Commercial Liability Insurance in Huntsville, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Huntsville
Within 15 miles of Huntsville, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
The agency emphasizes friendly, community‑focused service with staff praised for promptness and dedication.
Acceptance Insurance offers a range of insurance products including auto, homeowners, renters, life, motorcycle, and boat coverage, and provides a quick quote service via phone or online.
CP Insurance Associates is a managing general agency that specializes in lender‑placed insurance and comprehensive services for financial institutions, including tracking, escrow, and investor property programs. With over 50 years of experience, the agency emphasizes technology‑driven solutions and A+ rated carriers to protect assets for banks, credit unions, lenders, and BHPH dealers.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Direct Auto Insurance agency located inside the H‑E‑B store at 1702 11th St., Huntsville, TX offers auto, life, and motorcycle insurance, including SR‑22 and roadside assistance. The agency provides flexible payment options and serves English‑ and Spanish‑speaking customers.
Licensed insurance agency in Huntsville, TX. Contact directly for available products and carriers.
Licensed insurance agency in Huntsville, TX; represents 6 carriers.
Joe Monteleone Insurance Agency, a State Farm® agent in Huntsville, Texas, offers a range of insurance products including auto, homeowners, renters, life, boat, and motorcycle coverage. With over 45 years of staff experience, the agency serves Huntsville, Walker County, and the broader Texas community and is active in local organizations.
The agency emphasizes a personal touch, helping clients with everything from first apartments to lifelong home, auto, and life insurance needs. Based in Huntsville, TX, they are a State Farm agent and active community members.
ACE Cash Express provides consumers with quality financial services, offering payday loans, installment loans, check cashing, money orders, money transfers, and bill payment across more than 700 stores nationwide.
Fred Loya Insurance provides auto insurance with immediate coverage, multiple discounts, and a network of over 800 offices across 12 states.
ISB/Cates Insurance is an independent insurance agency located in Huntsville, Texas offering auto, homeowner, life, and business insurance. They partner with many insurance companies and have joined the Hilb Group to expand their capabilities. They provide personalized service and claim assistance.
Thomas Lucher Insurance is an independent, family‑owned agency based in Huntsville, Texas, serving Walker County and surrounding areas. They focus on providing personalized service across a range of insurance needs, representing carriers such as Germania. Their mission is to deliver exceptional service and attention to detail for each client’s unique situation.
Rollo Insurance is a network of agents dedicated to helping clients build their American dream by providing personalized insurance solutions and lasting relationships.
Licensed insurance agency in Huntsville, TX; represents 1 carrier.
King Insurance Solutions is an independent insurance agency serving the Huntsville, College Station, Houston, Spring, Woodlands and Montgomery County areas of Texas. They provide personal insurance coverages such as auto, home, life, health, motorcycle and boat, as well as business insurance including BOP, general liability, commercial auto, workers compensation and bonds.
Pronto Insurance offers affordable auto, home, renters and business insurance across Texas, with access to over 30 carriers. The Huntsville office serves the community with quick quotes, SR‑22, bonds and roadside assistance. They pride themselves on fast, friendly service.
State Farm Insurance Agent serving Huntsville, TX since 1987, offering auto, home, life, farm & ranch, business, pet and tractor insurance. The agency emphasizes personalized quotes and has over 58 years of combined team experience.
AIM Agencies, founded in 2019, operates two locations to provide insurance services and invites visitors to schedule a free insurance review.
Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood coverage, emphasizing smart, design‑focused insurance solutions.
Wharton Insurance Network, founded in 1991, provides personal and commercial insurance solutions to individuals and businesses in Huntsville, Texas and surrounding areas. They offer a range of coverage options including auto, home, life, flood, and farm insurance.
Licensed insurance agency in Huntsville, TX; represents 1 carrier.
Young Insurance Services Inc. provides personal and commercial insurance solutions in Huntsville, Texas and surrounding areas, offering coverage for homes, vehicles, businesses, and liability.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.