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Motorcycle Insurance in Lockhart, TX

Motorcycle insurance in Texas requires the same minimum liability as auto (30/60/25). Add-ons typically include collision, comprehensive, uninsured-motorist, and accessory coverage for aftermarket parts. Most agents will quote across multiple powersports carriers.

11 motorcycle insurance agencies in Lockhart

Within 15 miles of Lockhart, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 120.4 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
T Listed
The Insurance Team
4.3 · 12 reviews on Google

The Insurance Team is independently owned, family‑run and locally operated in Lockhart, Texas. Our agents collectively have over 100 years of experience in the insurance industry. We are committed to finding you and your family competitive rates with accurate coverage that is unique to your insurance needs.

AutoBoatCommercial GLFarm+5 more
Lockhart, TX· 0.3 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, CHARTER OAK FIRE INSURANCE COMPANY, THE +2020+ agents
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L Listed
Low Cost Insurance
4.1 · 70 reviews on Google23 yrs in business

Low Cost Insurance is an independent agency serving Lockhart and all of Texas since 2003, offering auto, home, motorcycle and other specialty insurance products. They provide flexible coverage options, online quoting, and 24/7 personal support.

AutoCommercial GLHomeownersLife+3 more
Lockhart, TX· 0.4 mi
3-5 agents
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R Listed
Rebecca Pulliam - State Farm Insurance Agent
4.5 · 34 reviews on Google13 yrs in business

Rebecca Pulliam is a local State Farm Insurance Agent serving Lockhart and surrounding areas. She has been a State Farm Agent since 2013 and offers Auto, Homeowners, Renters, Life, Business, and other insurance services. She is active in the community and holds a ChFC designation.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Lockhart, TX· 0.9 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +41-2 agents
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P Listed
Perdue Insurance Agency LLC
4.9 · 249 reviews on Google

Perdue Insurance Agency LLC is an independent agency based in Texas that focuses on commercial trucking and auto insurance, while also offering personal lines such as homeowners and motorcycle coverage. They emphasize working with a variety of top carriers to find affordable solutions for customers.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
Kyle, TX· 14.7 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, Alinsco Insurance Company +2220+ agents
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S Listed
Steven Funk: Allstate Insurance
4.1 · 8 reviews on Google

Steven Funk is an Allstate insurance agent in Lockhart, TX offering a range of products including auto, home, renters, condo, motorcycle, boat and life insurance. He serves Lockhart and surrounding communities, providing quotes and appointments to help customers protect their assets.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Lockhart, TX· 0.9 mi
Carriers: Allstate1-2 agents
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F Listed
Freeway Insurance
4.9 · 676 reviews on Google

Freeway Insurance is a nationwide insurer offering auto, home, renters, life, motorcycle and boat insurance, with a location serving San Marcos, TX. Customers can get a quote online or by calling 800‑777‑5620, and assistance at 888‑443‑4662.

AutoBoatCommercial GLHomeowners+4 moreSpanish
San Marcos, TX· 14.7 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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D Listed
Direct Auto Insurance
4.7 · 56 reviews on Google

Direct Auto agency located at 1630 Aquarena Springs Dr, Ste B, San Marcos, TX offers auto insurance and related products such as term life, SR‑22 filing, roadside assistance, and collision coverage. They provide flexible payment options and serve customers in English.

AutoCommercial GLHomeownersLife+3 more
San Marcos, TX· 14.7 mi
Carriers: Direct Auto Insurance3-5 agents
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J Listed
Jesse Thomas - State Farm Insurance Agent
4.9 · 415 reviews on Google

Thomas Ins and Fin Svc Inc is a State Farm agency in Kyle, Texas, led by Agent Jesse Thomas. The team serves English‑ and Spanish‑speaking families across Central Texas, offering personalized insurance education and support. They aim to simplify coverage decisions for auto, home, life, health, and more.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Kyle, TX· 14.2 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm County Mutual Insurance Company of Texas +41-2 agents
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S Listed
San Marcos Insurance Agency, Inc.
4.8 · 47 reviews on Google

San Marcos Insurance Agency is an independent agency offering personal and business insurance solutions in Central Texas. They emphasize personalized service, a wide range of coverage options, and community involvement. The agency highlights its experienced team and partnerships with multiple carriers to provide competitive rates.

AutoBoatCommercial GLCommercial Property+5 more
San Marcos, TX· 14.8 mi
Carriers: ASI Lloyds, Aetna Dental Inc. +221-2 agents
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C Listed
Chuck Nash Allstate Insurance
4.8 · 5 reviews on Google

Chuck Nash Insurance is a family‑owned agency offering auto, home, renters, motorcycle, boat, commercial and life insurance. They emphasize education, twice‑yearly policy reviews, and serve English‑ and Spanish‑speaking clients.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
San Marcos, TX· 13.6 mi
Carriers: Dairyland County Mutual Insurance Company of Texas, Homesite Insurance Company +11-2 agents
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Frequently asked questions

Is motorcycle insurance required in Texas?

Yes. Texas law requires the same minimum liability coverage (30/60/25) for motorcycles as for cars. Riders are not required to carry collision or comprehensive but most lenders do if the bike is financed.

Does motorcycle insurance cover gear?

Standard liability does not. Many carriers offer optional accessory or custom-parts-and-equipment coverage that protects helmets, jackets, and aftermarket gear up to a sub-limit.

Can I get seasonal coverage?

Some Texas carriers offer lay-up or storage policies for winter months when the bike isn't ridden. Premium drops significantly while still maintaining comprehensive (theft/fire) protection.