Homeowners Insurance in Bedford, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Bedford
Within 15 miles of Bedford, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Diamond Guard Insurance has been serving customers throughout Texas for over 25 years, offering personalized protection for homes, autos, and other valuable assets. The agency focuses on high‑level service and efficient delivery of insurance solutions, including life, umbrella, motorcycle, boat, and other specialty coverages.
Insurance of Mid-Cities Agency was founded in 2003 by Donna Williams. Their mission is to be the premier source for friendly client care and thorough insurance services, offering personal and commercial insurance solutions.
Michaeldae Reinhardt is a second‑generation State Farm agent serving the Bedford, TX community. He focuses on Auto, Homeowners, Renters, Life and Business insurance and offers 24/7 quotes. He is active in local organizations and values helping residents relocate to the DFW area.
Alejandra Palomera is a local State Farm agent serving Hurst and surrounding areas. She has been helping State Farm customers protect what matters most since 2012, offering auto, homeowners, renters, life, and business insurance in both English and Spanish.
Akoya Insurance was founded in 2020 as a small independent agency offering home and auto coverage. It has grown into a full‑service commercial and personal lines agency serving Texas and other states, working with over 50 A‑rated carriers to provide home, auto, umbrella, commercial, excess and specialty products.
Crum Insurance Services is an independent agency focused on providing personal and commercial insurance solutions with a strong emphasis on customer service. They aim to offer tailored policies and maintain long‑term relationships with clients, leveraging multiple carrier partners to find competitive options.
Pinnacle Multiservices is an insurance agency founded in 2018 in Irving, Texas, offering personal and commercial insurance solutions. Led by founder and CEO Babina Khadka with nearly two decades of experience, the agency provides home, auto, business, health & life, and Medicare insurance.
Physicians Mutual offers dental, supplemental health, pet, life, and Medicare Supplement insurance and provides an online account portal for policy management. The agency highlights a 95% customer satisfaction rating and emphasizes security and great service for its members.
David Peterson State Farm is a State Farm agency in the Dallas‑Fort Worth area offering personalized insurance options. The agency emphasizes strong customer relationships and a legacy of service backed by State Farm’s 100‑year history. It serves a diverse clientele with a team of licensed professionals.
Physicians Mutual Insurance offers dental, supplemental health, pet, life and Medicare Supplement insurance with a strong focus on customer service, online account management, and high satisfaction ratings (95%). The company emphasizes security and reliability, highlighted by an A.M. Best A rating and a history dating back to 1902. Agents are available via a toll‑free number to help customers choose coverage.
Jason Ridley Agency, LLC provides a wide range of insurance solutions—including auto, home, commercial, renters, life, flood, motorcycle, boat, and umbrella coverage—for the DFW Metroplex and Grapevine‑Colleyville community. Since its founding in 2012, the agency emphasizes personalized service and community involvement.
Kerry McCombs is a State Farm agent with nearly 50 years of experience, serving the Euless and greater Dallas/Fort Worth community. He and his staff provide auto, home, renters, and life insurance, and are active in local community organizations.
Marketplace Insurance Exchange is an insurance broker offering life, health, home, vehicle, business, and property insurance for individuals and organizations across 10+ states. They highlight 25 years of experience and a focus on personalized service and competitive rates.
HealthMarkets connects you with licensed agents to find health, Medicare, dental, vision, supplemental and life insurance plans that fit your needs and budget. Their free service helps thousands of people compare options and enroll in coverage. The agency emphasizes personalized recommendations and a large network of over 200 insurance companies.
Allen Insurance Agency, founded in 2020 by Jason Allen, is a Farmers Insurance agency that provides personal, commercial, life, and pet insurance solutions to individuals and businesses in the DFW area.
Serving Hurst as a local State Farm agent since 1983, Shalyn Clark and her team help families and business owners across the Mid‑Cities with coverage reviews, new quotes and ongoing support. They offer personalized service for auto, home, renters, life, boat, motorcycle and other insurance needs.
Schwab Insurance is a Texas‑based independent agency serving the state since 1993, offering a range of personal and commercial insurance products. They work with over a dozen preferred carriers to customize plans for clients.
Kurt Steigerwald, your local Allstate agent proudly serving Hurst, TX, with over 10 years of experience in the insurance industry. At our agency, we focus on providing personalized, attentive service, helping families and businesses protect what matters most from home and auto insurance to renters and business coverage.
Kevin Perry is an Allstate insurance agent serving Bedford, TX and the surrounding DFW area, helping families with auto, home, renters, motorcycle, boat, and life insurance needs.
Jason Shomper is an Allstate insurance agent serving Colleyville, TX and surrounding areas. He emphasizes personal relationships and offers a range of coverage options to fit customers' lifestyles and budgets.
Goosehead Insurance is an independent agency offering a range of coverage options for homes, cars, renters, boats, motorcycles and flood protection. Their agents compare policies from over 200 carriers to find the best fit and price for customers. The site emphasizes a simple, technology‑driven experience with a focus on clear communication and personalized service.
State Farm agency serving Colleyville, Texas offering a variety of insurance products such as auto, homeowners, renters, life, disability, motorcycle and boat coverage, with access to discounts, online account tools and a dedicated agent.
Shaw Insurance Agency is an independent agency serving North Texas since 1982, offering a range of insurance products including auto, homeowners, renters, business, life, and specialty lines. They represent multiple carriers and focus on personalized service across the Dallas‑Fort Worth metroplex.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.