Homeowners Insurance in Fate, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Fate
Within 15 miles of Fate, TX. Click any agency to view profile, contact info, and request a quote.
Texas Health Family Care
Care Texas Health offers primary care, urgent care, and on-demand video visits, along with health assessments and wellness resources.
Herald Insurance Group Medicare Plans
Herald Insurance Group specializes in senior-focused insurance solutions, offering Medicare, health, life, dental, and critical illness coverage with a personalized, customer‑first approach. The agency emphasizes education, value‑added service, and helping clients find affordable plans.
Great Clips
Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.
TWFG Caldwell Insurance
Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.
Crown Notary and Tax Professionals
Our family‑owned account service has been serving the community for the last 10 years. Our team includes experienced CPAs and dedicated support to provide both personal and professional financial services.
Costlow Insurance
Costlow Insurance has been providing insurance in Rowlett, Texas since its inception in 1981. Our agency has grown from a single‑owner proprietorship into a full‑service organization offering some of the best insurance values in Texas today.
HI Agency - Wylie
HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.
Farmers Insurance - Sylvia Taylor
Farmers Insurance agent serving Rowlett, Texas.
Houston Tullos - State Farm Insurance Agent
Houston Tullos is a State Farm® Insurance Agent serving the Fate, TX area. He opened the Fate office in 2022 and, together with his team, offers auto, homeowners, renters, life, motorcycle, boat and other insurance products. The agency emphasizes personalized service and community involvement.
InsuranceBusters.net Rowlett
Insurance Busters is a multi‑state licensed public insurance adjusting firm that assists policyholders after catastrophic losses such as wildfires. They specialize in handling property claims and have over two decades of experience advocating for insureds.
Living Secured
Licensed insurance agency in Royse City, TX. Contact directly for available products and carriers.
William Edwards: Allstate Insurance
The agency protects families and their assets, focusing on property and casualty insurance such as home, auto, boats, motorcycle, RVs, as well as business and life insurance. They have five knowledgeable staff with over 50 years of industry experience serving more than 3,000 households in Texas.
Mahaffey Insurance Agency LLC
Licensed insurance agency in Royse City, TX; represents 75 carriers.
American Entitlements Medicare
Licensed insurance agency in Wylie, TX; represents 96 carriers.
Bob Ellis Insurance Services-Independent Insurance Agency
Bob Ellis Insurance Services has proudly served the insurance needs of Royse City and all of Texas since 2000. Our independent agency helps you find the best value on auto, home, life, and more.
Texas State Optical - Forney
Texas State Optical Forney is an eye care practice offering comprehensive eye exams, contact lens fittings, pediatric eye care, and urgent eye care. Led by Dr. Tam Vo, the clinic emphasizes modern technology, thorough examinations, and personalized service for the Forney community.
Hanby Insurance
Hanby Insurance is an independent agency in Rockwall, Texas, serving North Texas for over 85 years. It offers home, auto, and business insurance solutions with same‑day service and a focus on personalized, responsive support.
DHI Title Agency
DHI Title is a title insurance agency providing title and escrow services, emphasizing an unexpected level of care and service to turn clients into lifelong customers. The company highlights its commitment to protecting client information and delivering high‑quality, accountable decision‑making through motivated teammates.
Dominic Schillace - State Farm Insurance Agent
Schillace Insurance Agency Inc. is a State Farm‑affiliated agency in Royse City, Texas, serving individuals, families and small businesses across North Texas. The team offers a wide range of insurance options—including auto, homeowners, renters, commercial, life, motorcycle and boat coverage—and emphasizes personalized service and community involvement.
CenTex Insurance Agency, Inc.
CenTex Insurance provides customized insurance solutions throughout Texas, offering a range of coverages and leveraging over 60 years of experience to meet client needs.
Kari Hargrave - State Farm Insurance Agent
Kari Hargrave is a State Farm insurance agent in Royse City, TX, serving the community since 2006. She and her team offer a variety of insurance products in English and Spanish, with over 50 years of combined experience.
CINCO Auto Insurance
Cinco Auto Insurance is a fast‑growing Texas‑based agency offering auto, home, renters, and commercial insurance solutions, backed by over 7,000 five‑star Google reviews. They emphasize bilingual service, competitive rates, and quick coverage through a network of hand‑picked carriers.
KAS AUTO INSURANCE
At KAS Auto Insurance we’ve been serving the Texas community for over 15 years. Our dedicated team provides personalized service to help clients find the right auto, home, and business coverage for their unique needs.
Salt Jacket Insurance Services, LLC: Allstate Insurance
Salt Jacket Insurance Services, LLC is an Allstate agency in Rockwall, Texas. They emphasize community knowledge and a wide variety of coverage options to protect families, homes, cars, and more. The agency highlights personalized service and long‑term financial protection for local residents.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.