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Flood Insurance in Crosby, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Crosby

Within 15 miles of Crosby, TX. Click any agency to view profile, contact info, and request a quote.

MA

Marek Insurance Agency

Crosby, TX· 1.4 mi
Agency
Very Popular
20+ agents41yr

Texan Insurance is a full‑service, family‑owned independent insurance agency in Crosby, Texas, serving families and businesses with personalized coverage options across home, auto, flood, umbrella, renters, life, and commercial lines. The agency continues the legacy of the former Marek Insurance and partners with over 40 top‑rated carriers.

AutoHomeownersRentersUmbrella+4 more
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TA

TIA- Texas Insurance Agency/Uvalde Insurance Agency

Houston, TX· 11.9 mi
Agency
Very Popular
10+ agents27yr

Trusted Texas Insurance Agency since 1999, offering affordable coverage and free quotes for individuals, families, and businesses across Texas. The independent agency compares multiple carriers to find policies that fit each client’s needs.

Spanish
AutoHomeownersRentersCommercial GL+4 more
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DS

Dormer Insurance Services

Kingwood, TX· 11.2 mi
Agency
New on InsurConnect
10+ agents40yr

Dormer Insurance has been helping Texans save money on auto, homeowners, flood, renters, motorcycle, boat, commercial and life insurance since 1986, offering personalized service in Kingwood and surrounding areas.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: ACE, Chartis, Chubb +13
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RL

Ripkowski Insurance Agency LLC

Dayton, TX· 12.7 mi
Agency
Popular
10+ agents

Ripkowski Insurance Agency is a local, independent agency serving Liberty County with a focus on home, auto, and business insurance. They offer a wide range of options including homeowners, renters, commercial, RV, boat, motorcycle, mobile home, workers' comp, and inland marine coverage. Their mission is to provide personalized service, flexible financing, and help clients save money.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company, American Family Home Insurance Company +41
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CI

Covey Insurance

Humble, TX· 7.4 mi
Agency
Very Popular
1-2 agents

Covey Insurance — We Give You Options! We provide ANY Texas resident with the best insurance plans for the money! Our dedicated professionals have experience in providing the most affordable insurance options. Whether you are a young driver or don't have a perfect driving record, Covey Insurance wants to help you get the coverage you need.

AutoHomeownersRentersCommercial GL+5 more
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LA

Lee Insurance Agency: Personal & Business Insurance

Humble, TX· 7.5 mi
Agency
Popular
1-2 agents74yr

Lee Insurance Agency, based in Atascocita, TX, offers personalized insurance solutions for homes, autos, and businesses, emphasizing trust, affordability, and exceptional service. Founded in 1952, the agency works with top insurers to tailor coverage to individual needs and budgets.

AutoCommercial GLCommercial PropertyFlood+3 more
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SA

Skarpa Insurance Agency

Dayton, TX· 11.5 mi
Agency
Popular
34yr

Founded in 1992, Skarpa Insurance Agency is a family‑owned, client‑focused agency serving Liberty County and the Dayton area. They emphasize personalized service, community roots, and a commitment to helping customers secure home, auto, life, and flood coverage.

AutoCommercial GLFloodHomeowners+3 more
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EH

Erik Hirsch - GEICO Insurance Agent

Baytown, TX· 9.8 mi
Agency
Very Popular

Licensed insurance agency in Baytown, TX; represents 1 carrier.

Spanish
AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO
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TW

TWFG - Welborn Insurance

Kingwood, TX· 13.8 mi
Agency
Popular
3-5 agents

Welborn Insurance is a branch of TWFG, a full‑service independent agency with access to over 200 insurance companies, providing personalized coverage for families and businesses in Kingwood, TX. The agency emphasizes caring customer service and offers a wide range of personal and commercial insurance products.

AutoBoatCommercial GLFlood+5 more
Carriers: UPC Insurance, Wellington, Wright Flood +11
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ST

Stover Insurance Services | TWFG

Kingwood, TX· 13.5 mi
Agency
6+ agents

We are an Independent Insurance Agency serving the Kingwood area and throughout Texas, offering personal and commercial insurance coverages including auto, homeowners, renters, flood, boat, and business policies.

AutoHomeownersRentersCommercial GL+6 more
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VI

Venegas Integra Insurance

Kingwood, TX· 13.3 mi
Agency
Very Popular
1-2 agents

Venegas Integra Insurance serves Kingwood and surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. They offer a range of personal and commercial insurance products.

AutoCommercial GLFloodHomeowners+3 more
Carriers: Aetna, Allied Trust, Ambetter +24
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GI

Goosehead Insurance - Candace Griffin

Kingwood, TX· 9.2 mi
Agency

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers to find the best coverage and rates for customers.

AutoBoatCommercial GLFlood+4 more
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TA

TIA- Texas Insurance Agency

Houston, TX· 12.5 mi
Agency
Very Popular
1-2 agents27yr

Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, helping individuals, families, and businesses obtain affordable auto, home, and commercial coverage. They compare multiple carriers to find tailored policies and emphasize personalized service and community outreach.

Spanish
AutoMotorcycleHomeownersRenters+4 more
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TI

TWFG Ratliff Insurance

Baytown, TX· 14.6 mi
Agency
3-5 agents

TWFG Ratliff Insurance is an independent, family‑run agency offering a range of personal and commercial insurance solutions. They provide auto, home, renters, life, retirement, and other coverage options to individuals and families. The agency emphasizes caring service and works with multiple carriers to find the right policy.

Spanish
AutoHomeownersRentersLife+6 more
Carriers: Allstate, Progressive, Travelers +8
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TI

TWFG Ratliff Insurance

Kingwood, TX· 13.9 mi
Agency
New on InsurConnect
3-5 agents

TWFG Ratliff Insurance is an independent, family‑run insurance agency. Whether you need home, auto, life, retirement, renters or more, we can help. We work with you to write the policies and coverage you need.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: Allstate, Progressive, Travelers +8
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RG

Ray Grayson - State Farm Insurance Agent

Baytown, TX· 13.6 mi
Agency
Very Popular
1-2 agents

Ray Grayson is a State Farm insurance agent serving Mont Belvieu and surrounding Texas Gulf Coast communities. He offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle, boat and flood coverage. Ray emphasizes local service and community involvement.

Spanish
AutoBoatCommercial GLFlood+5 more
Carriers: State Farm
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HC

Harris County Insurance Center - Baytown, Texas

Baytown, TX· 12.9 mi
Agency
Popular
1-2 agents19yr

Harris County Insurance is an independent agency serving Houston, Baytown, and Pasadena, Texas. They shop multiple carriers to provide personalized quotes for auto, home, boat, motorcycle, and other personal and commercial lines. The agency emphasizes experience and a one‑stop shop for insurance needs.

Spanish
AutoHomeownersRentersCommercial GL+7 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +145
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HC

Harris County Insurance Center

Channelview, TX· 12.6 mi
Agency
1-2 agents19yr

Harris County Insurance is an independent agency serving Houston, Baytown, and Pasadena, Texas. They shop multiple carriers to provide personal lines like auto, homeowners, and boat, as well as commercial and life/health coverage. The agency emphasizes experience and customized quotes for individuals and businesses.

Spanish
AutoHomeownersRentersCommercial GL+7 more
Carriers: Allstate
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WS

Welchko Insurance Services

Kingwood, TX· 14.5 mi
Agency
New on InsurConnect
1-2 agents

Welchko Insurance Services helps people protect their homes, autos, families and businesses by focusing on each client individually, striving to understand each situation, need and budget.

AutoBoatCommercial GLDisability+6 more
Carriers: Berkshire Hathaway Homestate Insurance Company, GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +6
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WA

Wilkinson Insurance Agency

Humble, TX· 13.6 mi
Agency

Wilkinson Insurance Agency in Humble, TX offers personalized insurance solutions, leveraging years of experience to protect homes, vehicles, and flood risks.

AutoCommercial GLFloodHomeowners+2 more
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BA

Boss Insurance Agency

Kingwood, TX· 13.7 mi
Agency
New on InsurConnect
1-2 agents

Boss Insurance Agency is a local insurance agency located in Kingwood, TX offering a wide range of personal and commercial insurance products. They provide auto, home, renters, life, health, flood, boat, motorcycle, umbrella, and other coverages to individuals and businesses in Texas. The agency emphasizes personalized service and online quoting tools.

AutoHomeownersRentersCommercial GL+5 more
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company, American Economy Insurance Company +23
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TI

Tx Worldwide Insurance

Humble, TX· 12.3 mi
Agency
New on InsurConnect
1-2 agents

Texas Worldwide Insurance Agency is an independent agency serving the Greater Houston area, offering personal and business insurance coverages such as auto, homeowners, life, motorcycle, boat, flood, renters, and commercial policies.

AutoHomeownersRentersCommercial GL+7 more
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TA

TWFG Rachel Murphree Agency

Dayton, TX· 12.7 mi
Agency
New on InsurConnect
1-2 agents

Rachel Murphree Insurance is an independently owned branch of TWFG Insurance Services offering a full line of personal and business insurance products in Dayton, Texas. They provide life, auto, home, motorcycle, boat, flood and umbrella coverage, serving families and local businesses.

AutoBoatCommercial GLFlood+5 more
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GI

Goosehead Insurance - David Fahrenholz

Kingwood, TX· 13.4 mi
Agency
1-2 agents

Goosehead Insurance offers a range of coverage options—including home, auto, renters, boat, motorcycle, and flood insurance—by comparing policies from over 200 carriers to find the best fit and price. Their approach emphasizes clear communication, personalized service, and helping clients save money while ensuring adequate protection.

AutoBoatCommercial GLFlood+4 more
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.