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Commercial Liability Insurance in Seguin, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Seguin

Within 15 miles of Seguin, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 147.4 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
A Listed
Amtex Insurance
4.8 · 70 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance, emphasizing real, personal service. Since its founding, the agency has focused on delivering reliable coverage and multiple carrier options to the Texas community.

AutoCommercial GLHomeownersMotorcycle+2 more
Seguin, TX· 2.7 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
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D Listed
Direct Auto Insurance
4.9 · 153 reviews on Google

Direct Auto agency located at 550 South 123 Bypass in Seguin, Texas, offers car insurance, term life insurance, SR‑22 filing, and roadside assistance. They provide flexible payment options and serve customers in English.

AutoCommercial GLHomeownersLife+2 more
Seguin, TX· 2.3 mi
Carriers: Direct Auto, National General Insurance Group3-5 agents
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A Listed
Alves Insurance Associates
4.8 · 64 reviews on Google10 yrs in business

Alves Insurance Associates is a full‑service independent insurance agency in Seguin, Texas, founded in 2016 by Michael and Marc Alves after their parents retired. With over three decades of experience in the community, the agency offers auto, home, life, commercial and farm & ranch insurance.

AutoCommercial GLFarmHomeowners+3 more
Seguin, TX· 2.7 mi
Carriers: Connect Insurance3-5 agents
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S Listed
Schaefer Crop Insurance Services Inc
4.5 · 2 reviews on Google

Licensed insurance agency in Seguin, TX; represents 2 carriers.

AutoCommercial GLHomeownersRenters+1 more
Seguin, TX· 1.2 mi
Carriers: Ace Property and Casualty Insurance Company, Rural Community Insurance Company20+ agents
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A Listed
A-MAX Auto Insurance
4.2 · 112 reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Seguin, TX· 2.5 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +56+ agents
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W Listed
WKI - Westerholm Koehler Insurance
4.9 · 273 reviews on Google61 yrs in business

WKI Texas is a family‑owned independent insurance agency founded in 1965. They emphasize personal service, local expertise, and working with top national and regional carriers to provide the best coverage at the best price.

AutoCommercial GLHomeownersLife+2 more
Seguin, TX· 2.8 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +1261-2 agents
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A Listed
Ai United Insurance
4.4 · 66 reviews on Google

Ai United Insurance offers auto, home, renters, motorcycle, and commercial insurance with an easy online quote process and a focus on affordable coverage for all needs.

AutoCommercial GLHomeownersMotorcycle+2 more
Seguin, TX· 2.4 mi
Carriers: Progressive, Infinity (Kemper) +53-5 agents
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A Listed
Austen Hill - State Farm Insurance Agent
4.8 · 59 reviews on Google10 yrs in business

Austen Hill State Farm Agency in Seguin, TX provides auto, homeowners, renters, life, and business insurance. Led by State Farm Agent Austen Hill, the agency has been serving the community since 2016 with a focus on personalized coverage.

AutoBoatCommercial GLHomeowners+4 more
Seguin, TX· 2.5 mi
Carriers: State Farm1-2 agents
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D Listed
Donegan Insurance
4.8 · 39 reviews on Google115 yrs in business

Donegan Insurance, established in 1911, is one of the largest independent agencies in Central Texas offering home, auto, commercial and employee benefits insurance. The agency emphasizes faith‑based service, community involvement, and personalized coverage for individuals and businesses.

AutoCommercial GLHomeownersMotorcycle+2 more
Seguin, TX· 3.1 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, AIU INSURANCE COMPANY +3381-2 agents
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J Listed
JB Servise - State Farm Insurance Agent
4.9 · 223 reviews on Google14 yrs in business

JB Servise is a State Farm insurance agency serving Seguin, Texas since 2012, offering auto, home, business and life coverage. The team provides bilingual service in English and Spanish and focuses on personalized, affordable protection for individuals and families.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Seguin, TX· 3.8 mi
Carriers: State Farm1-2 agents
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W Listed
Wendell Smith: Allstate Insurance
4.2 · 43 reviews on Google

Allstate Insurance Agents in Texas help customers with auto, home (homeowners), and life insurance. The site offers a directory of local agents across Texas and provides links to resources such as car insurance coverage, home maintenance checklists, and boat preparation tips.

AutoCommercial GLHomeownersLife+2 more
Seguin, TX· 3.0 mi
Carriers: Allstate
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A Listed
A-A-A Bail Bonds
4.8 · 323 reviews on Google42 yrs in business

AAA Bail Bonds is a family‑owned bail bond company serving Seguin, Lockhart, Gonzales and surrounding South Central Texas areas since 1984. They offer fast, affordable bail bond services for misdemeanor and felony cases and provide bilingual support in English and Spanish.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Seguin, TX· 5.1 mi
1-2 agents
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P Listed
Pronto Insurance
4.3 · 33 reviews on Google

Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. The agency offers access to over 30 insurance companies and serves the local community with services like SR‑22, surety bonds, roadside assistance, and windshield repair. Customers praise the friendly staff and quick, easy quoting process.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Seguin, TX· 2.7 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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F Listed
Farmers Insurance - Brandon Torres
4.9 · 255 reviews on Google

Licensed insurance agency in Seguin, TX; represents 17 carriers.

AutoCommercial GLHomeownersLife+2 more
Seguin, TX· 2.7 mi
Carriers: American Modern Property and Casualty Insurance Company, Economy Fire & Casualty Company +151-2 agents
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F Listed
Fred Loya Insurance
3.4 · 45 reviews on Google

Fred Loya Insurance offers auto insurance across 12 states with instant quotes and same‑day coverage. The agency emphasizes multiple discounts and a large network of local offices.

AutoCommercial GLHomeownersRenters+1 more
Seguin, TX· 2.2 mi
Carriers: Loya Casualty Insurance Company, Young America Insurance Company3-5 agents
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F Listed
Farmers Insurance - Stacey Dear
4.8 · 13 reviews on Google

Licensed insurance agency in Seguin, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Seguin, TX· 3.5 mi
Carriers: Farmers
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F Listed
Farmers Insurance - Timothy McGaha
4.9 · 122 reviews on Google

Licensed insurance agency in Seguin, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Seguin, TX· 3.0 mi
Carriers: Farmers1-2 agents
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R Listed
Redeemed Indemnity Insurance Agency
4.8 · 7 reviews on Google28 yrs in business

Redeemed Indemnity Insurance Agency is an independent insurance agency serving the South Texas community for over 28 years. They offer auto, home, and commercial insurance and work with multiple top‑rated carriers to provide personalized coverage solutions.

AutoCommercial GLHomeownersRenters+1 more
Seguin, TX· 3.4 mi
1-2 agents
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G Listed
Gruene Insurance Group: Seguin
4.8 · 3 reviews on Google

Gruene Insurance Group provides financial planning, annuities, 401k rollovers, life insurance, group coverage, individual/family insurance, and Medicare products to clients in New Braunfels and Seguin. The agency emphasizes personalized service and helping customers find affordable, appropriate coverage.

AutoCommercial GLDisabilityHomeowners+3 more
Seguin, TX· 4.1 mi
License on file (TDI)
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T Listed
Texas Legacy Insurance Group
3.8 · 8 reviews on Google

Texas Legacy Insurance Group is an independent agency offering a range of personal and commercial insurance products, including auto, home, life, health, farm & ranch, and commercial coverage across multiple Texas locations.

AutoCommercial GLCommercial PropertyFarm+4 more
Seguin, TX· 2.9 mi
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +381-2 agents
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M Listed
Mark Herbold - State Farm Insurance Agent
3.8 · 16 reviews on Google

Mark Herbold is a State Farm agent serving Seguin, Texas, offering a range of insurance products including auto, homeowners, renters, motorcycle, boat, life and disability coverage. The agency emphasizes bundling discounts and personalized protection to help customers save money. It provides online tools for quotes, claims, and policy management.

AutoBoatCommercial GLDisability+5 more
Seguin, TX· 2.8 mi
Carriers: State Farm1-2 agents
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T Listed
Texas Farm Bureau Insurance Company
4.1 · 11 reviews on Google

Licensed insurance agency in Seguin, TX; represents 1 carrier.

AutoCommercial GLHomeownersRenters+1 more
Seguin, TX· 3.8 mi
Carriers: Texas Farm Bureau Insurance3-5 agents
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D Listed
Derek Vargas - Texas Farm Bureau Insurance Agent
4.8 · 7 reviews on Google

Licensed insurance agency in Seguin, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Seguin, TX· 3.8 mi
License on file (TDI)
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Seguin