Renters Insurance in Mckinney, TX
Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.
Renters insurance in McKinney, TX: 24 licensed insurance agencies serve 227,526 residents in Collin County. auto premiums average $2,560 per year — 7% below the Texas state average. wind + hail drives 60% of homeowner claims.
24 renters insurance agencies in Mckinney
Within 15 miles of Mckinney, TX. Click any agency to view profile, contact info, and request a quote.
Benpapa Insurance
Benpapa Insurance provides a range of protection including auto, home, business, health, life, and motorcycle coverage. Their experienced team offers personalized quotes and a risk‑free policy review.
Hempkins Insurance
Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.
The Benefits Boss
The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.
Christie Rhyne - State Farm Insurance Agent
Welcome to the Christie Rhyne State Farm Insurance Agency in McKinney, TX, proudly celebrating 15 years of service on July 1, 2025. Since 2010, the agency has helped families, individuals, and businesses throughout the Dallas‑Fort Worth area protect what matters most through personalized insurance and financial services.
Princeton Family Eye Care
Princeton Family Eye Care offers comprehensive eye examinations, contact lens fittings, and medical treatment of eye diseases. Their mission is to improve patients’ lives with superior lifelong vision care, using state‑of‑the‑art technology in a personalized and professional environment.
Christy Smitherman - The Benefits Partners
The Benefits Partners provides affordable health insurance solutions for individuals, families, and small businesses, helping clients navigate plans and find coverage.
Farmers Insurance - Melissa Miller
Licensed insurance agency in Allen, TX; represents 3 carriers.
Throne Insurance & Financial Services, LLC.
Throne Insurance has been serving the Allen, TX community since 2015, offering transportation business, contractor, personal, and life & health insurance solutions. The agency emphasizes tailored policies, competitive pricing, and dedicated customer service. It positions itself as a trusted partner for both individuals and businesses.
America's Best Auto Insurance
Licensed insurance agency in Mckinney, TX; represents 8 carriers.
Del Toro Insurance
Del Toro Insurance is a trusted insurance company proven to provide the best insurance policies at the most affordable rates. As one of the best insurance companies, we stand out among leading insurance agencies for our quality protection, reliability, and exceptional customer service.
Marble Falls Insurance Agency LLC
Marble Falls Insurance Agency LLC is an independent agency offering auto, home, and commercial insurance, helping customers compare quotes online and find coverage at affordable rates.
Lopez Auto Insurance
Lopez Auto Insurance, based in Dallas, Texas, offers a range of insurance options including auto, homeowners, boat, and motorcycle coverage. They emphasize quick quotes, friendly staff, and personalized service since their founding in 2011.
Texas State Optical - Melissa
Texas State Optical Melissa offers comprehensive eye exams, specialty eye care services, and a wide selection of eyewear, focusing on personalized care and advanced diagnostic technology. The practice emphasizes patient education and tailored treatment plans to maintain optimal eye health.
Freeway Insurance
Freeway is an insurance agency that offers auto, homeowners, renters, life, motorcycle, and boat insurance, serving customers nationwide. They provide online quotes and phone assistance.
Gant Group Inc
We are an Independent Insurance Agency serving the McKinney, Texas area, offering personal and business insurance solutions including auto, homeowners, boat, motorcycle, flood, life, disability, and various commercial coverages.
Freeway Insurance
Freeway Insurance offers a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage, and serves customers in all 50 U.S. states. The site lets users locate nearby offices, request quotes, and contact the agency by phone.
HI Agency - Wylie
HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.
Christopher Walls - State Farm Insurance Agent
We are a local insurance resource serving the Allen, McKinney, Frisco, and Plano area, offering auto, home, life, and other insurance products. Agent Christopher Walls has been with State Farm since 2003, providing personalized service for over 20 years.
KAS AUTO INSURANCE
At KAS Auto Insurance, we've been serving the Texas community for over 15 years. Our team of dedicated insurance professionals is committed to providing personalized service and finding the perfect coverage for your unique needs.
AZ Auto Insurance
AZ Insurance is a trusted insurance agency in Houston, Texas, serving families since 2003 with 15 locations and bilingual agents. They specialize in auto insurance and offer personal, commercial, and specialty coverages such as homeowners, renters, motorcycle and commercial liability.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Mauceri Bynum Insurance
Mauceri Bynum Insurance is an independent agency in McKinney, Texas that provides customized home, auto, and business insurance solutions. Founded in 2014, the agency partners with top carriers to offer personalized coverage and emphasizes local service and customer satisfaction.
Direct Auto Insurance
Direct Auto is a local insurance agency in McKinney, TX offering a range of auto insurance products, term life coverage, and SR‑22 assistance. They emphasize flexible payment options and provide roadside assistance and motorcycle coverage. The agency serves customers through online quotes and in‑store visits.
RoadTrip Insurance Agency
RoadTrip Insurance Agency LLC is an Allen‑based insurance agency offering personalized coverage. The agent emphasizes bespoke auto, life, and health insurance to meet individual and business needs.
Frequently asked questions
How much renters insurance do I need?
Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.
Does my landlord's insurance cover my stuff?
No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.
Will renters insurance cover my roommate?
Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.