Umbrella Insurance in Mckinney, TX
Personal umbrella insurance adds an extra $1M-$5M of liability coverage above your auto and homeowners limits. For families with assets to protect, teen drivers, swimming pools, or rental properties, an umbrella is typically the cheapest dollar-per-dollar liability protection available.
Umbrella insurance in McKinney, TX: 24 licensed insurance agencies serve 227,526 residents in Collin County. auto premiums average $2,560 per year — 7% below the Texas state average. wind + hail drives 60% of homeowner claims.
24 umbrella insurance agencies in Mckinney
Within 15 miles of Mckinney, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Amity Insurance Group is your trusted partner for insurance services based in McKinney, TX. Our mission is to make the process simple and provide expert support as you navigate the many coverage options available. Our team of North Texas insurance experts is ready for any situation and can advise you on insurance policies and quote comparisons.
Mauceri Bynum Insurance is an independent agency in McKinney, Texas that provides customized home, auto, and business insurance solutions. Founded in 2014, the agency partners with top carriers to offer personalized coverage and emphasizes local service and customer satisfaction.
David Worley is an Allstate insurance agent in McKinney, TX, serving local families with personalized coverage for auto, home, renters, motorcycle, boat and life insurance. He emphasizes community relationships and offers a range of options to fit customers' needs.
Dustin Paine is a Farmers Insurance agent serving McKinney, Texas, offering auto, homeowners, renters, and life insurance.
Licensed insurance agency in Mckinney, TX; represents 1 carrier.
Integrity Insurance Group in Texas provides a zero‑hassle process, comparing over 60 carriers to find the best insurance options for individuals and families. They offer personal, life, auto, home, umbrella, flood and boat coverage with a focus on personalized service and claims advocacy.
Jason Reed has been a State Farm agent since 2007, serving Allen, TX and the Dallas/Fort Worth area. His team offers homeowners, renters, auto, life, and small business insurance along with financial services.
Benpapa Insurance provides a range of protection including auto, home, business, health, life, and motorcycle coverage. Their experienced team offers personalized quotes and a risk‑free policy review.
Freeway is an insurance agency that offers auto, homeowners, renters, life, motorcycle, and boat insurance, serving customers nationwide. They provide online quotes and phone assistance.
Coverage with Caylee is a State Farm agency in McKinney, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance. Founded in January 2022 by Caylee Lazo, the team provides personalized service in English, Spanish and Russian.
Insurance Services Agency, established in 1991 in McKinney, TX, provides personalized auto, home, boat, motorcycle, and commercial insurance to individuals and businesses across Collin County. They emphasize budget‑friendly coverage, partnerships with national providers, and bilingual service.
Classere Augustin State Farm office in Princeton, Texas has served the DFW Metroplex and surrounding communities since 2017, offering auto, motorcycle, homeowners, renters, business, life and other insurance solutions. The bilingual team assists customers in English and Spanish across Texas, Oklahoma, and Louisiana. They emphasize personalized service and community involvement.
Matt Wills is a State Farm agent in Allen, Texas offering auto, homeowners, renters, life, and other insurance products. He has been in the insurance industry since 2007 and serves the Dallas‑Fort Worth area.
Direct Auto is a local insurance agency in McKinney, TX offering a range of auto insurance products, term life coverage, and SR‑22 assistance. They emphasize flexible payment options and provide roadside assistance and motorcycle coverage. The agency serves customers through online quotes and in‑store visits.
Freeway Insurance offers a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage, and serves customers in all 50 U.S. states. The site lets users locate nearby offices, request quotes, and contact the agency by phone.
Our Princeton State Farm office is here to help you review your home, auto, life, and business insurance so you can move forward with clarity and confidence. Our team is happy to schedule a review or provide a complimentary quote across Princeton and the surrounding areas.
Legacy Insurance is an Allstate agency in McKinney, TX, serving local families with a range of insurance solutions. The agent emphasizes personal relationships and offers coverage for auto, home, renters, motorcycle, boat, and life insurance.
DW Insurance & Financial Services Agency, founded in 2016, provides personalized insurance and financial solutions for individuals and businesses, emphasizing protection, loss mitigation, and customer service. The agency highlights its nearly 50 years of industry experience and dedication to helping clients secure the right coverage.
Texas Independent Insurance is a multiple‑line, independent brokerage that focuses on providing tailored insurance solutions for individuals and businesses. The agency emphasizes unbiased reviews, a rate‑shop guarantee, and 24/7 online service, working for clients rather than any single carrier.
Daniel Borden has been helping families, individuals, and business owners in North Texas with insurance since 2016 and opened his own State Farm agency in Allen in 2021. The agency offers a full range of State Farm products and focuses on personalized, community‑focused service.
RiskWell is a nationally recognized commercial insurance brokerage that serves four verticals, focusing on delivering results and an ideal client experience. They specialize in commercial insurance programs tailored for experts, emphasizing transparency, competitive rates, and responsive service.
Robert E. Boone has been an Allstate insurance agent in Allen, Texas since 2001. He offers auto, homeowners, renters, motorcycle, life, and boat insurance to the local community and is active in local organizations. Customers note his responsive service and community focus.
Taylor Insurance Agency is a Texas‑based health and life insurance broker offering health, Medicare and life insurance solutions to clients across many states. The agency emphasizes affordable, personalized coverage and is licensed in multiple states. It positions itself as a knowledgeable independent broker focused on customer service.
Frequently asked questions
Do I need umbrella insurance?
If your net worth is meaningful or you have higher-than-average liability exposure (teen drivers, pool, dog, rental properties), yes. A $1M umbrella is usually $200-$400/year and dramatically reduces lawsuit exposure.
Does my auto insurance cover lawsuits over my limit?
No -- you're personally on the hook for any judgment above your policy limits. Umbrella picks up where auto/home liability ends.
Can I get an umbrella from any agent?
Most carriers require you to also have auto + home policies with them (or at high enough limits elsewhere). An independent agent can often place the umbrella with the same carrier as your other policies.