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Commercial Liability Insurance in Lampasas, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

14 commercial insurance agencies in Lampasas

Within 15 miles of Lampasas, TX. Click any agency to view profile, contact info, and request a quote.

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LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 71.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
T Listed
Texas Farm Bureau Insurance - Jeff Rutland
4.8 · 4 reviews on Google

Licensed insurance agency in Lampasas, TX; represents 5 carriers.

AutoCommercial GLHomeownersRenters+1 more
Lampasas, TX· 2.1 mi
Carriers: FARM BUREAU COUNTY MUTUAL INSURANCE COMPANY OF TEXAS, SOUTHERN FARM BUREAU LIFE INSURANCE COMPANY +310+ agents
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P Listed
Pratus Insurance Services, Inc.
4.8 · 63 reviews on Google14 yrs in business

Trusted insurance solutions in Lampasas and Burnet, offering a range of personal and commercial insurance products. The agency emphasizes personalized service, quality coverage, and strong relationships with top insurance carriers.

AutoHomeownersRentersCommercial GL+5 more
Lampasas, TX· 2.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +581-2 agents
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F Listed
Farmers Insurance- Jason Garner
4.8 · 24 reviews on Google

Licensed insurance agency in Lampasas, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Lampasas, TX· 2.8 mi
Carriers: Farmers Insurance
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R Listed
Russell Dixon - State Farm Insurance Agent
4.8 · 7 reviews on Google17 yrs in business

I have enjoyed serving the Lampasas community as a State Farm agent since 2009. My office focus has always been to take care of the customer and offer exceptional customer service!

AutoCommercial GLHomeownersLife+2 more
Lampasas, TX· 2.3 mi
Carriers: State Farm1-2 agents
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D Listed
Diversified Insurance Brokerage Services
4.8 · 5 reviews on Google41 yrs in business

Diversified Insurance Brokerage Services, founded in 1985 in Lampasas, Texas, provides a range of insurance solutions to consumers, businesses, and families across Texas. They aim to help clients save money, reduce risk, and protect their financial future.

AutoBoatCommercial GLCommercial Property+6 more
Lampasas, TX· 2.9 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY +1411-2 agents
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R Listed
Rollo Insurance
4.8 · 8 reviews on Google

Rollo Insurance is a network of local agents dedicated to helping clients achieve their financial goals through personalized insurance solutions. They emphasize trust, loyalty, and long‑term relationships while offering a range of coverages from auto and home to business, farm, and life insurance.

AutoBoatCommercial GLCommercial Property+7 more
Lampasas, TX· 2.7 mi
3-5 agents
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T Listed
Texas Farm Bureau Insurance Company
4.8 · 2 reviews on Google

Licensed insurance agency in Lampasas, TX; represents 1 carrier.

AutoCommercial GLHomeownersRenters+1 more
Lampasas, TX· 2.1 mi
Carriers: Texas Farm Bureau Insurance3-5 agents
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T Listed
Texas Farm Bureau Insurance - Clay Phillips
4.8 · 9 reviews on Google

Licensed insurance agency in Lampasas, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Lampasas, TX· 2.1 mi
License on file (TDI)
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T Listed
Texas Farm Bureau Insurance: Colleen Eckermann
4.0 · 4 reviews on Google

Licensed insurance agency in Lampasas, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Lampasas, TX· 2.1 mi
License on file (TDI)
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G Listed
GGKA CORPORATION

Licensed insurance agency in Lampasas, TX; represents 68 carriers.

AutoHomeownersRentersCommercial GL+1 more
Lampasas, TX· 0.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +6610+ agents
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T Listed
TEXAS INDEPENDENT SERVICE LLC

Licensed insurance agency in Lampasas, TX; represents 2 carriers.

AutoHomeownersRentersCommercial GL+1 more
Lampasas, TX· 0.0 mi
Carriers: American Economy Insurance Company, Liberty County Mutual Insurance Company20+ agents
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K Listed
KING FERG LLC

Licensed insurance agency in Lampasas, TX. Contact directly for available products and carriers.

AutoHomeownersRentersCommercial GL+1 more
Lampasas, TX· 0.0 mi
20+ agents
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M Listed
MILLICAN INSURANCE GROUP LLC

Licensed insurance agency in Kempner, TX; represents 1 carrier.

AutoHomeownersRentersCommercial GL+1 more
Kempner, TX· 13.2 mi
Carriers: Ohio Casualty Insurance Company, The20+ agents
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Lampasas