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Renters Insurance in Lancaster, TX

Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.

24 renters insurance agencies in Lancaster

Within 15 miles of Lancaster, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 76.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
E Listed
Ernie Williams Insurance Agency
4.8 · 75 reviews on Google15 yrs in business

Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Desoto, TX· 4.7 mi
10+ agents
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P Listed
Premier Cover Insurance Co.
4.8 · 11 reviews on Google

Allstate provides insurance and protection solutions, emphasizing peace of mind and confidence for customers facing life’s challenges. They offer a range of products from home and auto coverage to device and identity protection.

AutoCommercial GLHomeownersRenters+1 more
Lancaster, TX· 1.4 mi
20+ agents
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L Listed
La Familia Auto Insurance
4.9 · 1,011 reviews on Google15 yrs in business

La Familia Insurance provides auto, homeowners, renters, and commercial insurance with a focus on affordable, reliable coverage and bilingual customer service. Founded in 2010, they have 15 years of experience serving the Texas community.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Desoto, TX· 2.8 mi
Carriers: Bravo General (in-house MGA), GAINSCO +56+ agents
View profile
R Listed
Red Gorman Insurance
4.9 · 769 reviews on Google

Red Gorman Insurance is a local agency that provides auto and commercial truck insurance with a strong emphasis on personalized customer service and quick quoting. The office is noted for friendly agents who help clients find competitive rates and handle payments efficiently.

AutoCommercial GLHomeownersRenters+1 more
Dallas, TX· 6.1 mi
Carriers: ACCC Insurance Company, ANCHOR GENERAL INSURANCE COMPANY +3210+ agents
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F Listed
Farmers Insurance - Louis Taylor
4.4 · 73 reviews on Google

Licensed insurance agency in Lancaster, TX; represents 17 carriers.

AutoCommercial GLHomeownersLife+2 more
Lancaster, TX· 1.2 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +1510+ agents
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C Listed
CINCO Auto Insurance
4.9 · 1,005 reviews on Google

Cinco Auto Insurance offers a full range of auto, homeowners, renters, and commercial insurance solutions across more than 900 Texas cities. Their bilingual agents provide personalized service, competitive rates, and fast coverage for customers with any credit profile.

AutoCommercial GLCommercial PropertyHomeowners+2 moreSpanish
Dallas, TX· 7.2 mi
10+ agents
View profile
A Listed
A.J. Martin Insurance
4.8 · 5 reviews on Google

AJ Martin Insurance is an independent agency that partners with numerous insurance carriers to find the best coverage and price for each client. They emphasize a personal touch and aim to simplify the process of securing auto, home, renters, commercial property, and motorcycle insurance. The agency highlights its commitment to saving customers time and money.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Desoto, TX· 4.4 mi
Carriers: Alinsco, Aspen +720+ agents
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F Listed
Fry Integra Insurance Services
4.8 · 14 reviews on Google35 yrs in business

Fry Integra Insurance Services is a family‑owned agency serving the Dallas‑Fort Worth suburbs for over 35 years. It specializes in commercial insurance such as general liability, contractor, workers’ compensation, builders risk and commercial umbrella coverage. The agency emphasizes hands‑on service, education and appreciation of its clients' personal and business needs.

AutoCommercial GLHomeownersRenters+1 more
Duncanville, TX· 7.7 mi
Carriers: Addison Insurance Company, American General Life Insurance Company +2220+ agents
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C Listed
CINCO Auto Insurance
4.9 · 698 reviews on Google

Cinco Auto Insurance offers a range of insurance products including auto, homeowners, renters, and commercial general liability coverage, emphasizing competitive rates and personalized service through bilingual agents.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Dallas, TX· 8.1 mi
10+ agents
View profile
T Listed
True Choice Insurance
4.3 · 11 reviews on Google

True Choice Insurance is an independent brokerage offering a range of insurance options, emphasizing product value over fear. Affiliated with over 60 carriers, it is among the largest independent agencies in Texas.

AutoCommercial GLHomeownersLife+2 more
Desoto, TX· 4.8 mi
20+ agents
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A Listed
A-MAX Auto Insurance
4.4 · 171 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Desoto, TX· 1.3 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
View profile
G Listed
GI Auto Insurance
11 yrs in business

GI Auto Insurance, founded in 2015, serves Dallas‑Fort Worth and surrounding Texas communities with affordable auto, home, renters, and commercial coverage. They emphasize honest rates, personalized service, and a commitment to protecting customers like family.

AutoCommercial GLHomeownersLife+3 moreSpanish
Lancaster, TX· 2.6 mi
10+ agents
View profile
P Listed
Primerica
3.7 · 3 reviews on Google48 yrs in business

Primerica is a financial services company that helps families achieve financial security by offering education and a range of products such as term life insurance, auto and homeowners insurance, investments, and debt solutions. Their representatives provide complimentary Financial Needs Analyses to guide clients toward their financial goals.

AutoCommercial GLHomeownersLife+2 more
Desoto, TX· 4.8 mi
Carriers: National Benefit Life Insurance Company, Primerica Life Insurance Company +110+ agents
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A Listed
A-Affordable has partnered with Freeway Insurance
4.9 · 119 reviews on Google39 yrs in business

Freeway Insurance helps customers across all 50 states compare quotes from over 200 insurance carriers, offering affordable coverage for auto, motorcycle, renters, homeowners, SR‑22 and commercial vehicles. With more than 39 years of experience and bilingual agents, they aim to provide fast, personalized service both online and in‑store.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
Dallas, TX· 11.0 mi
Carriers: Confie (parent MGA), Progressive County Mutual +410+ agents
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C Listed
CINCO Auto Insurance
4.9 · 805 reviews on Google

Cinco Auto Insurance offers a full range of auto, homeowners, renters, and commercial insurance solutions across Texas, emphasizing competitive rates, quick service, and bilingual agents who personalize coverage for each client.

AutoCommercial GLCommercial PropertyHomeowners+2 moreSpanish
Dallas, TX· 9.7 mi
10+ agents
View profile
L Listed
La Familia Auto Insurance
4.9 · 1,303 reviews on Google15 yrs in business

La Familia Insurance provides auto, home, renters, and commercial insurance, emphasizing affordable, reliable coverage and personalized service. Founded in 2010, the agency serves the community with bilingual representatives and has been operating for 15 years.

AutoCommercial GLCommercial PropertyHomeowners+2 moreSpanish
Duncanville, TX· 7.6 mi
Carriers: Bravo General (in-house MGA), GAINSCO +56+ agents
View profile
A Listed
ALPA Insurance
4.9 · 176 reviews on Google15 yrs in business

ALPA Insurance offers quick, simple, no‑commitment coverage with bilingual service in English and Spanish. They serve Texas with over 50 locations and have been operating for about 15 years. The agency provides a range of products from auto to commercial insurance.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
Desoto, TX· 4.6 mi
Carriers: Progressive, Dairyland (Sentry) +43-5 agents
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H Listed
Hernandez Insurance Agency
4.6 · 62 reviews on Google19 yrs in business

We are an insurance broker agency with more than 19 years of experience offering a one‑stop shop for home, auto, commercial auto, general liability, renters and life insurance, plus services like notary public, translations (English and Spanish), international bus tickets, income tax processing and free financial education.

AutoCommercial GLFloodHomeowners+4 moreSpanish
Dallas, TX· 9.6 mi
Carriers: Alinsco Insurance Company, AssuranceAmerica Insurance Company +910+ agents
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L Listed
L.A. Insurance
4.9 · 338 reviews on Google34 yrs in business

L.A. Insurance is an affordable insurance agency serving clients across the USA for over 33 years, offering auto, motorcycle, renters, boat, commercial auto and life insurance with low down payments and flexible payment plans.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Duncanville, TX· 7.5 mi
Carriers: Progressive County Mutual, National General +66+ agents
View profile
J Listed
Jennifer Reed - GEICO Insurance Agent
4.8 · 196 reviews on Google85 yrs in business

GEICO Insurance Agency, based in the Dallas‑Fort Worth area of Texas, offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. Customers can obtain quotes online or contact agents for personalized assistance.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Desoto, TX· 2.9 mi
Carriers: American Modern Insurance Group, Assurant +1
View profile
L Listed
Leo's Auto Insurance
4.8 · 175 reviews on Google10 yrs in business

Leo’s Auto Insurance has over a decade of experience providing reliable, affordable coverage across 14+ locations. They partner with more than 35 carriers to offer over 140 plans, delivering personalized solutions for drivers and homeowners alike.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
Duncanville, TX· 7.9 mi
6+ agents
View profile
L Listed
Lopez Auto Insurance
4.9 · 433 reviews on Google15 yrs in business

Lopez Auto Insurance, founded in 2011, provides auto, homeowners, motorcycle and boat insurance throughout the Dallas/Fort Worth area. They emphasize quick, easy quotes, personalized customer service, and a range of coverage options. The agency highlights a decade of experience and a commitment to helping clients navigate insurance needs.

AutoBoatCommercial GLHomeowners+3 more
Balch Springs, TX· 11.0 mi
6+ agents
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P Listed
Prominent Insurance Agency LLC

Licensed insurance agency in Lancaster, TX; represents 41 carriers.

AutoCommercial GLHomeownersRenters+1 more
Lancaster, TX· 1.6 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY +3920+ agents
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Frequently asked questions

How much renters insurance do I need?

Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.

Does my landlord's insurance cover my stuff?

No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.

Will renters insurance cover my roommate?

Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.