Commercial Liability Insurance in Coldspring, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
13 commercial insurance agencies in Coldspring
Within 15 miles of Coldspring, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Premier Property Group connects families with their dream homes in East Texas. Co‑founded by real‑estate professionals Katelyn Munsinger and Madeline Phillips, the team offers buying, selling, renting, commercial and land services.
State Farm agent Christopher Scott has 23 years of experience delivering personalized insurance solutions across auto, home, life, business and more to Texas customers. He emphasizes value, proper coverage, and ongoing service, earning a 4.7/5 rating on Google.
Carrell Insurance is an independent agency serving its community since 1975, offering personalized service and a commitment to local residents. They provide a range of insurance options, from auto and home to commercial and life coverage, working with multiple carriers to find the best fit. The agency emphasizes a family‑first approach and strives to make the insurance process stress‑free.
Licensed insurance agency in Livingston, TX; represents 1 carrier.
Carter Insurance is a local independent insurance company serving Livingston, TX and surrounding areas. Their agents provide auto, homeowners, life, and commercial insurance options to meet a variety of customer needs.
Licensed insurance agency in Livingston, TX; represents 1 carrier.
Licensed insurance agency in Livingston, TX; represents 8 carriers.
Licensed insurance agency in Livingston, TX. Contact directly for available products and carriers.
Licensed insurance agency in Coldspring, TX; represents 53 carriers.
Licensed insurance agency in Cleveland, TX; represents 6 carriers.
Licensed insurance agency in Point Blank, TX; represents 1 carrier.
Licensed insurance agency in Shepherd, TX. Contact directly for available products and carriers.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.