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Flood Insurance in Cedar Park, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Cedar Park

Within 15 miles of Cedar Park, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 82.7 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
A Listed
Alpine Insurance of Texas - Austin
4.6 · 30 reviews on Google

Alpine Insurance is an independent agency serving the Austin, Texas area, offering personal insurance such as auto, homeowners, motorcycle, boat & watercraft, and flood coverage. They also provide commercial solutions including Business Owners Policies, General Liability, and Workers Compensation. Clients are assigned dedicated teams to help find competitive rates and responsive service.

AutoBoatCommercial GLCommercial Property+5 more
Austin, TX· 6.0 mi
20+ agents
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D Listed
Dowd Insurance Agency
4.8 · 69 reviews on Google37 yrs in business

Dowd Insurance Agency, serving Texas, Colorado, and Washington since 1989, provides personalized insurance solutions to families and businesses across Central Texas. As an independent agency they offer a full range of personal and commercial insurance products.

AutoHomeownersRentersCommercial GL+8 more
Leander, TX· 1.9 mi
Carriers: American Modern, Ameritas +351-2 agents
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G Listed
Goosehead Insurance - Michael D'Ambrosio
4.8 · 68 reviews on Google

Goosehead Insurance offers a digital‑first approach to finding coverage for homes, cars, renters, boats, motorcycles and flood protection, connecting customers with policies from a wide range of carriers. The site emphasizes quick quotes, bundled savings, and a knowledgeable agent network to help users make informed decisions.

AutoBoatCommercial GLFlood+4 more
Cedar Creek, TX· 1.0 mi
1-2 agents
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C Listed
Chavez Insurance Group
4.8 · 82 reviews on Google

Chavez Insurance Group is a Round Rock based agency offering home, auto, life, and other insurance products. They emphasize protecting families and supporting the community through various programs.

AutoBoatCommercial GLDisability+7 moreSpanish
Round Rock, TX· 10.4 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +786+ agents
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B Listed
Birdseye Insurance Agency of Austin
4.8 · 15 reviews on Google

Birdseye Insurance Agency of Austin serves Pflugerville and surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. We offer a wide range of insurance products from home and auto to life, disability, and umbrella coverage.

AutoBoatCommercial GLDisability+6 more
Pflugerville, TX· 13.3 mi
20+ agents
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C Listed
Central Insurance Agency, Inc.
4.4 · 41 reviews on Google68 yrs in business

Central Insurance Agency is a family‑owned independent agency in Austin, Texas, serving families and businesses since 1958. They offer a range of personal and commercial policies and focus on building lasting relationships based on trust and service.

AutoBoatCommercial GLFlood+3 moreSpanish
Austin, TX· 13.5 mi
10+ agents
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E Listed
EZ Insurance Agency
4.8 · 157 reviews on Google20 yrs in business

EZ Insurance Agency helps Austin residents save on auto, home, and commercial insurance. With over 20 years of experience, they offer fast service, competitive rates, and local expertise across three convenient locations.

AutoCommercial GLCommercial PropertyFlood+3 more
Austin, TX· 12.8 mi
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +746+ agents
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G Listed
Goosehead Insurance - Kyle Jones
4.4 · 19 reviews on Google

Goosehead Insurance offers a streamlined approach to finding coverage for home, auto, renters, boat, motorcycle and flood insurance, promising personalized quotes from a large network of carriers. The site emphasizes smart, affordable protection and easy online access through their app and quote tools.

AutoBoatCommercial GLFlood+4 more
Cedar Creek, TX· 3.1 mi
1-2 agents
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D Listed
DGIA | Daniel Gutschewski Insurance Agency
4.8 · 76 reviews on Google

DGIA - Daniel Gutschewski Insurance Agency proudly serves the state of Texas with insurance options that help you protect your financial future. Our insurance policies ensure your financial security by protecting you against loss from natural hazards, manufactured hazards, common perils, theft, and other situations.

AutoBoatCommercial GLFlood+5 more
Round Rock, TX· 7.8 mi
Carriers: American General Life Insurance Company, American Modern Property and Casualty Insurance Company +161-2 agents
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F Listed
Freedom Insurance Group - Auto & Home Insurance
4.8 · 7 reviews on Google

Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance by shopping from over 25 insurers. They focus on education, advocacy, and free professional support without being tied to a single carrier.

AutoCommercial GLCommercial PropertyFlood+3 more
Georgetown, TX· 13.2 mi
6+ agents
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S Listed
Shonda Hetherington - State Farm Insurance Agent
4.9 · 217 reviews on Google26 yrs in business

Shonda Hetherington is a State Farm insurance agent in Round Rock, TX with over 26 years of experience, offering a wide range of personal and business insurance products such as auto, homeowners, renters, life, boat, motorcycle, and flood coverage. She emphasizes personalized service, community involvement, and helping customers protect what matters most.

AutoBoatCommercial GLFlood+5 more
Round Rock, TX· 11.0 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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S Listed
Sameer Chande - GEICO Insurance Agent
4.9 · 1,993 reviews on Google

Licensed insurance agency in Round Rock, TX; represents 1 carrier.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Round Rock, TX· 10.1 mi
Carriers: GEICO
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R Listed
Redwood Agency Group, LLC
2.9 · 15 reviews on Google

Redwood Agency Group offers personal, business, and life insurance solutions, featuring policies like homeowners, auto, umbrella, flood, boat, and commercial property. They focus on simplifying the buying process and providing the right coverage the first time.

AutoBoatCommercial GLCommercial Property+5 more
Cedar Park, TX· 2.3 mi
Carriers: AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY, ASI Lloyds +151-2 agents
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G Listed
Graves Erskine - GEICO Insurance Agent
4.1 · 272 reviews on Google85 yrs in business

GEICO Insurance Agency, Inc. offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, umbrella, life, flood, and earthquake coverage, allowing customers to get quotes and manage policies online.

AutoHomeownersRentersMotorcycle+6 moreSpanish
Austin, TX· 10.2 mi
Carriers: GEICO
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C Listed
Contractors Insurance Services, LLC
4.4 · 175 reviews on Google71 yrs in business

Contractors Insurance Services, founded in 1955, provides personalized insurance products to Texas clients in Austin, Round Rock, Georgetown and San Marcos, emphasizing customer service and fair pricing.

AutoCommercial GLFloodHomeowners+3 moreSpanish
Round Rock, TX· 7.9 mi
1-2 agents
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A Listed
Armadillo Insurance Agency
4.8 · 83 reviews on Google

Armadoillo Insurance Agency is an Austin, TX based agency offering a range of insurance options including auto, home, commercial, boat, motorcycle, umbrella, flood, condo and renters coverage. The agency emphasizes personalized service and affordable rates for Texas residents.

AutoHomeownersCommercial GLBoat+4 moreSpanish
Del Valle, TX· 9.1 mi
1-2 agents
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M Listed
MH P&C Insurance Agency
4.6 · 10 reviews on Google

MH P&C Insurance Agency, LLC is a Texas‑based agency serving the Austin and Dallas/Fort Worth areas. With over 35 combined years of insurance experience, they aim to preserve the legacy and well‑being of their customers by providing personalized coverage. They offer a range of personal and commercial insurance solutions.

AutoBoatCommercial GLFlood+5 more
Pflugerville, TX· 12.6 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +313-5 agents
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A Listed
AmeriFirst Insurance Agency
4.8 · 90 reviews on Google

AmeriFirst Insurance Agency provides a range of insurance products including auto, homeowners, renters, flood, umbrella, motorcycle, boat and commercial lines across Texas and over ten other states. The independent agency emphasizes personalized service and helps clients buy top A‑rated policies. They serve individuals, families and businesses with a focus on convenience and affordability.

AutoHomeownersRentersFlood+4 more
Del Valle, TX· 10.4 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Access Home Insurance Company +721-2 agents
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N Listed
Nationwide Insurance: The Dollar Agency Inc.
4.1 · 14 reviews on Google

The Dollar Agency Inc. assists people throughout Texas by finding the insurance coverage they need. They offer multiple policies, including auto, home, and commercial insurance, to protect what matters most.

AutoBoatCommercial GLCommercial Property+5 more
Georgetown, TX· 12.0 mi
Carriers: Wright Flood, Allied Trust +9
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E Listed
Eileen Martin- Insurance Agent

MH P&C Insurance Agency, LLC is a Texas-based agency offering auto, home, commercial, and life insurance with over 35 combined years of experience, serving the Austin area and the Dallas/Fort Worth metroplex.

AutoBoatCommercial GLFlood+5 more
Pflugerville, TX· 12.6 mi
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +1703-5 agents
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G Listed
Goosehead Insurance - Bret Smith

Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance, providing coverage options from over 200 carriers to match customers' needs and budgets.

AutoBoatCommercial GLFlood+4 more
Liberty Hill, TX· 9.9 mi
License on file (TDI)
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B Listed
Brightway Insurance, The Herron Family Agency
4.8 · 18 reviews on Google

Brightway Insurance is an independent agency that connects clients with multiple carriers, offering personalized quotes through a modern, AI‑driven approach. They focus on trust, community, and a simple three‑step process: consultation, curated choices, and confidence.

AutoHomeownersRentersCommercial GL+5 more
Georgetown, TX· 11.9 mi
1-2 agents
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L Listed
Lone Mountain Insurance Group, LLC
4.8 · 35 reviews on Google

Lone Mountain Insurance Group, LLC specializes in auto, home, and business insurance. At Lone Mountain Insurance Group, LLC, our priority is helping our customers find the best coverage in order to protect what matters most in life. As an Independent agency, we work with a wide variety of top carriers to help you find the best coverage to suit your exact situation.

AutoBoatCommercial GLEarthquake+5 more
Georgetown, TX· 13.1 mi
1-2 agents
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.