Renters Insurance in Odessa, TX
Renters insurance covers your belongings inside a rented unit and provides liability protection if a guest is injured. Many Texas landlords require it. Average annual cost is well under $200, making it one of the highest-value insurance products available.
24 renters insurance agencies in Odessa
Within 15 miles of Odessa, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Higginbotham’s Odessa office, founded in 1986 and part of the national brokerage since 2014, offers personalized insurance solutions for individuals, families, and businesses, covering home, auto, life, and a range of commercial lines.
Licensed insurance agency in Odessa, TX; represents 1 carrier.
Amtex Insurance offers affordable auto, home, and business insurance, focusing on personalized service and community involvement.
Amtex Insurance provides affordable auto, home, renters, commercial and motorcycle insurance with a focus on personalized, local service for Texas communities. They emphasize low rates, quick quotes, and support through real agents and an online portal.
Crystal Johnson is a State Farm insurance agent in Odessa, Texas. She opened her own agency in 2017 and has been serving the community for over eight years, offering a range of personal and business insurance products.
Direct Auto agents in Odessa offer car insurance, term life insurance, roadside assistance, SR‑22 filings and other auto‑related products, with flexible payment options. Their office is located inside a Walmart on John Ben Shepperd Parkway and serves customers in Odessa, TX.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Karla Grimes is a State Farm insurance agent with over 30 years of experience serving Odessa and the Permian Basin. Her agency offers auto, home, business, life, and other insurance products, emphasizing personalized service.
Licensed insurance agency in Odessa, TX; represents 6 carriers.
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.
Killebrew Insurance LLC is a family‑owned independent agency serving the Permian Basin since 1974, offering auto, homeowners, renters and business insurance through multiple carriers with local agents in Midland and Odessa.
Mike Podzemny is a State Farm insurance agent serving the Odessa, Texas community since 1989. He and his team provide personalized auto, home, life, and other insurance solutions to individuals and businesses throughout the Permian Basin.
Laura Edge is a State Farm® insurance agent serving Odessa and the Permian Basin, offering auto, homeowners, renters, life, motorcycle, and boat insurance along with other personal coverage. Her bilingual team provides 24/7 service, both in‑person and virtual appointments, focusing on personalized solutions for individuals and small businesses.
Martinez & Associates Insurance Services is a multi‑line insurance agency providing personalized coverage for families and businesses in Odessa and across Texas. They offer auto, home, business, and life & health insurance with a focus on friendly customer service and competitive rates.
Vickers Insurance is a Texas‑based agency offering personal and commercial insurance solutions with a focus on relationship‑focused service and quick policy issuance. They provide a range of products from auto, home, life, boat, and motorcycle coverage to commercial property and umbrella policies.
Licensed insurance agency in Odessa, TX; represents 1 carrier.
Fred Loya Insurance provides auto insurance coverage with multiple discounts and immediate same‑day issuance, serving over 800 offices across 12 states.
Hayes Insurance provides health and life insurance solutions, offering group coverage for employers and families as well as individual policies, and has been operating since 1968.
Torres Insurance Agency provides auto, home, and business insurance in Odessa, Texas. Their dedicated staff helps customers navigate policy options and offers life, disability, and other coverage options.
Fred Loya Insurance provides car insurance coverage across 12 states with over 800 offices, offering immediate same‑day policies, multiple discounts and a range of coverages such as liability, comprehensive, collision and roadside assistance. The site emphasizes easy online quotes and a focus on affordable, budget‑friendly auto insurance.
Permian Agency Insurance is an independent insurance agent focusing on care, coverage, and customer satisfaction. They treat each customer like family and provide coverage for auto, home, and commercial properties.
Roy Faulkenberry is an Allstate insurance agent in Odessa, Texas offering auto, homeowners, renters, motorcycle, boat and life insurance. He has served the Permian Basin area since 2006 and provides service in English and Spanish.
Frequently asked questions
How much renters insurance do I need?
Inventory your belongings (electronics, furniture, clothing, etc.) and choose a personal property limit that covers replacement. Most renters need $20,000-$50,000 in personal property plus $100,000 in liability.
Does my landlord's insurance cover my stuff?
No. Your landlord's policy covers the building structure, not your belongings. If a fire, theft, or water damage destroys your possessions, you'll need your own renters policy to be reimbursed.
Will renters insurance cover my roommate?
Generally no -- each tenant should have their own policy. Some carriers allow roommates on a single policy if both are named, but it's cleaner (and usually similar cost) to have separate policies.