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Flood Insurance in Carrollton, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Carrollton

Within 15 miles of Carrollton, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 98.4 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
B Listed
Brightway Insurance, The Janie Alonzo Agency
4.9 · 192 reviews on Google

Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.

AutoBoatCommercial GLFlood+5 more
Carrollton, TX· 3.6 mi
20+ agents
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F Listed
Freedom Insurance Group - Auto & Home Insurance
4.8 · 34 reviews on Google

Freedom Insurance Group is an independent agency offering auto, home, business, landlord, and commercial auto insurance by shopping over 25 carriers. They provide free online quotes, policy reviews, and educational resources across Texas, Colorado, Missouri, and Tennessee.

AutoCommercial GLCommercial PropertyFlood+3 more
Lewisville, TX· 6.1 mi
Carriers: Allstate, American Modern +476+ agents
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F Listed
Freedom Insurance Group - Auto & Home Insurance
4.8 · 21 reviews on Google

Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance coverage by shopping from over 25 insurers. It offers free online quote tools, policy reviews, and ongoing monitoring, and is licensed in Texas, Colorado, Missouri, and Tennessee.

AutoCommercial GLFloodHomeowners+2 more
Coppell, TX· 4.6 mi
6+ agents
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F Listed
Five Star Insurance Group
4.8 · 59 reviews on Google

Five Star Insurance Group is an independent insurance agency serving clients in the Richardson, Texas area. They offer personal and business insurance coverages including auto, homeowners, pet, boat, condo, and various commercial lines.

AutoHomeownersRentersCommercial GL+6 more
Richardson, TX· 9.5 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +5420+ agents
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I Listed
INSURANCE SOURCE OF TEXAS
4.7 · 12 reviews on Google22 yrs in business

Insurance Source of Dallas is an independent insurance agency based in Dallas, Texas. We take pride in providing the power of choice to our clients for all their insurance needs.

AutoCommercial GLCommercial PropertyFlood+4 moreSpanish
Richardson, TX· 9.6 mi
Carriers: Allstate, Encompass +610+ agents
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B Listed
Brandes Insurance Agency
4.9 · 326 reviews on Google24 yrs in business

Brandes Insurance Agency is an independent, client‑centered agency in Flower Mound, Texas, founded in 2002. It offers a wide range of personal and business insurance solutions, working with multiple carriers to give customers choice. The agency emphasizes integrity, personalized service, and helping clients plan for the future.

AutoCommercial GLCommercial PropertyFlood+4 more
Lewisville, TX· 12.1 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +2310+ agents
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D Listed
Decisive Insurance Agency
4.9 · 164 reviews on Google

Decisive Insurance specializes in commercial, life, home and auto insurance policies, partnering with A‑rated admitted carriers to provide quality coverage. They offer a range of products from homeowners and auto to business and specialty insurance.

AutoBoatCommercial GLCommercial Property+6 more
Richardson, TX· 11.0 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, Aetna Dental Inc. +3920+ agents
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B Listed
Brightway Insurance, The Phan Agency
4.8 · 83 reviews on Google

Brightway Insurance offers a modern, independent‑agent approach that connects customers with a variety of carriers and personalized quotes. The agency emphasizes trust, quick response, and comprehensive coverage options for individuals and businesses.

AutoHomeownersRentersFlood+6 more
Richardson, TX· 10.5 mi
10+ agents
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H Listed
Hulett Insurance
4.8 · 28 reviews on Google31 yrs in business

Hulett Insurance is an independent agency serving Texas and 11 states since 1995, offering personal and business insurance solutions such as auto, home, renters, commercial liability, commercial property, umbrella and flood coverage.

AutoHomeownersRentersCommercial GL+3 more
Haslet, TX· 12.7 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +14710+ agents
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F Listed
Freedom Insurance Group - Auto & Home Insurance
4.9 · 112 reviews on Google

Freedom Insurance Group is an independent agency that helps clients find auto, home, business, landlord, and commercial auto coverage by shopping from over 25 insurers. They focus on education, advocacy, and free professional support, highlighting a perfect 5‑star rating from hundreds of reviews.

AutoCommercial GLFloodHomeowners+2 more
Lewisville, TX· 11.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +626+ agents
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M Listed
Mi Aseguranza
3.5 · 6 reviews on Google22 yrs in business

Insurance Source of Dallas is an independent insurance agency founded in 2004, serving the Dallas/Fort Worth area. They offer a wide range of insurance options including auto, home, commercial, and more, representing top local carriers.

AutoCommercial GLCommercial PropertyFlood+4 moreSpanish
Richardson, TX· 9.6 mi
10+ agents
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P Listed
Progressive Car Insurance
89 yrs in business

Progressive Insurance, founded in 1937, is a leading U.S. insurer offering a wide range of products including auto, homeowners, renters, motorcycle, boat, life, flood, umbrella and commercial general liability coverage. It emphasizes customizable policies, multi‑policy discounts, and 24/7 customer support.

AutoHomeownersRentersMotorcycle+5 moreSpanish
Carrollton, TX· 0.9 mi
Carriers: Progressive
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D Listed
David King Insurance Services, LLC
4.9 · 263 reviews on Google34 yrs in business

David King Insurance is a family‑owned independent agency serving Texas and surrounding states since 1992, offering personalized insurance solutions for individuals and businesses.

AutoHomeownersRentersCommercial GL+8 more
Coppell, TX· 4.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +511-2 agents
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J Listed
Jeff Van Matre Insurance Agency
4.9 · 356 reviews on Google

Jeff Van Matre Insurance Agency offers protection to individuals and businesses in Carrollton, TX, and the greater Dallas‑Fort Worth area. As an independent agency they focus on client needs rather than individual sales, providing personalized advice and comprehensive coverage solutions.

AutoHomeownersRentersUmbrella+4 more
Carrollton, TX· 5.7 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Economy Insurance Company +751-2 agents
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M Listed
Mike Robinson Insurance Agency
4.8 · 22 reviews on Google

Mike Robinson Insurance Agency provides insurance solutions to protect assets, families and businesses, drawing on over 20 years of industry experience. Their mission is to help clients find the right coverage at the right price through personalized assessments. They offer a range of products and emphasize building relationships with clients.

AutoCommercial GLFloodHomeowners+3 more
Coppell, TX· 5.6 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +41-2 agents
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G Listed
Goosehead Insurance - Chris Zimmerman
4.8 · 14 reviews on Google

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers, offering quotes and coverage options to Texas customers.

AutoBoatCommercial GLFlood+4 more
Coppell, TX· 5.5 mi
License on file (TDI)
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G Listed
Goosehead - Gutierrez Insurance
4.7 · 72 reviews on Google

Goosehead Insurance is an independent agency that helps customers find coverage for home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from a large network of carriers. The agency emphasizes personalized service, clear communication, and helping clients save money while getting the right protection.

AutoBoatCommercial GLFlood+4 more
Coppell, TX· 5.8 mi
3-5 agents
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I Listed
Insurance Source Of Dallas
4.9 · 629 reviews on Google22 yrs in business

Insurance Source of Dallas is an independent agency in Dallas, Texas offering a range of insurance options. They emphasize providing choice by shopping among many carriers to find the best rates for clients. Founded in 2004, they serve the Dallas/Fort Worth area with multiple office locations.

AutoCommercial GLFloodHomeowners+3 moreSpanish
Dallas, TX· 9.6 mi
1-2 agents
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L Listed
Laura Ferring - GEICO Insurance Agent
4.9 · 307 reviews on Google85 yrs in business

GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, and various commercial and specialty coverages. The site provides tools to get quotes, manage policies, and access claims support through partner portals.

AutoHomeownersRentersMotorcycle+6 more
Flower Mound, TX· 11.6 mi
Carriers: GEICO, Generali +2
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M Listed
Matt Bischof - GEICO Insurance Agent
4.7 · 666 reviews on Google85 yrs in business

GEICO Insurance Agency serves the Dallas‑Fort Worth area offering a variety of insurance products such as auto, homeowners, renters, motorcycle, boat, life, umbrella, flood and earthquake coverage. The agency partners with multiple carriers and provides online tools for quotes, policy management and claims.

AutoBoatCommercial GLEarthquake+6 moreSpanish
The Colony, TX· 8.4 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida +301-2 agents
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G Listed
Goosehead Insurance - Jason Hess
4.8 · 13 reviews on Google

Goosehead Insurance is a digital insurance agency that connects clients with over 200 hand‑picked carriers to provide coverage for homes, cars, renters, boats, motorcycles and flood protection. The site emphasizes personalized quotes and a simple online experience.

AutoBoatCommercial GLFlood+4 more
Coppell, TX· 5.6 mi
1-2 agents
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I Listed
Insurance One
4.0 · 2 reviews on Google

Insurance One Agency, LC offers a range of personal and business insurance solutions across Texas, including auto, homeowners, motorcycle, umbrella, commercial liability, commercial property, and flood coverage.

AutoCommercial GLCommercial PropertyFlood+4 more
Addison, TX· 3.5 mi
Carriers: BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA, Guardian Insurance & Annuity Company, Inc., The +31-2 agents
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P Listed
Pulte Insurance Agency
2.5 · 17 reviews on Google

As a member of the PulteGroup Family of Companies, Pulte Insurance Agency is deeply integrated with the homebuilding process and offers all the coverage you’ll need to feel protected from natural disasters, accidents, theft, and whatever else life throws your way. With more than 70 years of experience, you can trust Pulte Insurance Agency to protect your home, vehicle and more with a seamless insurance process that will be sure to fit your needs and budget.

AutoCommercial GLEarthquakeFlood+3 more
Coppell, TX· 5.6 mi
Carriers: ASI Lloyds, American Economy Insurance Company +346+ agents
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.