Life Insurance in Odessa, TX
Life insurance pays a death benefit to your designated beneficiaries if you pass away during the policy term. Term life is typically the most affordable for healthy buyers in Texas; permanent (whole, universal, indexed) builds cash value but costs more. Most agents will run a needs analysis to size the policy.
17 life insurance agencies in Odessa
Within 15 miles of Odessa, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Higginbotham’s Odessa office, founded in 1986 and part of the national brokerage since 2014, offers personalized insurance solutions for individuals, families, and businesses, covering home, auto, life, and a range of commercial lines.
Licensed insurance agency in Odessa, TX; represents 1 carrier.
Crystal Johnson is a State Farm insurance agent in Odessa, Texas. She opened her own agency in 2017 and has been serving the community for over eight years, offering a range of personal and business insurance products.
Direct Auto agents in Odessa offer car insurance, term life insurance, roadside assistance, SR‑22 filings and other auto‑related products, with flexible payment options. Their office is located inside a Walmart on John Ben Shepperd Parkway and serves customers in Odessa, TX.
Karla Grimes is a State Farm insurance agent with over 30 years of experience serving Odessa and the Permian Basin. Her agency offers auto, home, business, life, and other insurance products, emphasizing personalized service.
Licensed insurance agency in Odessa, TX; represents 6 carriers.
Mike Podzemny is a State Farm insurance agent serving the Odessa, Texas community since 1989. He and his team provide personalized auto, home, life, and other insurance solutions to individuals and businesses throughout the Permian Basin.
Laura Edge is a State Farm® insurance agent serving Odessa and the Permian Basin, offering auto, homeowners, renters, life, motorcycle, and boat insurance along with other personal coverage. Her bilingual team provides 24/7 service, both in‑person and virtual appointments, focusing on personalized solutions for individuals and small businesses.
Martinez & Associates Insurance Services is a multi‑line insurance agency providing personalized coverage for families and businesses in Odessa and across Texas. They offer auto, home, business, and life & health insurance with a focus on friendly customer service and competitive rates.
Vickers Insurance is a Texas‑based agency offering personal and commercial insurance solutions with a focus on relationship‑focused service and quick policy issuance. They provide a range of products from auto, home, life, boat, and motorcycle coverage to commercial property and umbrella policies.
Licensed insurance agency in Odessa, TX; represents 1 carrier.
Hayes Insurance provides health and life insurance solutions, offering group coverage for employers and families as well as individual policies, and has been operating since 1968.
Torres Insurance Agency provides auto, home, and business insurance in Odessa, Texas. Their dedicated staff helps customers navigate policy options and offers life, disability, and other coverage options.
Roy Faulkenberry is an Allstate insurance agent in Odessa, Texas offering auto, homeowners, renters, motorcycle, boat and life insurance. He has served the Permian Basin area since 2006 and provides service in English and Spanish.
Our agency strives to provide the best customer service for all our clients and is always ready to help those in need. With a vast carrier affiliation, we aim to cover any type of insurance a family may require.
Progressive Insurance, founded in 1937, is a leading U.S. insurer offering a wide range of personal and commercial coverage options. It highlights auto, homeowners, renters, life, motorcycle, boat, flood, umbrella and commercial policies, emphasizing discounts for bundling and 24/7 support.
Frequently asked questions
How much life insurance do I need?
A common rule is 10-12x your annual income, plus enough to cover specific obligations like a mortgage, college costs, and final expenses. An agent can run a personalized needs analysis at no cost.
Term vs whole life -- what's the difference?
Term life covers a set period (10/20/30 years) and is the most affordable. Whole/universal life lasts your lifetime and accumulates cash value, but premiums can be 5-10x higher. For most consumers, term + investing the difference comes out ahead.
Do I need a medical exam?
Many term policies under $500K require only a health questionnaire. Larger policies and permanent products often require a paramedical exam (basic blood draw + measurements). Some no-exam products exist but cost more for the same coverage.