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Life Insurance in Lockhart, TX

Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.

19 life insurance agencies in Lockhart

Within 15 miles of Lockhart, TX. Click any agency to view profile, contact info, and request a quote.

TT

The Insurance Team

Lockhart, TX· 0.3 mi
Agency
20+ agents

The Insurance Team is independently owned, family‑run and locally operated in Lockhart, Texas. Our agents collectively have over 100 years of experience in the insurance industry. We are committed to finding you and your family competitive rates with accurate coverage that is unique to your insurance needs.

AutoBoatCommercial GLFarm+5 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, CHARTER OAK FIRE INSURANCE COMPANY, THE, Consumers County Mutual Insurance Company +19
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FI

Farmers Insurance - Jennifer Ochoa

Lockhart, TX· 0.5 mi
Agency
Popular

Jennifer Ochoa is a Farmers Insurance agent in Lockhart, Texas, offering auto, home, renters, life, and business insurance.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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BA

Bruce Germer Insurance Agency

Lockhart, TX· 0.2 mi
Agency
45yr

Bruce Germer Insurance Agency is a locally owned insurance provider in Lockhart, TX offering auto, home, life, farm, flood, and recreational insurance. With over four decades of experience they partner with carriers such as Progressive, DiaryLand, and Foremost Insurance and emphasize personalized service and client satisfaction.

AutoCommercial GLFarmFlood+4 more
Carriers: Progressive, DiaryLand, Foremost Insurance
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LI

Low Cost Insurance

Lockhart, TX· 0.4 mi
Agency
3-5 agents23yr

Low Cost Insurance is an independent agency serving Lockhart and all of Texas since 2003, offering auto, home, motorcycle and other specialty insurance products. They provide flexible coverage options, online quoting, and 24/7 personal support.

AutoCommercial GLHomeownersLife+3 more
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RP

Rebecca Pulliam - State Farm Insurance Agent

Lockhart, TX· 0.9 mi
Agency
Popular
1-2 agents13yr

Rebecca Pulliam is a local State Farm Insurance Agent serving Lockhart and surrounding areas. She has been a State Farm Agent since 2013 and offers Auto, Homeowners, Renters, Life, Business, and other insurance services. She is active in the community and holds a ChFC designation.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas, State Farm Fire and Casualty Company +3
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MM

Monicque Yvonne Maciel: Primerica - Financial Services

Lockhart, TX· 1.1 mi
Agency
New on InsurConnect
49yr

Primerica is a financial services firm that helps middle‑income families with term life insurance, auto and home insurance referrals, and other investment and protection products. Established in 1977, the company emphasizes financial education and planning for the future. It operates nationwide in the U.S. and Canada with a network of licensed representatives.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Primerica
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GS

Germer Insurance Services

Lockhart, TX· 0.9 mi
Agency
3-5 agents

Germer Insurance Services is a family of independent insurance agencies operating in Bastrop, Lockhart, and San Marcos, offering personalized insurance solutions. The owners, Gary Germer Jr. and Greg Germer, emphasize diligent, honest, and ethical service to match clients with the right products.

AutoCommercial GLHomeownersLife+2 more
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NA

Nulife Insurance Agency

Kyle, TX· 13.5 mi
Agency
10+ agents

We are a leading insurance company in the United States, committed to protecting what matters most: your well-being, your family, and your assets. Our mission is to provide peace of mind and security to our clients by delivering reliable, personalized, and affordable insurance solutions.

AutoCommercial GLHomeownersLife+2 more
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SF

Steven Funk: Allstate Insurance

Lockhart, TX· 0.9 mi
Agency
New on InsurConnect
1-2 agents

Steven Funk is an Allstate insurance agent in Lockhart, TX offering a range of products including auto, home, renters, condo, motorcycle, boat and life insurance. He serves Lockhart and surrounding communities, providing quotes and appointments to help customers protect their assets.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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TA

The Southpark Agency

Kyle, TX· 14.6 mi
Agency
New on InsurConnect
10+ agents17yr

The Southpark Agency is an independent agency located in Kyle, Texas serving the entire state. The owner has over 25 years of experience and founded the agency in 2009. They offer a range of insurance products including auto, homeowners, renters, commercial, flood, life and boat coverage.

AutoBoatCommercial GLCommercial Property+5 more
Carriers: ASI Lloyds, Agricultural Workers Mutual Auto Insurance Company, Allied Trust Insurance Company +36
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FI

Farmers Insurance - Anna Jimenez

Lockhart, TX· 0.5 mi
Agency
No reviews yet
1-2 agents

Licensed insurance agency in Lockhart, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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CI

Carter & Co Insurance

Lockhart, TX· 13.3 mi
Agency
6+ agents

Texas Trusted Insurance Agency is an independent insurance agency offering a wide range of coverage including auto, homeowners, commercial, life, and health insurance. They also provide bonds, permits, and special event coverage, with a focus on the oil & gas industry. The agency emphasizes competitive pricing and tailored protection programs for clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
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FI

Freeway Insurance

San Marcos, TX· 14.7 mi
Agency
Very Popular
3-5 agents

Freeway Insurance is a nationwide insurer offering auto, home, renters, life, motorcycle and boat insurance, with a location serving San Marcos, TX. Customers can get a quote online or by calling 800‑777‑5620, and assistance at 888‑443‑4662.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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DI

Direct Auto Insurance

San Marcos, TX· 14.7 mi
Agency
Popular
3-5 agents

Direct Auto agency located at 1630 Aquarena Springs Dr, Ste B, San Marcos, TX offers auto insurance and related products such as term life, SR‑22 filing, roadside assistance, and collision coverage. They provide flexible payment options and serve customers in English.

AutoCommercial GLHomeownersLife+3 more
Carriers: Direct Auto Insurance
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HA

Holt Insurance Agency

Kyle, TX· 9.2 mi
Agency
No reviews yet
40yr

Holt Insurance Agency is a local independent insurance agency that prioritizes personal service. Founded in 1986, they have been serving the community for decades with a focus on customer commitment.

AutoHomeownersRentersUmbrella+5 more
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FI

Farmers Insurance - West Romberger

Kyle, TX· 14.6 mi
Agency
New on InsurConnect
10+ agents

Licensed insurance agency in Kyle, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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JT

Jesse Thomas - State Farm Insurance Agent

Kyle, TX· 14.2 mi
Agency
Very Popular
1-2 agents

Thomas Ins and Fin Svc Inc is a State Farm agency in Kyle, Texas, led by Agent Jesse Thomas. The team serves English‑ and Spanish‑speaking families across Central Texas, offering personalized insurance education and support. They aim to simplify coverage decisions for auto, home, life, health, and more.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas, State Farm Fire and Casualty Company +3
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CI

Chuck Nash Allstate Insurance

San Marcos, TX· 13.6 mi
Agency
New on InsurConnect
1-2 agents

Chuck Nash Insurance is a family‑owned agency offering auto, home, renters, motorcycle, boat, commercial and life insurance. They emphasize education, twice‑yearly policy reviews, and serve English‑ and Spanish‑speaking clients.

Spanish
AutoBoatCommercial GLCommercial Property+5 more
Carriers: Dairyland County Mutual Insurance Company of Texas, Homesite Insurance Company, Lemonade Insurance Company
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FI

Farmers Insurance - Jonathan Melaas

Kyle, TX· 14.3 mi
Agency
New on InsurConnect

Licensed insurance agency in Kyle, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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Frequently asked questions

How much life insurance do I need?

A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.

Term vs whole life -- what's the difference?

Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.

Do I need a medical exam?

Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.