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Commercial Liability Insurance in Odessa, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Odessa

Within 15 miles of Odessa, TX. Click any agency to view profile, contact info, and request a quote.

HI

Higginbotham - Odessa

Odessa, TX· 2.2 mi
Agency
New on InsurConnect
10+ agents40yr

Higginbotham’s Odessa office, founded in 1986 and part of the national brokerage since 2014, offers personalized insurance solutions for individuals, families, and businesses, covering home, auto, life, and a range of commercial lines.

AutoCommercial GLCommercial PropertyFarm+4 more
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MA

Mindy Villalobos Insurance Agency

Odessa, TX· 2.6 mi
Agency
20+ agents

Licensed insurance agency in Odessa, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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AI

Amtex Insurance

Odessa, TX· 0.3 mi
Agency
Popular
3-5 agents25yr

Amtex Insurance offers affordable auto, home, and business insurance, focusing on personalized service and community involvement.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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AI

Amtex Insurance

Odessa, TX· 2.6 mi
Agency
Very Popular
3-5 agents25yr

Amtex Insurance provides affordable auto, home, renters, commercial and motorcycle insurance with a focus on personalized, local service for Texas communities. They emphasize low rates, quick quotes, and support through real agents and an online portal.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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CJ

Crystal Johnson - State Farm Insurance Agent

Odessa, TX· 0.7 mi
Agency
Very Popular
1-2 agents9yr

Crystal Johnson is a State Farm insurance agent in Odessa, Texas. She opened her own agency in 2017 and has been serving the community for over eight years, offering a range of personal and business insurance products.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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DI

Direct Auto Insurance

Odessa, TX· 2.9 mi
Agency
Popular
3-5 agents

Direct Auto agents in Odessa offer car insurance, term life insurance, roadside assistance, SR‑22 filings and other auto‑related products, with flexible payment options. Their office is located inside a Walmart on John Ben Shepperd Parkway and serves customers in Odessa, TX.

AutoCommercial GLHomeownersLife+2 more
Carriers: Direct Auto Insurance, National General Insurance Group
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AI

A-MAX Auto Insurance

Odessa, TX· 0.5 mi
Agency
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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AI

A-MAX Auto Insurance

Odessa, TX· 2.5 mi
Agency
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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KG

Karla Grimes - State Farm Insurance Agent

Odessa, TX· 2.2 mi
Agency
Very Popular
1-2 agents30yr

Karla Grimes is a State Farm insurance agent with over 30 years of experience serving Odessa and the Permian Basin. Her agency offers auto, home, business, life, and other insurance products, emphasizing personalized service.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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FI

Freeway Insurance

Odessa, TX· 2.7 mi
Agency
Very Popular
3-5 agents

Licensed insurance agency in Odessa, TX; represents 6 carriers.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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AI

A-MAX Auto Insurance

Odessa, TX· 2.7 mi
Agency
6+ agents

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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KL

Killebrew Insurance LLC

Odessa, TX· 1.3 mi
Agency
Popular
1-2 agents52yr

Killebrew Insurance LLC is a family‑owned independent agency serving the Permian Basin since 1974, offering auto, homeowners, renters and business insurance through multiple carriers with local agents in Midland and Odessa.

AutoHomeownersRentersCommercial GL+3 more
Carriers: Aegis Security Insurance Company, American Economy Insurance Company, American Mercury Insurance Company +51
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MP

Mike Podzemny - State Farm Insurance Agent

Odessa, TX· 3.2 mi
Agency
Very Popular
1-2 agents37yr

Mike Podzemny is a State Farm insurance agent serving the Odessa, Texas community since 1989. He and his team provide personalized auto, home, life, and other insurance solutions to individuals and businesses throughout the Permian Basin.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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LE

Laura Edge - State Farm Insurance Agent

Odessa, TX· 2.6 mi
Agency
Popular
3-5 agents

Laura Edge is a State Farm® insurance agent serving Odessa and the Permian Basin, offering auto, homeowners, renters, life, motorcycle, and boat insurance along with other personal coverage. Her bilingual team provides 24/7 service, both in‑person and virtual appointments, focusing on personalized solutions for individuals and small businesses.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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MI

Martinez and Associates Insurance

Odessa, TX· 1.9 mi
Agency
1-2 agents17yr

Martinez & Associates Insurance Services is a multi‑line insurance agency providing personalized coverage for families and businesses in Odessa and across Texas. They offer auto, home, business, and life & health insurance with a focus on friendly customer service and competitive rates.

AutoCommercial GLHomeownersLife+2 more
Carriers: MGA Insurance Company, Inc.
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VC

Vickers Insurance Co

Odessa, TX· 0.3 mi
Agency
New on InsurConnect

Vickers Insurance is a Texas‑based agency offering personal and commercial insurance solutions with a focus on relationship‑focused service and quick policy issuance. They provide a range of products from auto, home, life, boat, and motorcycle coverage to commercial property and umbrella policies.

AutoBoatCommercial GLCommercial Property+5 more
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FI

Farmers Insurance - Eric Easley

Odessa, TX· 0.3 mi
Agency
Very Popular
1-2 agents

Licensed insurance agency in Odessa, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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FI

Fred Loya Insurance

Odessa, TX· 0.4 mi
Agency
3-5 agents

Fred Loya Insurance provides auto insurance coverage with multiple discounts and immediate same‑day issuance, serving over 800 offices across 12 states.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
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HS

Hayes Insurance Services

Odessa, TX· 1.4 mi
Agency
New on InsurConnect
58yr

Hayes Insurance provides health and life insurance solutions, offering group coverage for employers and families as well as individual policies, and has been operating since 1968.

AutoCommercial GLHomeownersLife+2 more
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PL

Patricia Torres Insurance Agency LLC

Odessa, TX· 0.7 mi
Agency
New on InsurConnect
1-2 agents

Torres Insurance Agency provides auto, home, and business insurance in Odessa, Texas. Their dedicated staff helps customers navigate policy options and offers life, disability, and other coverage options.

AutoCommercial GLCommercial PropertyDisability+7 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +48
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FI

Fred Loya Insurance

Odessa, TX· 2.5 mi
Agency
3-5 agents

Fred Loya Insurance provides car insurance coverage across 12 states with over 800 offices, offering immediate same‑day policies, multiple discounts and a range of coverages such as liability, comprehensive, collision and roadside assistance. The site emphasizes easy online quotes and a focus on affordable, budget‑friendly auto insurance.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
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PI

Permian Agency Insurance

Odessa, TX· 1.7 mi
Agency
1-2 agents

Permian Agency Insurance is an independent insurance agent focusing on care, coverage, and customer satisfaction. They treat each customer like family and provide coverage for auto, home, and commercial properties.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+2 more
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Alinsco Insurance Company, American Hallmark Insurance Company of Texas +22
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AI

Allstate Insurance: Roy Faulkenberry

Odessa, TX· 1.8 mi
Agency
1-2 agents20yr

Roy Faulkenberry is an Allstate insurance agent in Odessa, Texas offering auto, homeowners, renters, motorcycle, boat and life insurance. He has served the Permian Basin area since 2006 and provides service in English and Spanish.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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MI

McKenzie Insurance Inc

Odessa, TX· 2.6 mi
Agency
1-2 agents

Mckenzie Insurance provides comprehensive insurance solutions tailored to diverse client needs, emphasizing exceptional service and support to ensure peace of mind for all insurance requirements.

AutoCommercial GLHomeownersRenters+1 more
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Odessa