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Commercial Liability Insurance in Harlinen, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Harlinen

Within 15 miles of Harlinen, TX. Click any agency to view profile, contact info, and request a quote.

DL

DPC INSURANCE AGENCY LLC

Harlingen, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
10+ agents

Licensed insurance agency in Harlingen, TX; represents 4 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Alinsco Insurance Company, GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +1
View Agency
RL

REY MESA INSURANCE AGENCY LLC

Harlingen, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Harlingen, TX; represents 9 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: American Modern Home Insurance Company, American Modern Property and Casualty Insurance Company, Consumers County Mutual Insurance Company +6
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LL

LEON INSURANCE SERVICES LLC

Harlingen, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
10+ agents

Licensed insurance agency in Harlingen, TX; represents 15 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc., Aetna Health Inc. +12
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ML

MTZ BENEFITS GROUP LLC

Harlingen, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
10+ agents

Licensed insurance agency in Harlingen, TX; represents 5 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Americo Financial Life and Annuity Insurance Company, Oscar Insurance Company, Philadelphia American Life Insurance Company +2
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IL

INSURANCE DIALOGUE AGENCY, LLC

Harlingen, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
10+ agents

Licensed insurance agency in Harlingen, TX; represents 13 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AIG PROPERTY CASUALTY COMPANY, American General Life Insurance Company, American National Insurance Company +10
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MI

MARY BOYD INSURANCE AGENCY, INC.

Harlingen, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
10+ agents

Licensed insurance agency in Harlingen, TX; represents 2 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: American Family Life Assurance Company of Columbus, Continental American Insurance Company
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TL

TREVINO'S INSURANCE RESOURCE CENTER L.L.C.

Harlingen, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Harlingen, TX; represents 9 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Ameritas Life Insurance Corp., CHA HMO, Inc., Cariten Health Plan Inc. +6
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AL

AR HEALTH PLANS LLC

Harlingen, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
10+ agents

Licensed insurance agency in Harlingen, TX; represents 22 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY, Aetna Health Inc. +19
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PL

PTT FINANCIAL L.L.C.

Harlingen, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
10+ agents

Licensed insurance agency in Harlingen, TX; represents 68 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company, Aetna Better Health of Kansas Inc. +65
View Agency
NL

NSURE N'SAVE FINANCIAL GROUP, LLC

Harlingen, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Harlingen, TX; represents 2 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: MARKEL AMERICAN INSURANCE COMPANY, Redpoint County Mutual Insurance Company
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RL

REGAL INSURANCE GROUP, LLC

Harlingen, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Harlingen, TX; represents 11 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: Clearcover Insurance Company, Direct General Insurance Company, Fidelity & Guaranty Life Insurance Company +8
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EL

ESEQUIEL GARCIA INSURANCE AGENCY LLC

Harlingen, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Harlingen, TX; represents 5 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc., Aetna Life Insurance Company +2
View Agency
SI

SHEPARD & WALTON LIFE INSURANCE AGENCY INC

Harlingen, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Harlingen, TX; represents 85 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AMERICAN UNITED LIFE INSURANCE COMPANY, Aetna Dental Inc., Aetna Health Inc. +82
View Agency
IL

ISAN INSURANCE GROUP, L.L.C.

Harlingen, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Harlingen, TX; represents 35 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company, Aetna Better Health of Texas Inc. +32
View Agency
OL

OLIVE BRANCH INSURANCE SERVICES, LLC

Harlingen, TX· 0.0 mi
Agency
No reviews yet
New on InsurConnect
20+ agents

Licensed insurance agency in Harlingen, TX; represents 20 carriers.

AutoHomeownersRentersCommercial GL+1 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc., Aetna Health Inc. +17
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AI

Amtex Insurance

Harlingen, TX· 5.1 mi
Agency
Very Popular
3-5 agents25yr

Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial and motorcycle insurance. They emphasize personalized service, shopping multiple carriers to find low rates, and have over 25 years of experience serving their community.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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AI

A-MAX Auto Insurance

Harlingen, TX· 4.6 mi
Agency
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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FI

Fred Loya Insurance

Harlingen, TX· 4.6 mi
Agency
Popular
3-5 agents

Fred Loya Insurance provides auto insurance coverage across 12 states with over 800 offices, offering immediate same‑day policies, multiple discounts and options such as liability, comprehensive, collision, medical and roadside assistance.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
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FA

Friendly Insurance Agency

Harlingen, TX· 5.1 mi
Agency
3-5 agents30yr

Friendly Insurance is an independent agency located in Harlingen, Texas, offering a range of personal and commercial insurance products. With 30 years of service, the agency emphasizes personalized service and competitive pricing. They provide auto, home, life, boat, renters, motorcycle, and commercial coverage options.

AutoBoatCommercial GLHomeowners+4 more
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GA

Greer & Associates Insurance Agency

Harlingen, TX· 6.9 mi
Agency
6+ agents25yr

Our multigenerational company is built on deep roots & a long lasting commitment to the community. Proudly serving the Rio Grande Valley for over 25 years.

AutoCommercial GLHomeownersLife+2 more
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Ace American Insurance Company, Aetna Dental Inc. +108
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DI

Dominguez O'Connor Insurance Agency Inc.: Allstate Insurance

Harlingen, TX· 4.7 mi
Agency
Popular

Dominguez O'Connor Insurance Agency Inc. is an Allstate agency in Harlingen, TX that serves local families with personalized insurance solutions. The agent emphasizes community relationships and offers a wide range of coverage options to meet customers' needs.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
View Agency
TR

Tito Resendez - State Farm Insurance Agent

Harlingen, TX· 4.6 mi
Agency
Very Popular
1-2 agents34yr

Tito Resendez is a State Farm® Insurance Agent in Harlingen, Texas with over 30 years of experience serving the Rio Grande Valley. He and his bilingual team provide a range of insurance products, emphasizing personalized service and community involvement.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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DI

Direct Auto Insurance

Harlingen, TX· 5.5 mi
Agency
Popular
3-5 agents

Direct Auto Insurance agency at 1818 W Tyler Ave in Harlingen, TX offers car insurance, term life insurance, SR‑22 filing, roadside assistance and flexible payment options to local customers.

Spanish
AutoCommercial GLHomeownersLife+2 more
View Agency
EG

ESPINO INSURANCE GROUP

Harlingen, TX· 4.6 mi
Agency
Very Popular
1-2 agents

Antonio Espino Insurance is a Texas‑based independent Medicare broker offering health, Medicare and retirement insurance solutions, including Medicare Advantage, Supplement, Part D, life insurance and annuities. The agency serves the Rio Grande Valley with personalized service and free quote comparisons.

AutoCommercial GLHomeownersLife+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Texas Inc., Aetna Health Inc. +22
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Harlinen