Commercial Liability Insurance in Lucas, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Lucas
Within 15 miles of Lucas, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Jason Reed has been a State Farm agent since 2007, serving Allen, TX and the Dallas/Fort Worth area. His team offers homeowners, renters, auto, life, and small business insurance along with financial services.
Daniel Borden has been helping families, individuals, and business owners in North Texas with insurance since 2016 and opened his own State Farm agency in Allen in 2021. The agency offers a full range of State Farm products and focuses on personalized, community‑focused service.
The Ryan Lloyd State Farm Agency is an active, customer‑focused agency based in Allen, TX, providing five‑star insurance services for all of Texas. They offer personalized price plans and protect families with auto, home, business, motorcycle, boat and life coverage.
Matt Wills is a State Farm agent in Allen, Texas offering auto, homeowners, renters, life, and other insurance products. He has been in the insurance industry since 2007 and serves the Dallas‑Fort Worth area.
ALPA Insurance offers quick, simple, commitment‑free insurance solutions across Texas, serving customers for over 15 years with more than 50 locations. They provide multiple lines such as auto, motorcycle, renters, homeowners, and commercial coverage, and serve both English and Spanish speakers.
The Benefits Boss is a health‑focused insurance agency that provides customized coverage solutions, including life and Medicare options, to individuals, families, and small businesses. With decades of experience and thousands of satisfied clients, the agency emphasizes expert guidance, dedicated support, and affordable plans.
Hempkins Insurance is an independent Texas‑based agency founded in 1981, offering personal and business insurance with a concierge level of service and a focus on client needs.
Darin McCullough is a State Farm agent serving Collin County and surrounding areas since 2012, offering a range of insurance products including auto, home, life, and more. The agency provides bilingual service in English and Spanish and has earned the State Farm President’s Club honors.
Shireen Khan founded her Allstate agency in 2019 after moving to Texas. The agency focuses on personalized insurance solutions and community involvement, offering a range of products and a family‑like experience.
Texas Independent Insurance is a multiple‑line, independent brokerage that focuses on providing tailored insurance solutions for individuals and businesses. The agency emphasizes unbiased reviews, a rate‑shop guarantee, and 24/7 online service, working for clients rather than any single carrier.
Jenny Weidner is a State Farm insurance agent in Allen, Texas, offering a range of insurance products including auto, homeowners, life, and more. She emphasizes protecting families and helping clients prepare for holidays, providing personalized quotes and support.
Medicare Health Plans of Texas simplifies Medicare for Texans, helping clients enroll in Medicare Supplemental, Medicare Advantage, and Prescription Drug plans that fit their needs and budget. The agency is an independent authorized agency licensed to sell and promote products from private insurers offering Medicare plans.
We are a local insurance resource serving the Allen, McKinney, Frisco, and Plano area, offering auto, home, life, and other insurance products. Agent Christopher Walls has been with State Farm since 2003, providing personalized service for over 20 years.
Schuler Insurance Services is a veteran life and health insurance agency with over 20 years of industry experience, offering simple and affordable term life coverage for busy professionals. They operate as an independent agency helping clients nationwide compare and apply for life and health policies from top-rated carriers.
The Sterling Insurance Group is an insurance agency located in Plano, Texas serving Colorado, offering simple, fast, and easy insurance solutions. They focus on reducing headaches by providing efficient, clear, and value‑focused coverage for individuals, families, and businesses.
Robert E. Boone has been an Allstate insurance agent in Allen, Texas since 2001. He offers auto, homeowners, renters, motorcycle, life, and boat insurance to the local community and is active in local organizations. Customers note his responsive service and community focus.
Lisa Johnson Insurance Agency Inc is a State Farm agency serving the entire state of Texas, offering auto, homeowners, renters, life, health, and other insurance products. The agency emphasizes personal service with a Spanish‑speaking team, notary services, and a focus on local communities.
Legacy Insurance is an Allstate agency in McKinney, TX, serving local families with a range of insurance solutions. The agent emphasizes personal relationships and offers coverage for auto, home, renters, motorcycle, boat, and life insurance.
The Benefits Partners provides affordable health insurance solutions for individuals, families, and small businesses, helping clients navigate plans and find coverage.
JP Direct Health helps individuals, families, and small businesses find affordable health, dental, vision, life, disability, and other insurance plans. Founded by Juan Peón in 2008, the agency emphasizes personalized service and clear explanations of coverage options. They serve clients across Texas, Oklahoma, Michigan, and other states.
DW Insurance & Financial Services Agency, founded in 2016, provides personalized insurance and financial solutions for individuals and businesses, emphasizing protection, loss mitigation, and customer service. The agency highlights its nearly 50 years of industry experience and dedication to helping clients secure the right coverage.
Univista Insurance offers personalized insurance solutions in Plano, TX. Agent Joanna Hernandez provides tailored auto, health, life, and commercial coverage. The agency focuses on affordable, custom plans for individuals and businesses.
Dustin Paine is a Farmers Insurance agent serving McKinney, Texas, offering auto, homeowners, renters, and life insurance.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.