Commercial Liability Insurance in Hereford, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
23 commercial insurance agencies in Hereford
Within 15 miles of Hereford, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Texas Car Title and Payday Loan Services, Inc. provides fast payday, title, and installment loans to Texas residents, offering same‑day cash with an easy online application. The company highlights 30 years of experience and a courteous, professional staff that assists customers with urgent financial needs.
Fred Loya Insurance is a nationwide agency offering auto insurance with same‑day coverage, multiple discounts and over 800 offices across 12 states. The site emphasizes quick quotes, affordable rates and personalized service.
We are the second mile team for your family. We provide insurance for your assets with excellence and passion. Our mission is setting your family up for success!
Midwest Finance Corporation is a finance company serving Texas that offers installment loans and tax preparation services. They emphasize quick, affordable loans and professional tax assistance for individuals with all credit types.
Ag Specialist Insurance Services, Inc. is an independent agency serving Hereford and the state of Texas, specializing in farm & ranch and crop insurance. They provide personal coverages such as auto, homeowners, life, health, motorcycle and business coverages including BOP, general liability, commercial auto, workers compensation and more.
Licensed insurance agency in Hereford, TX. Contact directly for available products and carriers.
Aflac provides supplemental insurance products such as accident, cancer, critical illness, dental, vision, life, pet, and employer‑sponsored plans. The company offers individual and group policies to help cover expenses that health insurance does not cover, giving customers financial peace of mind.
MetLife offers online portals for managing life, auto, home, disability, and other insurance and benefit services for individuals and businesses, providing tools such as MyBenefits, MetLink, and retirement income calculators.
Licensed insurance agency in Hereford, TX; represents 1 carrier.
Licensed insurance agency in Hereford, TX; represents 1 carrier.
Licensed insurance agency in Hereford, TX. Contact directly for available products and carriers.
Prairie Insurance Agency is an independent agency in Hereford, Texas offering a range of personal and commercial insurance solutions. They specialize in auto, home, business, trucking, Mexico, and workplace compliance, emphasizing service, integrity, and professionalism.
New York Life is a mutual insurer that provides life insurance, long‑term care, disability protection, as well as investment, retirement and advisory services, emphasizing personalized financial guidance.
Andrews Crop Insurance, located in Hereford, Texas, has been serving crop insurance needs since 1996. The agency offers multi‑peril crop, hail, forage, pivot and livestock insurance and can access many different insurance products. Led by Jason Andrews and Pamela Sumpter, the team provides personalized service to agricultural clients.
Licensed insurance agency in Hereford, TX; represents 18 carriers.
Licensed insurance agency in Hereford, TX; represents 62 carriers.
Licensed insurance agency in Hereford, TX. Contact directly for available products and carriers.
Licensed insurance agency in Hereford, TX. Contact directly for available products and carriers.
Licensed insurance agency in Hereford, TX; represents 1 carrier.
Licensed insurance agency in Hereford, TX; represents 3 carriers.
Licensed insurance agency in Hereford, TX; represents 3 carriers.
Licensed insurance agency in Hereford, TX. Contact directly for available products and carriers.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.