Commercial Liability Insurance in Somervill, TX
Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.
10 commercial insurance agencies in Somervill
Within 15 miles of Somervill, TX. Click any agency to view profile, contact info, and request a quote.
JAMES CASHION, LTD COMPANY
Licensed insurance agency in Somerville, TX. Contact directly for available products and carriers.
DIVERSITY PEAK LLC
Licensed insurance agency in Somervill, TX. Contact directly for available products and carriers.
COACHES INSURANCE AGENCY, LLC
Licensed insurance agency in Brenham, TX; represents 20 carriers.
CALDWELL INSURANCE AGENCY, LLC
Licensed insurance agency in Brenham, TX; represents 24 carriers.
MEDICARE AND MORE INC.
Licensed insurance agency in Brenham, TX; represents 29 carriers.
VISION INSURANCE AGENCY, LLC
Licensed insurance agency in Caldwell, TX; represents 3 carriers.
RUSS BEVIL INSURANCE AGENCY, INC.
Licensed insurance agency in Caldwell, TX; represents 24 carriers.
SOMMER INSURANCE GROUP LLC
Licensed insurance agency in Brenham, TX. Contact directly for available products and carriers.
ROEHLING VENTURES LLC
Licensed insurance agency in Brenham, TX. Contact directly for available products and carriers.
FREEMAN INSURANCE SERVICES, LLC
Licensed insurance agency in Caldwell, TX. Contact directly for available products and carriers.
Frequently asked questions
Is commercial liability insurance required in Texas?
Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.
What's the difference between general liability and a BOP?
A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.
How is my premium calculated?
Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.