Commercial Liability Insurance in Graford, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
20 commercial insurance agencies in Graford
Within 15 miles of Graford, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Chestnut Insurance Agency’s mission is to deliver peace of mind by protecting what clients value most. Mac and Dana provide personal lines—including auto, homeowners, life and health—as well as commercial coverage for businesses. They also partner with Allstate Health for affordable health insurance options.
Phil Luker runs the State Farm Insurance Agency in Mineral Wells, Texas, celebrating 25 years of service since opening in 2001. He and his team focus on personalized coverage for auto, home, life, and other insurance needs, emphasizing relationships and community involvement. The agency is known for its high customer satisfaction, reflected in a 5‑star rating on Google.
State Farm agent since 1996 serving North Texas from Mineral Wells and Jacksboro offices, offering a range of insurance products including auto, home, renters, life, business and health coverage. The agency emphasizes personal service and has a team with over 95 years of combined experience.
Out West Insurance Agency is an independent insurance agency serving Texas since 1998, offering personal and business coverage with 17 years of experience in the field.
Licensed insurance agency in Mineral Wells, TX; represents 1 carrier.
Wallace Insurance Group, LLC is an independent insurance agency serving Weatherford, Breckenridge and Mineral Wells, Texas, offering personal and commercial insurance coverages such as auto, homeowners, motorcycle, boat, flood, umbrella, and farm insurance.
Licensed insurance agency in Mineral Wells, TX. Contact directly for available products and carriers.
Licensed insurance agency in Mineral Wells, TX. Contact directly for available products and carriers.
Licensed insurance agency in Mineral Wells, TX. Contact directly for available products and carriers.
Licensed insurance agency in Mineral Wells, TX. Contact directly for available products and carriers.
Licensed insurance agency in Mineral Wells, TX; represents 12 carriers.
Licensed insurance agency in Mineral Wells, TX; represents 15 carriers.
Licensed insurance agency in Mineral Wells, TX. Contact directly for available products and carriers.
Licensed insurance agency in Mineral Wells, TX. Contact directly for available products and carriers.
Licensed insurance agency in Graford, TX; represents 4 carriers.
Licensed insurance agency in Mineral Wells, TX; represents 8 carriers.
Licensed insurance agency in Mineral Wells, TX; represents 3 carriers.
Licensed insurance agency in Mineral Wells, TX; represents 7 carriers.
Licensed insurance agency in Mineral Wells, TX; represents 5 carriers.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.