Homeowners Insurance in Cedar Park, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Cedar Park
Within 15 miles of Cedar Park, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Licensed insurance agency in Austin, TX; represents 33 carriers.
Licensed insurance agency in Austin, TX; represents 4 carriers.
Alejandra De La Torre is a State Farm agent serving Round Rock, TX and surrounding communities. Her bilingual team provides auto, home, life, and business insurance throughout Texas.
Licensed insurance agency in Austin, TX; represents 20 carriers.
Alpine Insurance is an independent agency serving the Austin, Texas area, offering personal insurance such as auto, homeowners, motorcycle, boat & watercraft, and flood coverage. They also provide commercial solutions including Business Owners Policies, General Liability, and Workers Compensation. Clients are assigned dedicated teams to help find competitive rates and responsive service.
Chande Agency is a locally owned insurance agency in Round Rock, TX, serving individuals, families, and small businesses across Central Texas. They simplify insurance by offering personalized auto, home, renters, and business coverage options.
JT Reisdorph State Farm Insurance Agency serves Cedar Park and Westlake, Texas, offering auto, homeowners, renters, life, business and other insurance products. With 18 years of experience and a team of 13 licensed professionals, they focus on personalized service and community involvement.
Licensed insurance agency in Leander, TX; represents 6 carriers.
Licensed insurance agency in Austin, TX; represents 22 carriers.
Welcome to Lisa Reed State Farm! With over 20 years of experience, Lisa Reed provides personalized insurance solutions across auto, home, life, motorcycle, and boat coverage. The agency focuses on building genuine relationships and offers complimentary quotes throughout the Texas market.
Cave & Cheney is a life‑insurance brokerage offering term, whole, and universal life insurance since 1986. They represent over 20 top‑rated carriers, employ a staff of 50 with six licensed agents, and have served more than 12,000 clients.
Licensed insurance agency in Austin, TX; represents 21 carriers.
With over 13 years of experience at State Farm, Ismael Cantu is dedicated to delivering exceptional service and supporting the community. The agency offers a comprehensive selection of insurance including auto, home, renters, life, and business coverage.
Licensed insurance agency in Austin, TX; represents 63 carriers.
Jarrodd Little State Farm Agent office in Cedar Park, TX has served the community since 2010. As a second‑generation State Farm agent, he provides personalized insurance coverage and emphasizes excellent service. The team focuses on building lasting relationships with customers.
TWFG - DelaFuente Insurance Services is an independent insurance brokerage based in El Paso, Texas serving Texas, New Mexico, Arizona, Oklahoma, and California. With over 10 years of industry experience they offer a range of personal and business insurance products and emphasize personalized service.
Avila Medicare Solutions is an independent full‑service insurance agency specializing in Medicare. With nearly 20 years of experience, they help clients navigate Medicare Advantage, Medigap and Part D plans.
Shannon Johnson is a State Farm agent in Cedar Park, TX with 25 years of experience, serving Austin‑area communities with personalized auto, home and life insurance solutions. She focuses on building relationships, supporting the local community, and offering a range of insurance and financial products.
USHEALTH Advisors is a health‑focused insurance agency offering customized health, dental, and vision plans underwritten by Freedom Life, National Foundation Life, and Enterprise Life. The agency highlights its award‑winning service, including multiple Gold Stevie Awards, and emphasizes a mission of hope through community support. Clients are encouraged to get personalized coverage via a simple three‑step application process.
Craig Carnesi is a State Farm® Insurance Agent serving Cedar Park, TX and Williamson County with over 26 years of experience in broadcast journalism and a focus on providing auto, homeowners, renters, life, motorcycle, and boat insurance.
Licensed insurance agency in Austin, TX; represents 2 carriers.
Dowd Insurance Agency, serving Texas, Colorado, and Washington since 1989, provides personalized insurance solutions to families and businesses across Central Texas. As an independent agency they offer a full range of personal and commercial insurance products.
Amy Maddox has been in insurance since 2000 and opened her agency in 2003 in Cedar Park, TX. She and her team offer auto, home, business, boat and other insurance needs, serving Cedar Park and surrounding areas.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.