Commercial Liability Insurance in Lancaster, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Lancaster
Within 15 miles of Lancaster, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Kimberly Giddings is a State Farm agent serving the Lancaster, TX area since 1995. She holds a B.S. from Southeastern Oklahoma State University and leads a bilingual team offering a range of personal and business insurance products.
ALPA Insurance offers quick, simple, no‑commitment coverage with bilingual service in English and Spanish. They serve Texas with over 50 locations and have been operating for about 15 years. The agency provides a range of products from auto to commercial insurance.
La Familia Insurance provides auto, homeowners, renters, and commercial insurance with a focus on affordable, reliable coverage and bilingual customer service. Founded in 2010, they have 15 years of experience serving the Texas community.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service.
GEICO Insurance Agency, based in the Dallas‑Fort Worth area of Texas, offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. Customers can obtain quotes online or contact agents for personalized assistance.
Red Gorman Insurance is a local agency that provides auto and commercial truck insurance with a strong emphasis on personalized customer service and quick quoting. The office is noted for friendly agents who help clients find competitive rates and handle payments efficiently.
Krystal Brown is a State Farm insurance agent serving DeSoto and the Dallas‑Fort Worth area since 2017. She offers a range of personal and business insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and is dedicated to helping families and local businesses protect what matters most.
Knott Insurance Group is an independent agency founded in 1988 that offers a range of personal and commercial insurance solutions to the Desoto, Texas community and the wider state. They emphasize education, choice of carriers, and dedicated service for both individuals and businesses.
ALPA Insurance offers quick, simple, no‑commitment insurance solutions across Texas, serving the community for over 15 years with more than 50 locations. They provide a range of personal and commercial coverage options and emphasize bilingual service in English and Spanish.
Jarvis Hill is a State Farm insurance agent in Desoto, Texas with over 10 years of experience in financial services. He offers a range of personal and business insurance products and is active in the local community through the Desoto Chamber of Commerce. His focus is on educating customers and providing personalized coverage solutions.
Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.
Bert Maxwell is an Allstate insurance agent in DeSoto, TX, serving the community since 1986. He offers auto, home, boat, renters, motorcycle and life insurance and serves customers in both English and Spanish.
Tanksley Financial Group Services is a family‑owned firm offering tax preparation, tax resolution, financial planning, health insurance and other financial services. Led by CEO Tracy Tanksley, the agency has over 15 years of experience helping individuals and businesses achieve financial goals.
Allstate provides insurance and protection solutions, emphasizing peace of mind and confidence for customers facing life’s challenges. They offer a range of products from home and auto coverage to device and identity protection.
L.A. Insurance is an affordable insurance agency serving clients across the USA for over 33 years, offering auto, motorcycle, renters, boat, commercial auto and life insurance with low down payments and flexible payment plans.
Licensed insurance agency in Lancaster, TX; represents 17 carriers.
At AFIG LLC Insurance Services, we continuously work to provide the individual coverage you require. When protecting your auto, home, health, life, business, and family, please don't leave it up to chance or fly-by-night brokers. We take pride in our business and strive to be relationship specialists providing you with the total insurance solution for all your needs.
Cassandra Preston is a State Farm® insurance agent offering auto, homeowners, renters, motorcycle, boat and other insurance products, serving Lancaster, TX and surrounding areas. She emphasizes 24/7 availability, community involvement, and has State Farm experience since 2000.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies and over 400+ plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Alison Fourtner is a 2nd‑generation State Farm agent serving the Dallas‑Fort Worth area, offering auto, homeowners, renters, condo, commercial, boat, motorcycle, and life insurance along with financial services. She and her husband Gary run the agency with a dedicated team and provide after‑hours appointments.
Licensed insurance agency in Desoto, TX; represents 6 carriers.
Grant W. Galliford has been an Allstate agent since 2006, helping Texas customers with auto, home, life and other insurance needs. He emphasizes retirement planning, family protection, and offers services in English and Spanish.
Ai United Insurance offers fast, easy and affordable auto, home, renters, motorcycle and commercial insurance solutions, providing online quoting and personalized assistance to customers in Texas.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.