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Auto Insurance in Mckinney, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

Auto insurance in McKinney, TX: 24 licensed insurance agencies serve 227,526 residents in Collin County. auto premiums average $2,560 per year — 7% below the Texas state average. wind + hail drives 60% of homeowner claims.

24 auto insurance agencies in Mckinney

Within 15 miles of Mckinney, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 116.1 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
A Listed
Amity Insurance Group
4.9 · 100+ reviews on Google

Amity Insurance Group is your trusted partner for insurance services based in McKinney, TX. Our mission is to make the process simple and provide expert support as you navigate the many coverage options available. Our team of North Texas insurance experts is ready for any situation and can advise you on insurance policies and quote comparisons.

AutoHomeownersCommercial GLFlood+5 more
Mckinney, TX· 2.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +973-5 agents
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M Listed
Mauceri Bynum Insurance
4.9 · 500+ reviews on Google12 yrs in business

Mauceri Bynum Insurance is an independent agency in McKinney, Texas that provides customized home, auto, and business insurance solutions. Founded in 2014, the agency partners with top carriers to offer personalized coverage and emphasizes local service and customer satisfaction.

AutoCommercial GLHomeownersRenters+1 more
Mckinney, TX· 2.3 mi
Carriers: GEICO County Mutual Insurance Company, Homeowners of America Insurance Company +11-2 agents
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D Listed
David Worley: Allstate Insurance
4.9 · 100+ reviews on Google

David Worley is an Allstate insurance agent in McKinney, TX, serving local families with personalized coverage for auto, home, renters, motorcycle, boat and life insurance. He emphasizes community relationships and offers a range of options to fit customers' needs.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mckinney, TX· 2.3 mi
Carriers: Dairyland County Mutual Insurance Company of Texas, Occidental Fire & Casualty Company of North Carolina +21-2 agents
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P Listed
Paine Insurance Group
4.7 · 100+ reviews on Google

Dustin Paine is a Farmers Insurance agent serving McKinney, Texas, offering auto, homeowners, renters, and life insurance.

AutoCommercial GLHomeownersLife+2 more
Mckinney, TX· 4.0 mi
Carriers: Farmers
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F Listed
Farmers Insurance - Sharon Garza
4.8 · <100 reviews on Google

Licensed insurance agency in Mckinney, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Mckinney, TX· 2.3 mi
Carriers: Farmers
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I Listed
Integrity Insurance Group
4.9 · 500+ reviews on Google

Integrity Insurance Group in Texas provides a zero‑hassle process, comparing over 60 carriers to find the best insurance options for individuals and families. They offer personal, life, auto, home, umbrella, flood and boat coverage with a focus on personalized service and claims advocacy.

AutoBoatCommercial GLFlood+4 more
Mckinney, TX· 4.6 mi
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +1291-2 agents
View profile
J Listed
Jason Reed - State Farm Insurance Agent
4.9 · 100+ reviews on Google19 yrs in business

Jason Reed has been a State Farm agent since 2007, serving Allen, TX and the Dallas/Fort Worth area. His team offers homeowners, renters, auto, life, and small business insurance along with financial services.

AutoBoatCommercial GLHomeowners+4 more
Allen, TX· 6.9 mi
Carriers: State Farm
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B Listed
Benpapa Insurance
4.8 · <100 reviews on Google8 yrs in business

Benpapa Insurance provides a range of protection including auto, home, business, health, life, and motorcycle coverage. Their experienced team offers personalized quotes and a risk‑free policy review.

AutoCommercial GLHomeownersLife+3 more
Princeton, TX· 2.9 mi
1-2 agents
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F Listed
Freeway Insurance
4.8 · 500+ reviews on Google

Freeway is an insurance agency that offers auto, homeowners, renters, life, motorcycle, and boat insurance, serving customers nationwide. They provide online quotes and phone assistance.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mckinney, TX· 3.2 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
C Listed
Caylee Lazo - State Farm Insurance Agent
4.9 · 100+ reviews on Google4 yrs in business

Coverage with Caylee is a State Farm agency in McKinney, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance. Founded in January 2022 by Caylee Lazo, the team provides personalized service in English, Spanish and Russian.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mckinney, TX· 7.0 mi
Carriers: State Farm
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I Listed
Insurance Services Agency
4.7 · <100 reviews on Google35 yrs in business

Insurance Services Agency, established in 1991 in McKinney, TX, provides personalized auto, home, boat, motorcycle, and commercial insurance to individuals and businesses across Collin County. They emphasize budget‑friendly coverage, partnerships with national providers, and bilingual service.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Mckinney, TX· 2.5 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +1571-2 agents
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C Listed
Classere Augustin - State Farm Insurance Agent
4.7 · <100 reviews on Google9 yrs in business

Classere Augustin State Farm office in Princeton, Texas has served the DFW Metroplex and surrounding communities since 2017, offering auto, motorcycle, homeowners, renters, business, life and other insurance solutions. The bilingual team assists customers in English and Spanish across Texas, Oklahoma, and Louisiana. They emphasize personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Princeton, TX· 5.5 mi
Carriers: State Farm
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M Listed
Matt Wills - State Farm Insurance Agent
4.9 · 100+ reviews on Google19 yrs in business

Matt Wills is a State Farm agent in Allen, Texas offering auto, homeowners, renters, life, and other insurance products. He has been in the insurance industry since 2007 and serves the Dallas‑Fort Worth area.

AutoBoatCommercial GLHomeowners+4 more
Allen, TX· 4.5 mi
Carriers: State Farm1-2 agents
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D Listed
Direct Auto Insurance
4.5 · <100 reviews on Google

Direct Auto is a local insurance agency in McKinney, TX offering a range of auto insurance products, term life coverage, and SR‑22 assistance. They emphasize flexible payment options and provide roadside assistance and motorcycle coverage. The agency serves customers through online quotes and in‑store visits.

AutoCommercial GLHomeownersLife+3 more
Mckinney, TX· 2.2 mi
Carriers: Direct Auto Insurance, National General Insurance Group1-2 agents
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F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Freeway Insurance offers a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage, and serves customers in all 50 U.S. states. The site lets users locate nearby offices, request quotes, and contact the agency by phone.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mckinney, TX· 3.9 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
View profile
B Listed
Brady Paxman - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Our Princeton State Farm office is here to help you review your home, auto, life, and business insurance so you can move forward with clarity and confidence. Our team is happy to schedule a review or provide a complimentary quote across Princeton and the surrounding areas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Princeton, TX· 4.8 mi
Carriers: State Farm1-2 agents
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L Listed
Legacy Insurance: Allstate Insurance
4.8 · 100+ reviews on Google

Legacy Insurance is an Allstate agency in McKinney, TX, serving local families with a range of insurance solutions. The agent emphasizes personal relationships and offers coverage for auto, home, renters, motorcycle, boat, and life insurance.

AutoBoatCommercial GLHomeowners+4 more
Mckinney, TX· 6.7 mi
Carriers: Allstate
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D Listed
DW Insurance & Financial Services Inc
4.9 · 100+ reviews on Google10 yrs in business

DW Insurance & Financial Services Agency, founded in 2016, provides personalized insurance and financial solutions for individuals and businesses, emphasizing protection, loss mitigation, and customer service. The agency highlights its nearly 50 years of industry experience and dedication to helping clients secure the right coverage.

AutoCommercial GLHomeownersLife+2 more
Mckinney, TX· 6.8 mi
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, Ace American Insurance Company +881-2 agents
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T Listed
Texas Independent Insurance
4.8 · 100+ reviews on Google

Texas Independent Insurance is a multiple‑line, independent brokerage that focuses on providing tailored insurance solutions for individuals and businesses. The agency emphasizes unbiased reviews, a rate‑shop guarantee, and 24/7 online service, working for clients rather than any single carrier.

AutoHomeownersRentersCommercial GL+6 more
Allen, TX· 6.2 mi
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +105
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D Listed
Daniel Borden - State Farm Insurance Agent
4.9 · 100+ reviews on Google10 yrs in business

Daniel Borden has been helping families, individuals, and business owners in North Texas with insurance since 2016 and opened his own State Farm agency in Allen in 2021. The agency offers a full range of State Farm products and focuses on personalized, community‑focused service.

AutoBoatCommercial GLHomeowners+4 moreHindi, Urdu
Allen, TX· 5.9 mi
Carriers: State Farm1-2 agents
View profile
R Listed
RiskWell
4.9 · 100+ reviews on Google

RiskWell is a nationally recognized commercial insurance brokerage that serves four verticals, focusing on delivering results and an ideal client experience. They specialize in commercial insurance programs tailored for experts, emphasizing transparency, competitive rates, and responsive service.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Mckinney, TX· 4.6 mi
1-2 agents
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R Listed
Robert E. Boone: Allstate Insurance
4.6 · 100+ reviews on Google25 yrs in business

Robert E. Boone has been an Allstate insurance agent in Allen, Texas since 2001. He offers auto, homeowners, renters, motorcycle, life, and boat insurance to the local community and is active in local organizations. Customers note his responsive service and community focus.

AutoBoatCommercial GLHomeowners+4 more
Allen, TX· 7.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +18
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T Listed
The Taylor Insurance Agency
4.8 · <100 reviews on Google

Taylor Insurance Agency is a Texas‑based health and life insurance broker offering health, Medicare and life insurance solutions to clients across many states. The agency emphasizes affordable, personalized coverage and is licensed in multiple states. It positions itself as a knowledgeable independent broker focused on customer service.

AutoCommercial GLHomeownersLife+2 more
Mckinney, TX· 6.0 mi
License on file (TDI)
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Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.