Renters Insurance in Lockhart, TX
Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.
24 renters insurance agencies in Lockhart
Within 15 miles of Lockhart, TX. Click any agency to view profile, contact info, and request a quote.
The Insurance Team
The Insurance Team is independently owned, family‑run and locally operated in Lockhart, Texas. Our agents collectively have over 100 years of experience in the insurance industry. We are committed to finding you and your family competitive rates with accurate coverage that is unique to your insurance needs.
Farmers Insurance - Jennifer Ochoa
Jennifer Ochoa is a Farmers Insurance agent in Lockhart, Texas, offering auto, home, renters, life, and business insurance.
Bruce Germer Insurance Agency
Bruce Germer Insurance Agency is a locally owned insurance provider in Lockhart, TX offering auto, home, life, farm, flood, and recreational insurance. With over four decades of experience they partner with carriers such as Progressive, DiaryLand, and Foremost Insurance and emphasize personalized service and client satisfaction.
Low Cost Insurance
Low Cost Insurance is an independent agency serving Lockhart and all of Texas since 2003, offering auto, home, motorcycle and other specialty insurance products. They provide flexible coverage options, online quoting, and 24/7 personal support.
Rebecca Pulliam - State Farm Insurance Agent
Rebecca Pulliam is a local State Farm Insurance Agent serving Lockhart and surrounding areas. She has been a State Farm Agent since 2013 and offers Auto, Homeowners, Renters, Life, Business, and other insurance services. She is active in the community and holds a ChFC designation.
Monicque Yvonne Maciel: Primerica - Financial Services
Primerica is a financial services firm that helps middle‑income families with term life insurance, auto and home insurance referrals, and other investment and protection products. Established in 1977, the company emphasizes financial education and planning for the future. It operates nationwide in the U.S. and Canada with a network of licensed representatives.
Germer Insurance Services
Germer Insurance Services is a family of independent insurance agencies operating in Bastrop, Lockhart, and San Marcos, offering personalized insurance solutions. The owners, Gary Germer Jr. and Greg Germer, emphasize diligent, honest, and ethical service to match clients with the right products.
Fred Loya Insurance
Fred Loya Insurance is a Texas‑based agency offering auto insurance across 12 states with over 800 offices. They provide same‑day coverage, multiple discounts, and a full range of auto coverages such as liability, comprehensive, collision, medical and roadside assistance.
Perdue Insurance Agency LLC
Perdue Insurance Agency LLC is an independent agency based in Texas that focuses on commercial trucking and auto insurance, while also offering personal lines such as homeowners and motorcycle coverage. They emphasize working with a variety of top carriers to find affordable solutions for customers.
Nulife Insurance Agency
We are a leading insurance company in the United States, committed to protecting what matters most: your well-being, your family, and your assets. Our mission is to provide peace of mind and security to our clients by delivering reliable, personalized, and affordable insurance solutions.
Steven Funk: Allstate Insurance
Steven Funk is an Allstate insurance agent in Lockhart, TX offering a range of products including auto, home, renters, condo, motorcycle, boat and life insurance. He serves Lockhart and surrounding communities, providing quotes and appointments to help customers protect their assets.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Lockhart, TX; represents 1 carrier.
The Southpark Agency
The Southpark Agency is an independent agency located in Kyle, Texas serving the entire state. The owner has over 25 years of experience and founded the agency in 2009. They offer a range of insurance products including auto, homeowners, renters, commercial, flood, life and boat coverage.
Seguros Paisano Auto Insurance
Licensed insurance agency in Kyle, TX; represents 10 carriers.
Farmers Insurance - Anna Jimenez
Licensed insurance agency in Lockhart, TX; represents 1 carrier.
Carter & Co Insurance
Texas Trusted Insurance Agency is an independent insurance agency offering a wide range of coverage including auto, homeowners, commercial, life, and health insurance. They also provide bonds, permits, and special event coverage, with a focus on the oil & gas industry. The agency emphasizes competitive pricing and tailored protection programs for clients.
Freeway Insurance
Freeway Insurance is a nationwide insurer offering auto, home, renters, life, motorcycle and boat insurance, with a location serving San Marcos, TX. Customers can get a quote online or by calling 800‑777‑5620, and assistance at 888‑443‑4662.
Texas Farm Bureau Insurance - Mike Tate
Licensed insurance agency in Lockhart, TX; represents 1 carrier.
Direct Auto Insurance
Direct Auto agency located at 1630 Aquarena Springs Dr, Ste B, San Marcos, TX offers auto insurance and related products such as term life, SR‑22 filing, roadside assistance, and collision coverage. They provide flexible payment options and serve customers in English.
Germania Farm Mutual Insurance
Licensed insurance agency in Kyle, TX; represents 1 carrier.
Holt Insurance Agency
Holt Insurance Agency is a local independent insurance agency that prioritizes personal service. Founded in 1986, they have been serving the community for decades with a focus on customer commitment.
JZ Insurance & Income Tax
Licensed insurance agency in Kyle, TX; represents 16 carriers.
Farmers Insurance - West Romberger
Licensed insurance agency in Kyle, TX; represents 1 carrier.
Jesse Thomas - State Farm Insurance Agent
Thomas Ins and Fin Svc Inc is a State Farm agency in Kyle, Texas, led by Agent Jesse Thomas. The team serves English‑ and Spanish‑speaking families across Central Texas, offering personalized insurance education and support. They aim to simplify coverage decisions for auto, home, life, health, and more.
Frequently asked questions
How much renters insurance do I need?
Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.
Does my landlord's insurance cover my stuff?
No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.
Will renters insurance cover my roommate?
Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.