Flood Insurance in Alice, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
3 flood insurance agencies in Alice
Within 15 miles of Alice, TX. Click any agency to view profile, contact info, and request a quote.
Iglesias Insurance Alice
Iglesias Insurance Brokers is an independent agency serving Texas, offering auto, general liability, home, commercial, life, workers compensation and financial solutions. They focus on building solid relationships with customers through practical solutions and excellent service.
Carlisle Insurance Agency
Acrisure is an insurance agency offering both personal and business solutions, including home, auto, flood, health, and life insurance, as well as tailored coverage for small to midsize and large enterprises. Their platform connects customers to multiple insurers quickly using advanced technology and expert guidance. They emphasize personalized service and global capabilities to support clients across the United States.
Silva Carola
Acrisure is an insurance agency offering personal and business solutions, including home, auto, flood, and life insurance, as well as business insurance programs and employee benefit services.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.