Commercial Liability Insurance in Killeen, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
Commercial insurance in Killeen, TX: 24 licensed insurance agencies serve 160,616 residents in Bell County. auto premiums average $2,390 per year — 13% below the Texas state average.
24 commercial insurance agencies in Killeen
Within 15 miles of Killeen, TX. Click any agency to view profile, contact info, and request a quote.
All Star Auto Insurance
All Star Auto Insurance Agency in Killeen, Texas offers auto, home, business, and motorcycle insurance with low rates and fast quotes. They provide free quotes within minutes and have served the community for years.
A&M Auto Insurance LLC
A&M Auto Insurance LLC is a local community auto insurance agency in Temple, Texas. They offer fast, easy, and affordable auto insurance quotes with same‑day coverage options and also provide home, motorcycle, and commercial insurance solutions.
Shawn Camp Insurance Agency, Inc.
Shawn Camp Insurance Agency, Inc is a family‑owned independent agency serving Killeen, Harker Heights and surrounding Central Texas since 1976. It offers a wide range of insurance products including auto, home, renters, motorcycle, boat and more, primarily through Progressive.
Miller & Company Insurance
Insuring our local community for over 20 years, Miller & Co Insurance offers personal and commercial coverage options with a dedicated staff to assist customers.
Amtex Insurance
Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial and motorcycle insurance. They emphasize personal service, community involvement, and quick online quoting.
ALPA Insurance
ALPA Insurance provides quick, no‑commitment insurance with bilingual English and Spanish staff. Serving Texas for 15 years across 50+ locations, they offer auto, motorcycle, renters, homeowners and commercial coverage. The agency emphasizes simple quotes and helpful service.
Direct Auto Insurance
Direct Auto is a local insurance agency in Killeen, Texas offering car insurance, term life insurance, roadside assistance and SR‑22 filing with flexible payment options for English and Spanish speaking customers.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Alan Cox - State Farm Insurance Agent
Alan Cox State Farm is a Texas‑based insurance agency offering auto, homeowners, renters, life and other insurance products. Founded in 2000, the agency emphasizes personalized service and long‑term community relationships.
Freeway Insurance
Licensed insurance agency in Killeen, TX; represents 6 carriers.
Priority Settlement Group of Texas - Harker Heights
Licensed insurance agency in Harker Heights, TX. Contact directly for available products and carriers.
AI United Insurance
Ai United Insurance offers fast, easy and affordable coverage for a range of needs, including auto, home, renters, motorcycle and commercial insurance. The agency emphasizes simplifying coverage and helping customers save money through online quoting and personalized assistance.
Kalynn Tindall - State Farm Insurance Agent
Kalynn Tindall Ins Agency Inc is a State Farm agency serving Killeen, Texas and surrounding communities. The agency offers a range of products including auto, homeowners, renters, life, motorcycle and boat insurance, as well as business and health options. Kalynn Tindall, a State Farm agent and ChFC®, leads the team with a focus on personalized service.
Contigo Insurance Agency
Contigo Insurance Agency is an independent Texas broker offering low‑cost auto, home, and commercial insurance. They partner with over 30 carriers to provide customized policies and also offer tax preparation and notary services. The agency emphasizes quick, easy service and a one‑stop shopping experience for customers.
Fred Loya Insurance
Fred Loya Insurance provides auto insurance coverage across 12 states with over 800 offices, offering instant quotes, same‑day issuance, and multiple discounts such as good driver, multi‑car, and homeowner discounts. The site emphasizes affordable, customizable policies and highlights positive customer experiences.
BKCW Insurance
BKCW is a third‑generation, family‑owned insurance agency founded in 1952 that helps businesses improve their risk profile and save money. They offer risk assessments, strategy design, and ongoing insurance management for a variety of industries.
Farmers Insurance - Beth Waller
The National Association of Insurance Commissioners (NAIC) assists state insurance regulators and works to protect consumers by setting standards, providing expertise, and offering resources. It has been operating since 1871, supporting a stable and competitive insurance market across the United States.
Joaquin Carrasquillo - State Farm Insurance Agent
Welcome to the Joaquin Carrasquillo State Farm office in Killeen, TX. The bilingual team offers a range of State Farm insurance options and emphasizes personalized service. With over 10 years of experience, the agency focuses on helping families and businesses across Texas protect what matters most.
DOMVO Insurance Agency
Domvo Insurance Agency is an independent insurance agency that provides a one‑stop shop for a variety of insurance needs, representing clients rather than carriers. The agency serves multiple states and emphasizes protecting what matters to customers.
William Rochelle: Allstate Insurance
Allstate Insurance offers auto, home, and life insurance coverage throughout Texas, with a network of local agents to help customers find policies that fit their needs.
Ross Caviness - State Farm Insurance Agent
Ross Caviness is a State Farm® agent in Killeen, Texas, serving the community since 1985. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. The agency highlights 41 years of local experience and a 4.5‑star rating on Google.
Farmers Insurance - Rick Hershberger
Licensed insurance agency in Killeen, TX; represents 1 carrier.
Leah McGee - State Farm Insurance Agent
Leah McGee, a State Farm agent, has been serving individuals and families in Harker Heights, Texas and surrounding areas for 14 years, offering personalized insurance solutions for auto, homeowners, renters, life, and more. She emphasizes clear conversations, community involvement, and dependable service.
Estrella Insurance
Estrella Insurance has been proudly serving customers and communities for decades, providing reliable and affordable insurance solutions designed to protect what matters most. They offer low‑cost auto, home, renters, motorcycle, boat, commercial, life, health and specialty lines to individuals, families and businesses.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.