home, life, flood, and farm insurance.

AutoCommercial GLFarmFlood+4 more
Huntsville, TX· 5.7 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +151-2 agents
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F Listed
Farmers Insurance - Thomas Austin
4.8 · 6 reviews on Google

Licensed insurance agency in Huntsville, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Huntsville, TX· 6.0 mi
Carriers: Farmers Insurance
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Y Listed
Young Insurance Services
4.8 · 2 reviews on Google

Young Insurance Services Inc. provides personal and commercial insurance solutions in Huntsville, Texas and surrounding areas, offering coverage for homes, vehicles, businesses, and liability.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Huntsville, TX· 5.3 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Aventus Insurance Company +211-2 agents
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Frequently asked questions

How much renters insurance do I need?

Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.

Does my landlord's insurance cover my stuff?

No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.

Will renters insurance cover my roommate?

Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.

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