Commercial Liability Insurance in Ovilla, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
24 commercial insurance agencies in Ovilla
Within 15 miles of Ovilla, TX. Click any agency to view profile, contact info, and request a quote.
Ernie Williams Insurance Agency
Ernie Williams Insurance is an independent agency serving Texas since 2011, with offices in DeSoto and Palestine. They offer a range of personal and commercial insurance products and emphasize personalized service.
Home Instead
Home Instead provides in‑home senior care services in Red Oak, TX, offering personalized assistance such as memory care, daily tasks, and 24‑hour support. They focus on compassionate, vetted caregivers and flexible care plans.
La Familia Auto Insurance
La Familia Insurance provides auto, homeowners, renters, and commercial insurance with a focus on affordable, reliable coverage and bilingual customer service. Founded in 2010, they have 15 years of experience serving the Texas community.
True Choice Insurance
True Choice Insurance is an independent brokerage offering a range of insurance options, emphasizing product value over fear. Affiliated with over 60 carriers, it is among the largest independent agencies in Texas.
Premier Cover Insurance Co.
Allstate provides insurance and protection solutions, emphasizing peace of mind and confidence for customers facing life’s challenges. They offer a range of products from home and auto coverage to device and identity protection.
Primerica
Primerica is a financial services company that helps families achieve financial security by offering education and a range of products such as term life insurance, auto and homeowners insurance, investments, and debt solutions. Their representatives provide complimentary Financial Needs Analyses to guide clients toward their financial goals.
Stanton Optical
Stanton Optical offers same‑day eye exams and glasses, with a wide selection of frames and lenses, and accepts insurance and FSA/HSA payments.
Jon Essary - State Farm Insurance Agent
Jon Essary Insurance Agency, Inc has a licensed team of 10 professionals serving the D/FW area. They are a local State Farm agency passionate about community involvement and helping both personal and small business customers.
A.J. Martin Insurance
AJ Martin Insurance is an independent agency that partners with numerous insurance carriers to find the best coverage and price for each client. They emphasize a personal touch and aim to simplify the process of securing auto, home, renters, commercial property, and motorcycle insurance. The agency highlights its commitment to saving customers time and money.
Farmers Insurance - Louis Taylor
Licensed insurance agency in Lancaster, TX; represents 17 carriers.
McKnight Insurance Services
McKnight Insurance Services, founded by Becky McKnight in 2004, is an independent agency serving the Dallas‑Fort Worth area with locations in Mansfield and Midlothian, Texas. The agency offers both personal and commercial insurance solutions, emphasizing cost‑effective coverage and personalized service.
DANNY HUMPHREYS INSURANCE AGENCY INC
Licensed insurance agency in Red Oak, TX; represents 8 carriers.
MARC MAPLES, LLC
Licensed insurance agency in Red Oak, TX; represents 2 carriers.
ALLIED BUSINESS SERVICES INC
Licensed insurance agency in Red Oak, TX; represents 32 carriers.
ENLOW ARMSTRONG & GUERRERO INC.
Licensed insurance agency in Red Oak, TX; represents 69 carriers.
JOAL RAMIREZ & ASSOCIATES INSURANCE AGENCY CORPORATION
Licensed insurance agency in Glenn Heights, TX; represents 25 carriers.
COLEMAN INSURANCE GROUP LLC
Licensed insurance agency in Red Oak, TX; represents 29 carriers.
ASHA INSURANCE GROUP, LLC
Licensed insurance agency in Red Oak, TX; represents 9 carriers.
HUDSON VALLEY INSURANCE BROKERAGE INCORPORATED
Licensed insurance agency in Ovilla, TX; represents 2 carriers.
ROBIN REDD INC.
Licensed insurance agency in Red Oak, TX; represents 16 carriers.
Fry Integra Insurance Services
Fry Integra Insurance Services is a family‑owned agency serving the Dallas‑Fort Worth suburbs for over 35 years. It specializes in commercial insurance such as general liability, contractor, workers’ compensation, builders risk and commercial umbrella coverage. The agency emphasizes hands‑on service, education and appreciation of its clients' personal and business needs.
Knott Insurance Group
Knott Insurance Group is an independent agency founded in 1988 that offers a range of personal and commercial insurance solutions to the Desoto, Texas community and the wider state. They emphasize education, choice of carriers, and dedicated service for both individuals and businesses.
ALPA Insurance
ALPA Insurance offers quick, simple, no‑commitment coverage with bilingual service in English and Spanish. They serve Texas with over 50 locations and have been operating for about 15 years. The agency provides a range of products from auto to commercial insurance.
GI Auto Insurance
GI Auto Insurance, founded in 2015, serves Dallas‑Fort Worth and surrounding Texas communities with affordable auto, home, renters, and commercial coverage. They emphasize honest rates, personalized service, and a commitment to protecting customers like family.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.