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Commercial Liability Insurance in Victoria, TX

Commercial general liability (CGL) protects a business from third-party claims for bodily injury, property damage, and personal/advertising injury. Many Texas commercial leases and client contracts require a minimum of $1M per occurrence / $2M aggregate. Independent commercial agents can often bundle CGL with property, auto, and workers' comp.

24 commercial insurance agencies in Victoria

Within 15 miles of Victoria, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 189.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
L Listed
Leopold Insurance Agency
4.5 · 8 reviews on Google29 yrs in business

Leopold Insurance is an independent agency offering a range of personal and commercial insurance solutions. Their staff emphasizes personalized service, helping clients choose coverage from multiple carriers.

AutoBoatCommercial GLFlood+5 more
Victoria, TX· 2.0 mi
Carriers: ASSURITY LIFE INSURANCE COMPANY, Ace Property and Casualty Insurance Company +12810+ agents
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E Listed
Easley Insurance Agency
4.6 · 20 reviews on Google73 yrs in business

Easley Insurance Agency, founded in 1953 by Don and Margaret Easley, has been serving Victoria, Texas and surrounding areas for decades. The agency offers a range of personal and business insurance products from auto to flood and watercraft coverage.

AutoBoatCommercial GLFlood+3 more
Victoria, TX· 0.6 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Aegis Security Insurance Company +1256+ agents
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A Listed
Ai United Insurance
4.8 · 119 reviews on Google

Ai United Insurance offers simple, fast, and affordable coverage options for auto, home, renters, motorcycle, and commercial insurance. Their three‑step process lets customers get a free quote online and choose the right coverage quickly.

AutoCommercial GLHomeownersMotorcycle+2 more
Victoria, TX· 0.4 mi
Carriers: Progressive, Infinity (Kemper) +53-5 agents
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A Listed
Acceptance Insurance
4.8 · 184 reviews on Google

Licensed insurance agency in Victoria, TX; represents 1 carrier.

AutoBoatCommercial GLHomeowners+4 more
Victoria, TX· 1.8 mi
Carriers: Acceptance Insurance6+ agents
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T Listed
The Keener Agency: Allstate Insurance
4.8 · 150 reviews on Google

The Keener Agency is an Allstate insurance agency located in Victoria, Texas, offering a variety of personal insurance products such as auto, home, renters, motorcycle, boat, and life coverage. The agency is led by professionals with CFP®, ChFC, and MBA credentials and serves the community in both English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Victoria, TX· 1.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +14
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A Listed
Amco Auto Insurance / Texas Insurance Agency
4.8 · 218 reviews on Google27 yrs in business

Trusted Insurance Agency in Texas for Full Coverage Protection. As a professional independent agency, TIA helps individuals, families, and businesses find affordable insurance coverage in Texas without sacrificing protection.

AutoHomeownersRentersCommercial GL+4 more
Victoria, TX· 0.2 mi
1-2 agents
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F Listed
Freeway Insurance
4.8 · 404 reviews on Google

Licensed insurance agency in Victoria, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Victoria, TX· 1.4 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
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T Listed
TIA- Texas Insurance Agency
4.8 · 34 reviews on Google27 yrs in business

Texas Insurance Agency, operating since 1999, provides affordable coverage and free quotes to families across Texas, including Houston, Pasadena, Beaumont, and The Woodlands. The agency offers a range of personal and commercial insurance products.

AutoHomeownersRentersCommercial GL+4 more
Victoria, TX· 0.2 mi
1-2 agents
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J Listed
Janecka Insurance Agency
4.7 · 24 reviews on Google40 yrs in business

Janecka Insurance has served the Victoria, Texas area since 1986, offering personalized insurance solutions. They provide auto, homeowners, renters, and farm building/equipment coverage through trusted carriers.

AutoCommercial GLFarmHomeowners+2 more
Victoria, TX· 1.7 mi
Carriers: Germania Farm Mutual Insurance
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P Listed
Pronto Insurance
4.5 · 86 reviews on Google

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, they specialize in auto, home, renters and business insurance and offer access to more than 30 insurance companies to ensure the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+3 more
Victoria, TX· 0.8 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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D Listed
Diana Escalante - State Farm Insurance Agent
4.9 · 519 reviews on Google

Diana Escalante leads the Escalante Insurance Agency in Victoria, Texas, offering personalized State Farm insurance options such as auto, homeowners, renters, life, motorcycle and boat coverage. The agency serves the community in both English and Spanish and emphasizes local involvement and customer support.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Victoria, TX· 2.5 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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F Listed
Fred Loya Insurance
3.9 · 30 reviews on Google

Fred Loya Insurance provides auto insurance coverage across 12 states with over 800 offices, offering same‑day policies, multiple discount options, and a focus on quick, affordable service.

AutoCommercial GLHomeownersRenters+1 more
Victoria, TX· 0.4 mi
Carriers: Loya Casualty Insurance Company, Young America Insurance Company3-5 agents
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E Listed
Eli Sauseda - State Farm Insurance Agent
4.6 · 76 reviews on Google10 yrs in business

Eli Sauseda is a State Farm Agent serving Victoria and the Crossroads area, offering personal and business insurance solutions. With over 10 years as an insurance agency owner and a service‑focused background, he emphasizes clear, dependable coverage for families and businesses.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Victoria, TX· 1.3 mi
Carriers: State Farm1-2 agents
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A Listed
Ai United Insurance
4.6 · 44 reviews on Google

Ai United Insurance provides simplified, affordable coverage across auto, homeowners, renters, motorcycle, and commercial lines. The agency offers fast online quotes and personalized assistance to help customers find the right coverage.

AutoCommercial GLHomeownersMotorcycle+2 more
Victoria, TX· 3.5 mi
Carriers: Progressive, Infinity (Kemper) +53-5 agents
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P Listed
Pat Pachta - State Farm Insurance Agent
4.8 · 112 reviews on Google

Pat Pachta is a State Farm insurance agent with 40 years of experience, offering auto, home, life, health, and business insurance to the Victoria, Texas community. The agency serves English and Spanish speaking customers and provides a wide range of personal and commercial coverage.

AutoBoatCommercial GLFarm+6 moreSpanish
Victoria, TX· 2.1 mi
Carriers: State Farm1-2 agents
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A Listed
Atzenhoffer Insurance Agency, LLC
4.6 · 13 reviews on Google13 yrs in business

Atzenhoffer Independent Insurance Agency has been serving the Victoria, Texas area since 2013, offering personal and commercial insurance solutions. They emphasize personalized service, helping clients with rates, claims, and policy changes.

AutoCommercial GLHomeownersRenters+1 more
Victoria, TX· 1.6 mi
Carriers: American Modern Property and Casualty Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
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C Listed
Carters Insurance Agency
4.8 · 5 reviews on Google50 yrs in business

Carter's Insurance Agency of Victoria is a full‑service property and casualty insurance agency serving Victoria, Texas and the surrounding area. With over forty years of experience, the family‑owned agency offers a wide range of insurance products for individuals, farms, ranches, and businesses.

AutoCommercial GLCommercial PropertyFarm+3 more
Victoria, TX· 2.8 mi
Carriers: Hochheim Prairie Insurance3-5 agents
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P Listed
Pronto Insurance
4.6 · 59 reviews on Google

Pronto Insurance provides affordable, fast and reliable coverage across Texas, specializing in auto, home, renters and business insurance. They partner with over 30 insurance companies to find the best protection at the lowest price.

AutoBoatCommercial GLCommercial Property+4 moreSpanish
Victoria, TX· 3.2 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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M Listed
Martin & Martin Insurance
4.7 · 33 reviews on Google52 yrs in business

Martin & Martin Insurance Agency PC has been serving the Victoria, Texas area since 1974, offering homeowners, renters, auto, boat, motorcycle, RV, and commercial insurance, as well as bonds and notary services.

AutoBoatCommercial GLCommercial Property+4 more
Victoria, TX· 3.2 mi
Carriers: ASI Lloyds, Acceptance Casualty Insurance Company +621-2 agents
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G Listed
Garza Insurance Agency - Marisela Mari Garza
4.8 · 4 reviews on Google48 yrs in business

Garza Insurance Agency is a family‑owned agency in Victoria, TX offering a full range of insurance solutions for homes, autos, life, renters and commercial needs. With over 45 years of experience, the bilingual team provides personalized service in English and Spanish. They focus on tailored coverage for both residential and business clients.

AutoCommercial GLHomeownersLife+2 moreSpanish
Victoria, TX· 1.6 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +281-2 agents
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C Listed
C & H Insurance Agency
4.8 · 13 reviews on Google

Comprehensive auto, home, and life insurance coverage for individuals and families in the Victoria area. As an independent agency, C&H Insurance Agency works with multiple carriers to find the best coverage at the best price.

AutoCommercial GLHomeownersLife+2 more
Victoria, TX· 3.0 mi
Carriers: ACCC Insurance Company, Alinsco Insurance Company +231-2 agents
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N Listed
Newman Insurance Agency
4.8 · 2 reviews on Google56 yrs in business

Since 1970, Newman Insurance Agency has been providing personal and commercial insurance services in Victoria, Texas. The independent agency emphasizes high‑quality customer service and a broad range of insurance markets to find the best coverage for individuals and businesses.

AutoCommercial GLHomeownersRenters+1 more
Victoria, TX· 2.0 mi
License on file (TDI)
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B Listed
Bruce Woods - State Farm Insurance Agent
4.9 · 157 reviews on Google

Licensed insurance agency in Victoria, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Victoria, TX· 1.3 mi
1-2 agents
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Frequently asked questions

Is commercial liability insurance required in Texas?

Not by state law, but most commercial leases, client contracts, and licensing requirements mandate a minimum CGL policy. Standard limits are $1M per occurrence / $2M aggregate.

What's the difference between general liability and a BOP?

A Business Owner's Policy (BOP) bundles general liability with commercial property coverage, often at a discount versus buying each separately. Most small businesses with a physical location qualify.

How is my premium calculated?

Carriers underwrite based on industry classification, annual revenue, payroll, prior claims history, and risk exposure. A retail shop pays differently than a contractor or consultancy.

Commercial insurance in other Texas cities

Other insurance types in Victoria