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Flood Insurance in Bedford, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Bedford

Within 15 miles of Bedford, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 89.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
J Listed
Jason Ridley Agency, LLC
4.4 · 72 reviews on Google14 yrs in business

Jason Ridley Agency, LLC provides a wide range of insurance solutions—including auto, home, commercial, renters, life, flood, motorcycle, boat, and umbrella coverage—for the DFW Metroplex and Grapevine‑Colleyville community. Since its founding in 2012, the agency emphasizes personalized service and community involvement.

AutoHomeownersCommercial GLCommercial Property+6 more
Hurst, TX· 2.6 mi
Carriers: ASI Lloyds, Ace American Insurance Company +11410+ agents
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H Listed
Hulett Insurance
4.8 · 28 reviews on Google31 yrs in business

Hulett Insurance is an independent agency serving Texas and 11 states since 1995, offering personal and business insurance solutions such as auto, home, renters, commercial liability, commercial property, umbrella and flood coverage.

AutoHomeownersRentersCommercial GL+3 more
Haslet, TX· 6.0 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +14710+ agents
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B Listed
Brightway Insurance, The B & B Agency

The B & B Agency (Brightway) provides local insurance agents in Euless who offer multiple quotes from various carriers to help customers find the right coverage. They emphasize personalized, hassle‑free service for home, auto, flood, renters, and other insurance needs.

AutoBoatCommercial GLFlood+4 more
Euless, TX· 2.6 mi
20+ agents
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B Listed
Brandes Insurance Agency
4.9 · 326 reviews on Google24 yrs in business

Brandes Insurance Agency is an independent, client‑centered agency in Flower Mound, Texas, founded in 2002. It offers a wide range of personal and business insurance solutions, working with multiple carriers to give customers choice. The agency emphasizes integrity, personalized service, and helping clients plan for the future.

AutoCommercial GLCommercial PropertyFlood+4 more
Lewisville, TX· 14.2 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +2310+ agents
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G Listed
Goosehead Insurance HQ
4.0 · 832 reviews on Google

Goosehead Insurance offers a quick, online way to compare and purchase coverage for homes, cars, renters, boats, motorcycles and flood protection, emphasizing smarter insurance by design.

AutoBoatCommercial GLFlood+4 more
Keller, TX· 9.4 mi
Carriers: Nationwide, Travelers +310+ agents
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P Listed
ProCo Insurance
4.9 · 120 reviews on Google

ProCo Insurance LLC is an independent insurance agency based in Fort Worth, Texas offering personal and commercial insurance solutions. They emphasize personalized service, education, and access to multiple carriers to find the best coverage and price for clients.

AutoBoatCommercial GLFlood+3 more
Fort Worth, TX· 13.4 mi
Carriers: AmTrust Insurance Company, American Economy Insurance Company +3110+ agents
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S Listed
Shaw Insurance Agency
4.9 · 328 reviews on Google44 yrs in business

Shaw Insurance Agency is an independent agency serving North Texas since 1982, offering a range of insurance products including auto, homeowners, renters, business, life, and specialty lines. They represent multiple carriers and focus on personalized service across the Dallas‑Fort Worth metroplex.

AutoHomeownersRentersCommercial GL+7 more
Hurst, TX· 3.6 mi
Carriers: Homeowners of America Insurance Company, Life Insurance Company of the Southwest +21-2 agents
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E Listed
Excalibur Insurance
4.8 · 24 reviews on Google

Excalibur Insurance is an independent agency based in Bedford, Texas, serving Dallas and the entire state. They compare multiple carriers to find the best combination of cost and coverage for personal and commercial clients. Their focus is on personalized service, education, and fast, affordable insurance solutions.

AutoHomeownersRentersBoat+5 more
Bedford, TX· 2.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +541-2 agents
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P Listed
Panatela Insurance Group
4.8 · 29 reviews on Google

Panatela Insurance Group is an independent agency based in Colleyville, Texas, offering personal and business insurance solutions. They provide coverage for auto, home, life, commercial property, liability, flood and employee benefits, working with carriers such as Hippo, State Auto and American Risk.

AutoHomeownersRentersUmbrella+5 more
Colleyville, TX· 2.0 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +831-2 agents
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G Listed
Goosehead Insurance - Barrett Buchwald
4.8 · 13 reviews on Google

Goosehead Insurance is an independent agency offering a range of coverage options for homes, cars, renters, boats, motorcycles and flood protection. Their agents compare policies from over 200 carriers to find the best fit and price for customers. The site emphasizes a simple, technology‑driven experience with a focus on clear communication and personalized service.

AutoBoatCommercial GLFlood+4 more
Colleyville, TX· 2.5 mi
License on file (TDI)
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F Listed
Freedom Insurance Group - Auto & Home Insurance
4.9 · 112 reviews on Google

Freedom Insurance Group is an independent agency that helps clients find auto, home, business, landlord, and commercial auto coverage by shopping from over 25 insurers. They focus on education, advocacy, and free professional support, highlighting a perfect 5‑star rating from hundreds of reviews.

AutoCommercial GLFloodHomeowners+2 more
Lewisville, TX· 13.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +626+ agents
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T Listed
Texas American Insurers Inc
4.8 · 13 reviews on Google

Texas American Insurers, Inc. is an independent insurance agency serving the Hurst and Lubbock areas and the broader Texas community. They represent multiple carriers and provide personal and commercial insurance solutions, including auto, home, boat, flood, farm, and business coverages. Their agents focus on education, personalized service, and finding the best value for each client.

AutoBoatCommercial GLCommercial Property+5 more
Hurst, TX· 3.1 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +1731-2 agents
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F Listed
Freedom Insurance Group - Auto & Home Insurance
4.8 · 34 reviews on Google

Freedom Insurance Group is an independent agency offering auto, home, business, landlord, and commercial auto insurance by shopping over 25 carriers. They provide free online quotes, policy reviews, and educational resources across Texas, Colorado, Missouri, and Tennessee.

AutoCommercial GLCommercial PropertyFlood+3 more
Lewisville, TX· 13.3 mi
Carriers: Allstate, American Modern +476+ agents
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L Listed
Lone Star Best Insurance
4.8 · 68 reviews on Google

Lone Star BEST Insurance is an independent agency serving Texas, Arizona, and New Mexico, offering personal, business, and employee‑benefits insurance solutions. They emphasize education, personalized service, and a veteran‑owned background. The agency partners with multiple carriers to provide a range of coverage options.

AutoHomeownersRentersLife+6 more
North Richland Hills, TX· 5.0 mi
Carriers: Safeco, Liberty Mutual1-2 agents
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F Listed
Freedom Insurance Group - Auto & Home Insurance
4.8 · 21 reviews on Google

Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance coverage by shopping from over 25 insurers. It offers free online quote tools, policy reviews, and ongoing monitoring, and is licensed in Texas, Colorado, Missouri, and Tennessee.

AutoCommercial GLFloodHomeowners+2 more
Coppell, TX· 12.0 mi
6+ agents
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T Listed
Texas Insurance Group

Insurance One Agency LC dba Texas Insurance Group is an independent agency in Bedford, Texas offering a wide range of personal and commercial insurance products. They represent multiple carriers and serve the Texas community with over 50 years of experience.

AutoBoatCommercial GLCommercial Property+7 more
Bedford, TX· 1.8 mi
3-5 agents
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G Listed
Greg Hilst - GEICO Insurance Agent
4.8 · 559 reviews on Google

GEICO Insurance Agency, Inc. in Dallas‑Fort Worth offers a range of personal and commercial insurance products, including auto, homeowners, renters, motorcycle, boat, and various specialty coverages. The agency partners with multiple carriers to provide options such as life, umbrella, flood, and earthquake insurance. Clients can obtain quotes online or contact the office directly for assistance.

AutoHomeownersRentersMotorcycle+7 moreSpanish
Keller, TX· 8.7 mi
Carriers: GEICO, American Modern Insurance Group +2
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S Listed
Southwest Assurance Group, Inc.
4.5 · 2 reviews on Google

Southwest Assurance Group, Inc is an independent insurance agency serving Texas clients with a dedicated team. They offer personal coverage such as auto, homeowners, flood, renters and umbrella, as well as commercial lines like contractors and commercial property.

AutoCommercial GLCommercial PropertyFlood+3 more
Bedford, TX· 1.2 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, AIG PROPERTY CASUALTY COMPANY +1971-2 agents
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G Listed
Goosehead Insurance - Doug Becker
4.0 · 20 reviews on Google

Goosehead Insurance offers smarter insurance by providing coverage options for home, auto, renters, boat, motorcycle, and flood insurance, with quotes from over 200 carriers. The site emphasizes quick estimates and personalized service.

AutoBoatCommercial GLFlood+4 more
Euless, TX· 1.3 mi
1-2 agents
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G Listed
Goosehead Insurance - Michael Kordewick
4.8 · 11 reviews on Google

Goosehead Insurance connects customers with coverage for home, auto, renters, boat, motorcycle and flood insurance, offering options from over 200 carriers to find the right policy and price.

AutoBoatCommercial GLFlood+4 more
Colleyville, TX· 3.5 mi
1-2 agents
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G Listed
Goosehead Insurance - Dan Seyler
4.8 · 9 reviews on Google

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers. The agency emphasizes personalized quotes, expert agents, and a focus on coverage quality over low price.

AutoBoatCommercial GLFlood+4 more
Southlake, TX· 6.1 mi
License on file (TDI)
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G Listed
Goosehead Insurance - Mary Randall
4.4 · 30 reviews on Google

Goosehead Insurance offers homeowners, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers to find coverage and price that fits customers' needs. The agency emphasizes a smart, design‑focused approach and provides online quotes, an app for policy management, and a focus on clear communication with agents.

AutoBoatCommercial GLFlood+4 more
Southlake, TX· 6.0 mi
License on file (TDI)
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C Listed
Corin Insurance Group
4.8 · 53 reviews on Google

Corin Insurance Group is an independent agency helping clients across Texas, Kansas, and Missouri find the right coverage with clear guidance and personalized service. We compare top‑rated carriers and walk you through your options so you can feel confident in your coverage.

AutoBoatCommercial GLEarthquake+6 more
Southlake, TX· 6.6 mi
Carriers: ASI Lloyds, Ace American Insurance Company +611-2 agents
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.