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Homeowners Insurance in Alice, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Alice

Within 15 miles of Alice, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 271.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
L Listed
Laura Lisa Valls: Primerica - Financial Services
4.8 · 11 reviews on Google49 yrs in business

Primerica is a financial services company founded in 1977 that helps middle‑income families with term life insurance, investments, and financial planning. It positions itself as the second largest issuer of term life insurance in the U.S. and emphasizes protecting families' financial futures.

AutoCommercial GLHomeownersLife+2 moreSpanish, French
Alice, TX· 3.9 mi
Carriers: Primerica10+ agents
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P Listed
Primerica
48 yrs in business

Primerica helps families achieve financial security through education and personalized solutions, offering term life insurance, auto and homeowners coverage, and investment options. Their representatives provide free Financial Needs Analyses to guide clients toward their financial goals.

AutoCommercial GLHomeownersLife+2 more
Alice, TX· 3.9 mi
Carriers: National Benefit Life Insurance Company, Primerica Life Insurance Company +110+ agents
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A Listed
Amtex Insurance
4.9 · 624 reviews on Google25 yrs in business

Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you. Since our founding, Amtex Insurance has been dedicated to providing affordable, reliable insurance solutions to our community.

AutoCommercial GLHomeownersMotorcycle+2 more
Alice, TX· 4.8 mi
Carriers: ACCC Insurance Company, American Access Casualty +103-5 agents
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F Listed
Farmers Insurance - Norma Trevino
4.2 · 5 reviews on Google

Licensed insurance agency in Alice, TX; represents 6 carriers.

AutoCommercial GLHomeownersLife+2 more
Alice, TX· 4.2 mi
Carriers: Care Improvement Plus South Central Insurance Company, Homesite Insurance Company +420+ agents
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D Listed
Direct Auto Insurance
4.9 · 119 reviews on Google

Direct Auto in Alice, TX is a local insurance office offering auto coverage, term life policies, roadside assistance, SR‑22 filings and collision insurance. The agency promotes flexible payment options and highlights discounts for bundling auto and life insurance. It serves the community with extended weekday hours and online quote tools.

AutoCommercial GLHomeownersLife+3 more
Kingsville, TX· 6.5 mi
Carriers: Direct Auto3-5 agents
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E Listed
Ed Garcia - State Farm Insurance Agent
4.9 · 428 reviews on Google

Ed Garcia is a State Farm insurance agent serving Alice, Texas and surrounding counties, offering a range of personal and business insurance products. He provides free quotes for auto, homeowners, life, motorcycle, boat and other coverage options.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Alice, TX· 4.4 mi
Carriers: State Farm1-2 agents
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H Listed
Hub Insurance Agency
4.8 · 34 reviews on Google32 yrs in business

Hub Insurance Agency is an independent insurance agency offering auto, home, life, business, general liability, commercial auto, motorcycle, boat and other coverage options. They emphasize binding coverage over the phone, online or in the office and aim to provide low rates with multiple carrier options. The agency has been licensed in Texas since 1994 and serves customers statewide.

AutoBoatCommercial GLHomeowners+4 more
Alice, TX· 4.9 mi
Carriers: American Modern Home Insurance Company, American Modern Property and Casualty Insurance Company +71-2 agents
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I Listed
Iglesias Insurance Alice
4.8 · 24 reviews on Google

Iglesias Insurance Brokers is an independent agency serving Texas, offering auto, general liability, home, commercial, life, workers compensation and financial solutions. They focus on building solid relationships with customers through practical solutions and excellent service.

AutoCommercial GLCommercial PropertyFlood+4 more
Alice, TX· 4.5 mi
1-2 agents
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R Listed
Robert R Molina Insurance Agency, Inc. LLC
4.8 · 29 reviews on Google19 yrs in business

Robert R. Molina State Farm Insurance Agency in Alice, TX serves the entire state of Texas, offering auto, homeowners, renters, condo, life, health, and commercial insurance. Agent Robert Molina has been with State Farm since 2007 and emphasizes personalized service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Alice, TX· 5.6 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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F Listed
Fred Loya Insurance
3.9 · 23 reviews on Google

Fred Loya Insurance provides auto insurance coverage with instant quotes, multiple discounts, and same‑day issuance across 12 states, serving over 1 million drivers.

AutoCommercial GLHomeownersRenters+1 more
Alice, TX· 5.6 mi
Carriers: Loya Casualty Insurance Company, Young America Insurance Company3-5 agents
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R Listed
Raul Ramirez - State Farm Insurance Agent
4.7 · 9 reviews on Google49 yrs in business

Raul Ramirez is a State Farm insurance agent serving Alice, TX since 1977. He offers a range of insurance products including auto, homeowners, renters, motorcycle, life, and business coverage. The agency provides personalized quotes and assistance through phone and online tools.

AutoCommercial GLCommercial PropertyHomeowners+4 moreSpanish
Alice, TX· 4.9 mi
Carriers: State Farm1-2 agents
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P Listed
Pronto Insurance
4.5 · 52 reviews on Google

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.

AutoBoatCommercial GLCommercial Property+4 moreSpanish
Alice, TX· 6.1 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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Z Listed
Zuniga Insurance
4.2 · 18 reviews on Google28 yrs in business

Zuniga Insurance has been serving the community since 1998, boasting over 30 years of experience in the insurance industry. The agency offers personal auto, commercial lines, life & health, bonds, and more from three locations, including 1220 North Texas Blvd. Ste 1. Owners Felix M. Zuniga and Sylvia Zuniga lead the friendly staff.

AutoCommercial GLCommercial PropertyFarm+5 more
Alice, TX· 5.2 mi
1-2 agents
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K Listed
Keetch & Associates Insurance
4.0 · 2 reviews on Google67 yrs in business

Keetch & Associates is a family‑owned, independent insurance agency with three locations in South Texas, serving individuals and businesses since 1959. The agency emphasizes personalized risk‑management solutions and strong client relationships, offering a range of insurance products for personal, business, life, and health needs.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Alice, TX· 4.6 mi
1-2 agents
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P Listed
Pronto Insurance
4.5 · 2 reviews on Google

At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.

AutoBoatCommercial GLHomeowners+3 more
Alice, TX· 5.0 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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J Listed
Jasso Insurance Ltd
4.5 · 2 reviews on Google55 yrs in business

Jasso Insurance Agency, Ltd. is a Texas‑based agency that has been serving South Texas for over 55 years, offering employee benefits solutions such as medical, dental, vision, and life insurance. They provide expert guidance through certified healthcare reform specialists.

AutoCommercial GLHomeownersLife+2 more
Alice, TX· 5.4 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +371-2 agents
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A Listed
Arredondo Insurance
4.8 · 23 reviews on Google

Licensed insurance agency in Alice, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Alice, TX· 4.7 mi
License on file (TDI)
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S Listed
Saenz Linda
4.8 · 2 reviews on Google

Licensed insurance agency in Alice, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Alice, TX· 4.5 mi
License on file (TDI)
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C Listed
Carlisle Insurance Agency
4.5 · 4 reviews on Google

Acrisure is an insurance agency offering both personal and business solutions, including home, auto, flood, health, and life insurance, as well as tailored coverage for small to midsize and large enterprises. Their platform connects customers to multiple insurers quickly using advanced technology and expert guidance. They emphasize personalized service and global capabilities to support clients across the United States.

AutoCommercial GLFloodHomeowners+3 more
Alice, TX· 5.8 mi
1-2 agents
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P Listed
PRIME INSURANCE AGENCY LLC
4.8 · 15 reviews on Google

Licensed insurance agency in Alice, TX; represents 14 carriers.

AutoCommercial GLHomeownersRenters+1 more
Alice, TX· 5.3 mi
Carriers: ACCC Insurance Company, Agricultural Workers Mutual Auto Insurance Company +123-5 agents
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S Listed
Silva Carola

Acrisure is an insurance agency offering personal and business solutions, including home, auto, flood, and life insurance, as well as business insurance programs and employee benefit services.

AutoCommercial GLFloodHomeowners+3 more
Alice, TX· 5.8 mi
1-2 agents
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F Listed
Farmers Insurance Nora Lisa Trevino Agency
4.8 · 2 reviews on Google

Licensed insurance agency in Alice, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Alice, TX· 5.0 mi
Carriers: Farmers1-2 agents
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K Listed
Kinsley Emshoff - Texas Farm Bureau Insurance

Licensed insurance agency in Alice, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Alice, TX· 6.8 mi
License on file (TDI)
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Alice