Homeowners Insurance in Cedar Park, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Cedar Park
Within 15 miles of Cedar Park, TX. Click any agency to view profile, contact info, and request a quote.
Alejandra De La Torre
Alejandra De La Torre is a State Farm agent serving Round Rock, TX and surrounding communities. Her bilingual team provides auto, home, life, and business insurance throughout Texas.
Alpine Insurance of Texas - Austin
Alpine Insurance is an independent agency serving the Austin, Texas area, offering personal insurance such as auto, homeowners, motorcycle, boat & watercraft, and flood coverage. They also provide commercial solutions including Business Owners Policies, General Liability, and Workers Compensation. Clients are assigned dedicated teams to help find competitive rates and responsive service.
Chande Agency Inc
Chande Agency is a locally owned insurance agency in Round Rock, TX, serving individuals, families, and small businesses across Central Texas. They simplify insurance by offering personalized auto, home, renters, and business coverage options.
JT Reisdorph - State Farm Insurance Agent
JT Reisdorph State Farm Insurance Agency serves Cedar Park and Westlake, Texas, offering auto, homeowners, renters, life, business and other insurance products. With 18 years of experience and a team of 13 licensed professionals, they focus on personalized service and community involvement.
Freeway Insurance
Licensed insurance agency in Leander, TX; represents 6 carriers.
Lisa Reed - State Farm Insurance Agent
Welcome to Lisa Reed State Farm! With over 20 years of experience, Lisa Reed provides personalized insurance solutions across auto, home, life, motorcycle, and boat coverage. The agency focuses on building genuine relationships and offers complimentary quotes throughout the Texas market.
Cave & Cheney Insurance
Cave & Cheney is a life‑insurance brokerage offering term, whole, and universal life insurance since 1986. They represent over 20 top‑rated carriers, employ a staff of 50 with six licensed agents, and have served more than 12,000 clients.
Ismael Cantu - State Farm Insurance Agent
With over 13 years of experience at State Farm, Ismael Cantu is dedicated to delivering exceptional service and supporting the community. The agency offers a comprehensive selection of insurance including auto, home, renters, life, and business coverage.
Jarrodd Little - State Farm Insurance Agent
Jarrodd Little State Farm Agent office in Cedar Park, TX has served the community since 2010. As a second‑generation State Farm agent, he provides personalized insurance coverage and emphasizes excellent service. The team focuses on building lasting relationships with customers.
TWFG - DelaFuente Insurance Services
TWFG - DelaFuente Insurance Services is an independent insurance brokerage based in El Paso, Texas serving Texas, New Mexico, Arizona, Oklahoma, and California. With over 10 years of industry experience they offer a range of personal and business insurance products and emphasize personalized service.
Go Avila Insurance Brokers
Avila Medicare Solutions is an independent full‑service insurance agency specializing in Medicare. With nearly 20 years of experience, they help clients navigate Medicare Advantage, Medigap and Part D plans.
Shannon Johnson - State Farm Insurance Agent
Shannon Johnson is a State Farm agent in Cedar Park, TX with 25 years of experience, serving Austin‑area communities with personalized auto, home and life insurance solutions. She focuses on building relationships, supporting the local community, and offering a range of insurance and financial products.
Shannon Petcosky ~ Your Health Insurance Go To Girl
USHEALTH Advisors is a health‑focused insurance agency offering customized health, dental, and vision plans underwritten by Freedom Life, National Foundation Life, and Enterprise Life. The agency highlights its award‑winning service, including multiple Gold Stevie Awards, and emphasizes a mission of hope through community support. Clients are encouraged to get personalized coverage via a simple three‑step application process.
Craig Carnesi - State Farm Insurance Agent
Craig Carnesi is a State Farm® Insurance Agent serving Cedar Park, TX and Williamson County with over 26 years of experience in broadcast journalism and a focus on providing auto, homeowners, renters, life, motorcycle, and boat insurance.
Dowd Insurance Agency
Dowd Insurance Agency, serving Texas, Colorado, and Washington since 1989, provides personalized insurance solutions to families and businesses across Central Texas. As an independent agency they offer a full range of personal and commercial insurance products.
Amy Maddox: Allstate Insurance
Amy Maddox has been in insurance since 2000 and opened her agency in 2003 in Cedar Park, TX. She and her team offer auto, home, business, boat and other insurance needs, serving Cedar Park and surrounding areas.
BRYAN JAMISON: Allstate Insurance
Bryan Jamison is an Allstate insurance agent serving Cedar Park, TX. He offers auto, homeowners, renters, motorcycle, life, and boat insurance and focuses on building personal relationships with local families. He helps residents assess short‑term and long‑term insurance needs.
Fred Loya Insurance
Fred Loya Insurance is an auto insurance agency with over 800 offices in 12 states, offering a variety of coverage options and multiple discounts. Customers can get instant online or phone quotes, and policies can be issued the same day.
Marc Nascimento - State Farm Insurance Agent
Marc Nascimento is a State Farm insurance agent serving Cedar Park, TX and surrounding communities. The agency offers auto, homeowners, renters, life, motorcycle, and boat insurance along with other services. They are bilingual in English, Spanish, Portuguese, and Creole.
Sam Buentello Insurance Agency
Sam Buentello Insurance Agency offers auto, home, and commercial insurance services to residents and businesses in Austin, San Antonio, Cedar Park and surrounding Texas communities. They emphasize personalized coverage options across personal and business lines and highlight their commitment to protecting growth in the area.
Grissom Insurance Group LLC
Grissom Insurance Group is a family‑owned independent insurance agency serving Cedar Park and Kingsland, TX. They provide a range of personal and commercial insurance solutions and work directly with clients rather than insurance companies.
Farmers Insurance - Constantin Ispas
Licensed insurance agency in Leander, TX; represents 1 carrier.
Stone Hill Optical
Stone Hill Optical is a locally owned optometry practice in Pflugerville, TX, serving the community since 2004. It offers comprehensive eye exams, prescription glasses, contact lenses, and specialized eye‑disease management using advanced digital technology.
Jessica Hernandez - State Farm Insurance Agent
Woman‑owned, award‑winning State Farm agency in Austin, Texas, serving Austin and surrounding communities since 2015. Bilingual (English and Spanish) and offers personalized insurance services for individuals, families, and businesses.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.