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Auto Insurance in Fate, TX

Auto insurance in Texas is required by state law. Drivers must carry minimum liability coverage of $30,000 per injured person, $60,000 per accident, and $25,000 for property damage (the 30/60/25 rule). Most agents offer collision and comprehensive add-ons, plus uninsured-motorist protection.

24 auto insurance agencies in Fate

Within 15 miles of Fate, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 105.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
H Listed
Houston Tullos - State Farm Insurance Agent
4.8 · <100 reviews on Google4 yrs in business

Houston Tullos is a State Farm® Insurance Agent serving the Fate, TX area. He opened the Fate office in 2022 and, together with his team, offers auto, homeowners, renters, life, motorcycle, boat and other insurance products. The agency emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 0.2 mi
Carriers: State Farm
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C Listed
Crown Notary and Tax Professionals
4.8 · <100 reviews on Google10 yrs in business

Our family‑owned account service has been serving the community for the last 10 years. Our team includes experienced CPAs and dedicated support to provide both personal and professional financial services.

AutoCommercial GLHomeownersRenters+1 more
Royse City, TX· 3.8 mi
License on file (TDI)
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H Listed
Hanby Insurance
4.9 · 500+ reviews on Google86 yrs in business

Hanby Insurance is an independent agency in Rockwall, Texas, serving North Texas for over 85 years. It offers home, auto, and business insurance solutions with same‑day service and a focus on personalized, responsive support.

AutoCommercial GLHomeownersRenters+1 more
Rockwall, TX· 4.7 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Economy Insurance Company +351-2 agents
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D Listed
Dominic Schillace - State Farm Insurance Agent
4.8 · <100 reviews on Google

Schillace Insurance Agency Inc. is a State Farm‑affiliated agency in Royse City, Texas, serving individuals, families and small businesses across North Texas. The team offers a wide range of insurance options—including auto, homeowners, renters, commercial, life, motorcycle and boat coverage—and emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 2.5 mi
Carriers: State Farm1-2 agents
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K Listed
Kari Hargrave - State Farm Insurance Agent
4.8 · 100+ reviews on Google20 yrs in business

Kari Hargrave is a State Farm insurance agent in Royse City, TX, serving the community since 2006. She and her team offer a variety of insurance products in English and Spanish, with over 50 years of combined experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 3.7 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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E Listed
Ensurity Group Inc
4.6 · <100 reviews on Google28 yrs in business

Ensurity Group is an insurance agency founded in 1998 that offers Medicare, health, life, home, and auto insurance solutions.

AutoCommercial GLHomeownersLife+2 more
Rockwall, TX· 5.0 mi
Carriers: Combined Insurance Company of America, Devoted Health Insurance Company of Texas +4
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B Listed
Brian Petersen: Allstate Insurance
4.7 · 100+ reviews on Google

Brian Petersen is a local Allstate agent in Rockwall, TX who emphasizes personal relationships and helping families find insurance solutions for their homes, cars, and other needs. He offers a range of coverage options and is available for in‑person or virtual appointments.

AutoBoatCommercial GLHomeowners+4 more
Rockwall, TX· 5.5 mi
Carriers: Allstate
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E Listed
Eastman Insurance Solutions - Texas
4.8 · <100 reviews on Google

Eastman Insurance Solutions (EIS) is an independent Texas‑based agency that provides tailored personal and commercial insurance solutions for high‑net‑worth families, contractors, residential care facilities, and other specialized businesses. They emphasize education, proactive risk management, and year‑round advocacy beyond the policy.

AutoCommercial GLHomeownersRenters+1 more
Rockwall, TX· 0.2 mi
Carriers: CHARTER OAK FIRE INSURANCE COMPANY, THE, GEICO County Mutual Insurance Company +101-2 agents
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S Listed
Shelley Dietrich - State Farm Insurance Agent
4.6 · <100 reviews on Google25 yrs in business

Shelley Dietrich is a State Farm insurance agent serving Rockwall, Texas and surrounding towns, offering auto, homeowners, condo, renters, business, life, health, and pet insurance. With over 30 years of experience and State Farm affiliation since 2001, the agency provides 24/7 quotes and community‑focused service.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Portuguese
Rockwall, TX· 5.5 mi
Carriers: State Farm
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T Listed
Terry Hayden: Allstate Insurance
4.8 · <100 reviews on Google

Terry Hayden is an Allstate insurance agent in Royse City, TX offering auto, homeowners, renters, motorcycle, life, boat, and ATV insurance. The agency serves Royse City, Rockwall, and Quinlan with English and Spanish support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 2.4 mi
Carriers: Allstate1-2 agents
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T Listed
Travis Barton - State Farm Insurance Agent
4.8 · <100 reviews on Google12 yrs in business

Travis Barton is a State Farm insurance agent serving Rockwall, TX and surrounding areas for over twelve years. The agency offers a wide range of products including auto, home, life, business, motorcycle, RV, boat, renters and more, and also provides retirement and investment services. The team is committed to personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Rockwall, TX· 4.6 mi
Carriers: State Farm1-2 agents
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T Listed
The Fite Agency
4.8 · <100 reviews on Google22 yrs in business

The Fite Agency is an independent, family‑owned insurance agency serving Rockwall, Texas. They work with multiple major carriers to provide auto, home, renters, life, commercial and umbrella coverage, and offer free instant quotes and personalized service.

AutoHomeownersRentersLife+3 more
Forney, TX· 6.3 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +571-2 agents
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H Listed
Herald Insurance Group Medicare Plans
4.8 · <100 reviews on Google

Herald Insurance Group specializes in senior-focused insurance solutions, offering Medicare, health, life, dental, and critical illness coverage with a personalized, customer‑first approach. The agency emphasizes education, value‑added service, and helping clients find affordable plans.

AutoCommercial GLHomeownersLife+2 more
Royse City, TX· 2.9 mi
License on file (TDI)
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T Listed
Texas Health Family Care
4.5 · 100+ reviews on Google

Care Texas Health offers primary care, urgent care, and on-demand video visits, along with health assessments and wellness resources.

AutoCommercial GLHomeownersRenters+1 more
Royse City, TX· 2.6 mi
1-2 agents
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F Listed
Fast Checker Insurance Agency
4.8 · <100 reviews on Google

Terry Hayden is an Allstate insurance agent serving Royse City, TX, offering auto, home, condo, renters, motorcycle, life, ATV and boat insurance. The agency provides quotes, appointments, and 24/7 contact via phone and text, with a 4.5‑star rating from 322 reviews.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 2.4 mi
Carriers: Allstate1-2 agents
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J Listed
Jay Trusty - State Farm Insurance Agent
4.8 · <100 reviews on Google8 yrs in business

Jay Trusty is a State Farm agent in Rockwall, TX serving individuals and families since 2018. He offers auto, homeowners, and life insurance and emphasizes clear communication, integrity, and care.

AutoCommercial GLHomeownersLife+2 more
Rockwall, TX· 6.1 mi
Carriers: State Farm1-2 agents
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B Listed
Bob Ellis Insurance Services-Independent Insurance Agency
4.6 · <100 reviews on Google26 yrs in business

Bob Ellis Insurance Services has proudly served the insurance needs of Royse City and all of Texas since 2000. Our independent agency helps you find the best value on auto, home, life, and more.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 4.9 mi
1-2 agents
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S Listed
Salt Jacket Insurance Services, LLC: Allstate Insurance
4.8 · 100+ reviews on Google

Salt Jacket Insurance Services, LLC is an Allstate agency in Rockwall, Texas. They emphasize community knowledge and a wide variety of coverage options to protect families, homes, cars, and more. The agency highlights personalized service and long‑term financial protection for local residents.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Rockwall, TX· 5.8 mi
Carriers: Allstate1-2 agents
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F Listed
Farmers Insurance - James Yarborough
4.8 · <100 reviews on Google

Licensed insurance agency in Rockwall, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Rockwall, TX· 4.8 mi
Carriers: Farmers
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W Listed
William Edwards: Allstate Insurance
4.8 · <100 reviews on Google

The agency protects families and their assets, focusing on property and casualty insurance such as home, auto, boats, motorcycle, RVs, as well as business and life insurance. They have five knowledgeable staff with over 50 years of industry experience serving more than 3,000 households in Texas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Rockwall, TX· 4.9 mi
Carriers: Allstate1-2 agents
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M Listed
Mi Casa Latina Tax & Insurance
4.8 · <100 reviews on Google

The Neighborly team offers tax planning, IRS representation, tax preparation, accounting and more. We pride ourselves on delivering an amazing customer experience with top notch service.

AutoCommercial GLHomeownersRenters+1 morespanish
Rockwall, TX· 4.7 mi
1-2 agents
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D Listed
Dyer Insurance Agency
4.6 · <100 reviews on Google97 yrs in business

Dyer Insurance Agency, Inc. is an independent insurance agency founded in 1929 that offers personal and business insurance solutions. They work with multiple carriers to find the best coverage and price for clients, emphasizing personalized service and ongoing coverage review.

AutoCommercial GLFarmHomeowners+2 more
Rockwall, TX· 4.5 mi
Carriers: AGCS Marine Insurance Company, AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA +921-2 agents
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F Listed
Farmers Insurance - Robert Shaw
4.8 · <100 reviews on Google

Licensed insurance agency in Rockwall, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Rockwall, TX· 5.5 mi
Carriers: Farmers Insurance
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Frequently asked questions

Is auto insurance required in Texas?

Yes. Texas law requires minimum liability coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 per accident, $25,000 property damage). Driving without it can result in fines and license suspension.

How do I get a quote from a local agent?

Browse the agencies on this page, click any profile, and either call directly or use the Request Contact form. Most agencies will have a quote ready within one business day.

What does an independent agent vs a captive agent mean?

Captive agents represent a single carrier (like State Farm or Allstate). Independent agents quote multiple carriers, which can mean better rate comparison. Both are licensed by the Texas Department of Insurance.