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Homeowners Insurance in Crosby, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Crosby

Within 15 miles of Crosby, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 166.8 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
M Listed
Marek Insurance Agency
4.9 · 343 reviews on Google41 yrs in business

Texan Insurance is a full‑service, family‑owned independent insurance agency in Crosby, Texas, serving families and businesses with personalized coverage options across home, auto, flood, umbrella, renters, life, and commercial lines. The agency continues the legacy of the former Marek Insurance and partners with over 40 top‑rated carriers.

AutoHomeownersRentersUmbrella+4 more
Crosby, TX· 1.4 mi
20+ agents
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A Listed
AZ Auto Insurance
4.8 · 75 reviews on Google26 yrs in business

AZ Insurance is a Houston‑based agency founded in 2000, offering auto, homeowners, renters, motorcycle, commercial and umbrella coverage through multiple carriers. They serve bilingual customers with 15 locations across the city and emphasize personalized service for high‑risk drivers and businesses.

AutoHomeownersRentersCommercial GL+3 more
Crosby, TX· 1.5 mi
Carriers: Dairyland, Progressive +56+ agents
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N Listed
Notary Source, LLC dba Atkinson Bros. Agency
4.8 · 8 reviews on Google

Notary Source, LLC dba Atkinson Bros. Agency provides notary public services, including initial commissions, renewals, and notary supplies for Texas and New Mexico. The company holds a 4.8 rating on Google and emphasizes friendly, knowledgeable, and fast service.

AutoCommercial GLHomeownersRenters+1 more
Crosby, TX· 1.0 mi
Carriers: Atlantic Specialty Insurance Company, Contractors Bonding and Insurance Company +420+ agents
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A Listed
AZ Auto Insurance
4.8 · 70 reviews on Google26 yrs in business

AZ Insurance is a Houston‑based agency founded in 2000 that offers a range of personal and commercial insurance products, including auto, homeowners, renters, motorcycle, ATV, and business coverage. They serve Texas drivers, including high‑risk and SR‑22 cases, with bilingual agents across 15 locations.

AutoHomeownersRentersCommercial GL+3 more
Baytown, TX· 7.7 mi
Carriers: Dairyland, Progressive +56+ agents
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T Listed
Texas Insurance Specialists
4.8 · 18 reviews on Google

Texas Insurance Specialists is a local, independent insurance agency offering personalized coverage for individuals and businesses. Their experienced agents provide guidance to help clients find the right auto, home, boat, and motorcycle policies. They emphasize community focus and tailored solutions.

AutoBoatCommercial GLHomeowners+3 more
Huffman, TX· 7.1 mi
Carriers: AEGIS, Allied Insurance +2310+ agents
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A Listed
Amigo Tax & Multi Services LLC
4.9 · 795 reviews on Google12 yrs in business

Welcome to Amigo Tax & Multi Services – a trusted office offering expert tax preparation, insurance and notary solutions. The team is dedicated to delivering confidence‑building, personalized service for tax, insurance and related needs.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Humble, TX· 12.0 mi
Carriers: Alinsco Insurance Company, Alpha Dental Programs, Inc. +1920+ agents
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R Listed
Rapido
4.9 · 242 reviews on Google10 yrs in business

Rapido Insurance and Multi Services LLC has over 10 years serving the community, offering insurance and multi‑service solutions under new ownership. They emphasize personalized attention, bilingual service in English and Spanish, and affordable, reliable coverage.

AutoCommercial GLHomeownersLife+2 moreSpanish
Humble, TX· 12.1 mi
Carriers: Alinsco Insurance Company, AssuranceAmerica Insurance Company +1020+ agents
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T Listed
TIA- Texas Insurance Agency/Uvalde Insurance Agency
4.9 · 103 reviews on Google27 yrs in business

Trusted Texas Insurance Agency since 1999, offering affordable coverage and free quotes for individuals, families, and businesses across Texas. The independent agency compares multiple carriers to find policies that fit each client’s needs.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Houston, TX· 11.9 mi
10+ agents
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D Listed
Dormer Insurance Services
4.8 · 6 reviews on Google40 yrs in business

Dormer Insurance has been helping Texans save money on auto, homeowners, flood, renters, motorcycle, boat, commercial and life insurance since 1986, offering personalized service in Kingwood and surrounding areas.

AutoBoatCommercial GLCommercial Property+6 more
Kingwood, TX· 11.2 mi
Carriers: ACE, Chartis +1410+ agents
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F Listed
First American Title Insurance Company
4.8 · 81 reviews on Google

First American Title Insurance provides title insurance and settlement services for residential and commercial real‑estate transactions, helping homebuyers, investors, lenders, and real‑estate professionals secure and streamline closings.

AutoCommercial GLHomeownersRenters+1 more
Crosby, TX· 2.3 mi
License on file (TDI)
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S Listed
Sarah Whiting - State Farm Insurance Agency
3.8 · 50 reviews on Google

State Farm insurance agency serving Huffman, TX and surrounding areas. Offers a range of products including auto, homeowners, renters, motorcycle, life, health and business insurance. Led by second‑generation State Farm Agent Sarah Whiting.

AutoCommercial GLHomeownersLife+3 moreSpanish
Huffman, TX· 8.0 mi
Carriers: State Farm10+ agents
View profile
R Listed
Ripkowski Insurance Agency LLC
4.8 · 32 reviews on Google

Ripkowski Insurance Agency is a local, independent agency serving Liberty County with a focus on home, auto, and business insurance. They offer a wide range of options including homeowners, renters, commercial, RV, boat, motorcycle, mobile home, workers' comp, and inland marine coverage. Their mission is to provide personalized service, flexible financing, and help clients save money.

AutoBoatCommercial GLCommercial Property+6 more
Dayton, TX· 12.7 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +4210+ agents
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C Listed
Centro De Enrolamiento Obamacare & Medicare Advantage. (Se requiere cita previa)
4.8 · 11 reviews on Google

HealthSherpa connects individuals with affordable health insurance plans, offering quick savings estimates and personalized support for enrollment.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Channelview, TX· 10.7 mi
20+ agents
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D Listed
Dale Guidry - State Farm Insurance Agent
4.8 · 92 reviews on Google3 yrs in business

Dale Guidry has been a State Farm Agent since 2012 and is a third‑generation small business owner. His Crosby, Texas agency opened in March 2023 and offers a range of insurance options including auto, homeowners, renters, life and more. The agency emphasizes personalized service for new residents and existing community members.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Crosby, TX· 3.3 mi
Carriers: State Farm1-2 agents
View profile
T Listed
Trusted Insurance Group
4.9 · 138 reviews on Google

Trusted Insurance Group offers auto, home, and commercial insurance solutions in Texas, emphasizing personalized service backed by over 33 years of combined experience. The agency aims to simplify the insurance process and protect clients' valuable assets.

AutoCommercial GLHomeownersRenters+1 more
Crosby, TX· 3.2 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +111-2 agents
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L Listed
L.A. Insurance
4.9 · 559 reviews on Google33 yrs in business

LA Insurance offers low‑down‑payment, affordable coverage across multiple lines including auto, motorcycle, renters, boat, commercial auto and life insurance. They emphasize quick online quotes, flexible payment plans, and a strong local presence with over 33 years of experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Channelview, TX· 11.5 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, Alinsco Insurance Company +106+ agents
View profile
S Listed
Sherrill Santana - State Farm Insurance Agent
4.7 · 15 reviews on Google32 yrs in business

State Farm insurance agent Sherrill Santana serving Crosby, TX. Offers a range of insurance products including auto, homeowners, renters, motorcycle, life, health, and business insurance. Has served State Farm policyholders for 32 years.

AutoCommercial GLHomeownersLife+3 more
Crosby, TX· 1.4 mi
Carriers: State Farm1-2 agents
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A Listed
AZ Auto Insurance
4.5 · 187 reviews on Google26 yrs in business

AZ Insurance is a Houston‑based agency that has been serving customers since 2000, offering auto, homeowners, renters, motorcycle and commercial insurance. They emphasize helping high‑risk drivers and have 15 locations with bilingual agents.

AutoHomeownersRentersMotorcycle+3 more
Baytown, TX· 12.7 mi
Carriers: Dairyland, Progressive +56+ agents
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F Listed
Farmers Insurance - Shannon Jasinski
4.8 · 25 reviews on Google

Licensed insurance agency in Kingwood, TX; represents 6 carriers.

AutoCommercial GLHomeownersLife+2 more
Kingwood, TX· 10.9 mi
Carriers: American General Life Insurance Company, Equitable Financial Life Insurance Company +410+ agents
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A Listed
AZ Auto Insurance
4.6 · 66 reviews on Google26 yrs in business

AZ Insurance is a trusted Houston‑based agency serving the community since 2000, offering auto, homeowners, renters, commercial, motorcycle and umbrella coverage through bilingual agents at 15 locations.

AutoHomeownersRentersCommercial GL+3 more
Dayton, TX· 13.0 mi
Carriers: Dairyland, Progressive +56+ agents
View profile
F Listed
Freeway Insurance
4.7 · 155 reviews on Google

Freeway Insurance offers a wide range of insurance products through its network of retail stores across the United States. The Highlands, Texas location provides auto, homeowners, renters, life, motorcycle and boat coverage, and can be contacted for quotes by phone.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Baytown, TX· 7.8 mi
Carriers: Confie (parent MGA), Progressive County Mutual +43-5 agents
View profile
T Listed
TWFG Insurance - Brian Johnson
4.8 · 64 reviews on Google15 yrs in business

Brian Johnson Insurance, a branch of TWFG Insurance Service, is a full‑service independent agency offering personal and commercial insurance with access to over 100 carriers. They have been serving the NE Houston area for 15 years with a local, attentive team.

AutoBoatCommercial GLHomeowners+2 more
Humble, TX· 7.4 mi
3-5 agents
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F Listed
Farmers Insurance - Chad Merling
4.8 · 48 reviews on Google

Licensed insurance agency in Baytown, TX; represents 15 carriers.

AutoCommercial GLHomeownersLife+2 more
Baytown, TX· 11.3 mi
Carriers: Economy Fire & Casualty Company, Economy Preferred Insurance Company +1320+ agents
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Crosby