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Life Insurance in Lancaster, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

24 life insurance agencies in Lancaster

Within 15 miles of Lancaster, TX. Click any agency to view profile, contact info, and request a quote.

EA

Ernie Williams Insurance Agency

Desoto, TX· 4.7 mi
Agency
Popular
10+ agents15yr

Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.

AutoCommercial GLCommercial PropertyHomeowners+3 more
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FI

Farmers Insurance - Louis Taylor

Lancaster, TX· 1.2 mi
Agency
10+ agents

Licensed insurance agency in Lancaster, TX; represents 17 carriers.

AutoCommercial GLHomeownersLife+2 more
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Farmers Insurance Exchange +14
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TI

True Choice Insurance

Desoto, TX· 4.8 mi
Agency
20+ agents

True Choice Insurance is an independent brokerage offering a range of insurance options, emphasizing product value over fear. Affiliated with over 60 carriers, it is among the largest independent agencies in Texas.

AutoCommercial GLHomeownersLife+2 more
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GI

GI Auto Insurance

Lancaster, TX· 2.6 mi
Agency
No reviews yet
10+ agents11yr

GI Auto Insurance, founded in 2015, serves Dallas‑Fort Worth and surrounding Texas communities with affordable auto, home, renters, and commercial coverage. They emphasize honest rates, personalized service, and a commitment to protecting customers like family.

Spanish
AutoCommercial GLHomeownersLife+3 more
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PR

Primerica

Desoto, TX· 4.8 mi
Agency
New on InsurConnect
10+ agents48yr

Primerica is a financial services company that helps families achieve financial security by offering education and a range of products such as term life insurance, auto and homeowners insurance, investments, and debt solutions. Their representatives provide complimentary Financial Needs Analyses to guide clients toward their financial goals.

AutoCommercial GLHomeownersLife+2 more
Carriers: National Benefit Life Insurance Company, Primerica Life Insurance Company, Primerica Life Insurance Company of Canada
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HA

Hernandez Insurance Agency

Dallas, TX· 9.6 mi
Agency
Popular
10+ agents19yr

We are an insurance broker agency with more than 19 years of experience offering a one‑stop shop for home, auto, commercial auto, general liability, renters and life insurance, plus services like notary public, translations (English and Spanish), international bus tickets, income tax processing and free financial education.

Spanish
AutoCommercial GLFloodHomeowners+4 more
Carriers: Alinsco Insurance Company, AssuranceAmerica Insurance Company, Contractors Bonding and Insurance Company +8
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LI

L.A. Insurance

Duncanville, TX· 7.5 mi
Agency
Very Popular
6+ agents34yr

L.A. Insurance is an affordable insurance agency serving clients across the USA for over 33 years, offering auto, motorcycle, renters, boat, commercial auto and life insurance with low down payments and flexible payment plans.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Progressive County Mutual, National General, Foremost (Farmers) +5
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JR

Jennifer Reed - GEICO Insurance Agent

Desoto, TX· 2.9 mi
Agency
Very Popular
85yr

GEICO Insurance Agency, based in the Dallas‑Fort Worth area of Texas, offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. Customers can obtain quotes online or contact agents for personalized assistance.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: American Modern Insurance Group, Assurant, Jewelers Mutual Insurance Group
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KG

Kimberly Giddings - State Farm Insurance Agent

Lancaster, TX· 1.7 mi
Agency
Popular
1-2 agents31yr

Kimberly Giddings is a State Farm agent serving the Lancaster, TX area since 1995. She holds a B.S. from Southeastern Oklahoma State University and leads a bilingual team offering a range of personal and business insurance products.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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FI

Freeway Insurance

Desoto, TX· 2.9 mi
Agency
Very Popular
3-5 agents

Licensed insurance agency in Desoto, TX; represents 6 carriers.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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AT

A Tiempo Insurance & Tax

Balch Springs, TX· 12.1 mi
Agency
10+ agents

A Tiempo Insurance & Tax Service is your local community auto insurance agency. We take the hassle out of shopping for auto insurance by providing fast, easy, and affordable quotes with the ability to purchase same‑day coverage if needed. Our agency in Balch Springs offers great protection for you, your family, and your automobiles.

AutoBoatCommercial GLHomeowners+4 more
Carriers: Alinsco Insurance Company, AssuranceAmerica Insurance Company, Falcon Insurance Company +13
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TT

Trust Insurance TX

Duncanville, TX· 7.7 mi
Agency
No reviews yet
20+ agents24yr

Best Southwest Insurance is an independent agency operating throughout Texas, offering personal and business insurance solutions through top‑rated carriers. They provide homeowner, renters, auto, motorcycle, RV, and commercial lines such as general liability and builders risk.

AutoCommercial GLCommercial PropertyHomeowners+4 more
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KB

Krystal Brown - State Farm Insurance Agent

Desoto, TX· 3.0 mi
Agency
Very Popular
1-2 agents9yr

Krystal Brown is a State Farm insurance agent serving DeSoto and the Dallas‑Fort Worth area since 2017. She offers a range of personal and business insurance products including auto, homeowners, renters, life, motorcycle and boat coverage, and is dedicated to helping families and local businesses protect what matters most.

AutoBoatCommercial GLHomeowners+4 more
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas, State Farm Fire and Casualty Company +3
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FI

Freeway Insurance

Duncanville, TX· 7.6 mi
Agency
Very Popular
3-5 agents

Freeway Insurance is a nationwide agency that offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The site lets customers request online quotes or call a toll‑free number for assistance, and it serves all 50 U.S. states. The agency promotes quick, convenient service through its digital quote tools.

Spanish
AutoBoatCommercial GLCommercial Property+5 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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DS

Duncanville Insurance Services

Duncanville, TX· 8.0 mi
Agency
New on InsurConnect
6+ agents

Duncanville Insurance Services offers auto, home, truck, life, business and specialty insurance options, providing free online quotes from top carriers to help customers find the best rates.

AutoBoatCommercial GLCommercial Property+6 more
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JH

Jarvis Hill - State Farm Insurance Agent

Desoto, TX· 4.8 mi
Agency
Very Popular
1-2 agents10yr

Jarvis Hill is a State Farm insurance agent in Desoto, Texas with over 10 years of experience in financial services. He offers a range of personal and business insurance products and is active in the local community through the Desoto Chamber of Commerce. His focus is on educating customers and providing personalized coverage solutions.

AutoBoatCommercial GLHomeowners+4 more
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +5
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FI

Freeway Insurance

Dallas, TX· 8.7 mi
Agency
Very Popular
3-5 agents

Freeway can support all your insurance needs in all 50 U.S. States.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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BM

Bert Maxwell: Allstate Insurance

Desoto, TX· 4.4 mi
Agency
Very Popular
1-2 agents40yr

Bert Maxwell is an Allstate insurance agent in DeSoto, TX, serving the community since 1986. He offers auto, home, boat, renters, motorcycle and life insurance and serves customers in both English and Spanish.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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DS

Duncanville Insurance Services

Duncanville, TX· 7.7 mi
Agency
No reviews yet
6+ agents

Duncanville Insurance Services provides a range of insurance options including auto, home, truck, life, business, and specialty lines, helping customers obtain free quotes from top insurers.

AutoBoatCommercial GLCommercial Property+6 more
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EI

Estrella Insurance

Grand Prairie, TX· 14.1 mi
Agency
Popular
10+ agents

Estrella Insurance has been proudly serving customers and communities for decades, providing reliable and affordable insurance solutions designed to protect what matters most. We offer low‑cost auto insurance, affordable home insurance, discount renters policies, best‑price motorcycle insurance, affordable commercial insurance, life coverage, specialty lines, and reliable health insurance options.

Spanish
AutoBoatCommercial GLHomeowners+4 more
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MB

Medicare Brothers

Mesquite, TX· 14.3 mi
Agency
20+ agents

Medicare Brothers is an independent insurance agency serving the Dallas/Fort Worth metroplex and the rest of Texas. They specialize in Medicare Advantage, Medicare Supplement (Medigap), life, and health insurance, helping customers find coverage that protects what matters most.

AutoCommercial GLHomeownersLife+2 more
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AS

AFIG, LLC Insurance Services

Desoto, TX· 4.5 mi
Agency
Popular
1-2 agents

At AFIG LLC Insurance Services, we continuously work to provide the individual coverage you require. When protecting your auto, home, health, life, business, and family, please don't leave it up to chance or fly-by-night brokers. We take pride in our business and strive to be relationship specialists providing you with the total insurance solution for all your needs.

AutoCommercial GLHomeownersLife+3 more
Carriers: ASI Lloyds, Aegis Security Insurance Company, Alinsco Insurance Company +48
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AF

Alison Fourtner - State Farm Insurance Agent

Desoto, TX· 4.4 mi
Agency
Popular
1-2 agents18yr

Alison Fourtner is a 2nd‑generation State Farm agent serving the Dallas‑Fort Worth area, offering auto, homeowners, renters, condo, commercial, boat, motorcycle, and life insurance along with financial services. She and her husband Gary run the agency with a dedicated team and provide after‑hours appointments.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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GG

Grant W. Galliford: Allstate Insurance

Desoto, TX· 3.3 mi
Agency
1-2 agents20yr

Grant W. Galliford has been an Allstate agent since 2006, helping Texas customers with auto, home, life and other insurance needs. He emphasizes retirement planning, family protection, and offers services in English and Spanish.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.