Life Insurance in Huntsville, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
18 life insurance agencies in Huntsville
Within 15 miles of Huntsville, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Acceptance Insurance offers a range of insurance products including auto, homeowners, renters, life, motorcycle, and boat coverage, and provides a quick quote service via phone or online.
Direct Auto Insurance agency located inside the H‑E‑B store at 1702 11th St., Huntsville, TX offers auto, life, and motorcycle insurance, including SR‑22 and roadside assistance. The agency provides flexible payment options and serves English‑ and Spanish‑speaking customers.
Licensed insurance agency in Huntsville, TX; represents 6 carriers.
Joe Monteleone Insurance Agency, a State Farm® agent in Huntsville, Texas, offers a range of insurance products including auto, homeowners, renters, life, boat, and motorcycle coverage. With over 45 years of staff experience, the agency serves Huntsville, Walker County, and the broader Texas community and is active in local organizations.
The agency emphasizes a personal touch, helping clients with everything from first apartments to lifelong home, auto, and life insurance needs. Based in Huntsville, TX, they are a State Farm agent and active community members.
ISB/Cates Insurance is an independent insurance agency located in Huntsville, Texas offering auto, homeowner, life, and business insurance. They partner with many insurance companies and have joined the Hilb Group to expand their capabilities. They provide personalized service and claim assistance.
Thomas Lucher Insurance is an independent, family‑owned agency based in Huntsville, Texas, serving Walker County and surrounding areas. They focus on providing personalized service across a range of insurance needs, representing carriers such as Germania. Their mission is to deliver exceptional service and attention to detail for each client’s unique situation.
Rollo Insurance is a network of agents dedicated to helping clients build their American dream by providing personalized insurance solutions and lasting relationships.
Licensed insurance agency in Huntsville, TX; represents 1 carrier.
King Insurance Solutions is an independent insurance agency serving the Huntsville, College Station, Houston, Spring, Woodlands and Montgomery County areas of Texas. They provide personal insurance coverages such as auto, home, life, health, motorcycle and boat, as well as business insurance including BOP, general liability, commercial auto, workers compensation and bonds.
State Farm Insurance Agent serving Huntsville, TX since 1987, offering auto, home, life, farm & ranch, business, pet and tractor insurance. The agency emphasizes personalized quotes and has over 58 years of combined team experience.
Wharton Insurance Network, founded in 1991, provides personal and commercial insurance solutions to individuals and businesses in Huntsville, Texas and surrounding areas. They offer a range of coverage options including auto, home, life, flood, and farm insurance.
Licensed insurance agency in Huntsville, TX; represents 1 carrier.
Danny Dougherty is a State Farm insurance agent serving Huntsville, TX, offering auto, homeowners, renters, life, and other insurance products. The agency provides personalized quotes and assistance during office hours and by appointment.
Martin Jones II is an Allstate insurance agent in Huntsville, TX, offering a range of coverages such as auto, homeowners, renters, motorcycle, boat and life insurance. He emphasizes personalized service and community relationships to help local families find the right solutions.
Steven Doucette is an Allstate insurance agent in Huntsville, TX, serving local families with a variety of coverage options including auto, home, renters, motorcycle, life, and boat insurance.
Birddog Insurance serves Huntsville and the surrounding Texas communities by protecting the people they work with like family. They help consumers save money, businesses reduce risk, and families protect their financial future.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.