Commercial Liability Insurance in Borger, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
13 commercial insurance agencies in Borger
Within 15 miles of Borger, TX. Click any agency to view profile, contact info, and request a quote.
Town & Country Insurance Agency
Town & Country Insurance Agency of Texas, LLC serves the Texas Panhandle offering auto, home, life, and business insurance solutions. The agency highlights local expertise and a range of options such as auto, homeowners, renters, commercial, umbrella, motorcycle and boat insurance.
Russ Glaze - State Farm Insurance Agent
Russ Glaze runs a State Farm agency in the Texas Panhandle, serving customers since 2007. The agency offers a range of personal and business insurance products and emphasizes community involvement and personalized service. It operates two locations in Borger and Pampa, Texas.
Chip Martin Agency
Licensed insurance agency in Borger, TX. Contact directly for available products and carriers.
C.E. House Insurance
C.E. House Insurance is a family‑owned, Christian insurance agency founded on April 1, 1928. It offers personalized auto, homeowners, and umbrella coverage while emphasizing trust, community service, and long‑term relationships.
Farmers Insurance - Keith Cappilla
Licensed insurance agency in Borger, TX; represents 1 carrier.
Farmers Insurance - Aaron Cappilla
Licensed insurance agency in Borger, TX; represents 1 carrier.
David Smith - State Farm Insurance Agent
State Farm agent David W. Smith serves the Borger, TX area, offering a range of insurance products including auto, homeowners, renters, motorcycle, boat, life and disability coverage. The agency emphasizes personalized bundles and discounts to help customers save money. It also provides access to State Farm’s online tools for claims, billing and policy management.
Cody Long: Allstate Insurance
Cody Long is an Allstate insurance agent serving Borger, TX. He offers a range of products including auto, homeowners, renters, motorcycle, boat, and life insurance, focusing on personalized service and community involvement.
Texas Farm Bureau Insurance - Nicole Harden
Licensed insurance agency in Borger, TX. Contact directly for available products and carriers.
Janeway Insurance
Licensed insurance agency in Borger, TX. Contact directly for available products and carriers.
Christina Baker Insurance Agent
Licensed insurance agency in Borger, TX. Contact directly for available products and carriers.
Borger Medicare Store - Cappilla Agency
Licensed insurance agency in Borger, TX. Contact directly for available products and carriers.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Borger, TX. Contact directly for available products and carriers.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.