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Flood Insurance in Flower Mound, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Flower Mound

Within 15 miles of Flower Mound, TX. Click any agency to view profile, contact info, and request a quote.

BA

Brandes Insurance Agency

Lewisville, TX· 3.1 mi
Agency
Very Popular
10+ agents24yr

Brandes Insurance Agency is an independent, client‑centered agency in Flower Mound, Texas, founded in 2002. It offers a wide range of personal and business insurance solutions, working with multiple carriers to give customers choice. The agency emphasizes integrity, personalized service, and helping clients plan for the future.

AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +22
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FG

Freedom Insurance Group - Auto & Home Insurance

Lewisville, TX· 2.9 mi
Agency
Very Popular
6+ agents

Freedom Insurance Group is an independent agency that helps clients find auto, home, business, landlord, and commercial auto coverage by shopping from over 25 insurers. They focus on education, advocacy, and free professional support, highlighting a perfect 5‑star rating from hundreds of reviews.

AutoCommercial GLFloodHomeowners+2 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +61
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HI

Hulett Insurance

Haslet, TX· 6.0 mi
Agency
10+ agents31yr

Hulett Insurance is an independent agency serving Texas and 11 states since 1995, offering personal and business insurance solutions such as auto, home, renters, commercial liability, commercial property, umbrella and flood coverage.

AutoHomeownersRentersCommercial GL+3 more
Carriers: ACUITY, A MUTUAL INSURANCE COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +146
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GH

Goosehead Insurance HQ

Keller, TX· 4.4 mi
Agency
10+ agents

Goosehead Insurance offers a quick, online way to compare and purchase coverage for homes, cars, renters, boats, motorcycles and flood protection, emphasizing smarter insurance by design.

AutoBoatCommercial GLFlood+4 more
Carriers: Nationwide, Travelers, SageSure +2
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LF

Laura Ferring - GEICO Insurance Agent

Flower Mound, TX· 3.3 mi
Agency
Very Popular
85yr

GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, and various commercial and specialty coverages. The site provides tools to get quotes, manage policies, and access claims support through partner portals.

AutoHomeownersRentersMotorcycle+6 more
Carriers: GEICO, Generali, American Modern Insurance Group +1
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FG

Freedom Insurance Group - Auto & Home Insurance

Lewisville, TX· 7.6 mi
Agency
Popular
6+ agents

Freedom Insurance Group is an independent agency offering auto, home, business, landlord, and commercial auto insurance by shopping over 25 carriers. They provide free online quotes, policy reviews, and educational resources across Texas, Colorado, Missouri, and Tennessee.

AutoCommercial GLCommercial PropertyFlood+3 more
Carriers: Allstate, American Modern, Annex Risk +46
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JL

Jason Ridley Agency, LLC

Hurst, TX· 9.8 mi
Agency
10+ agents14yr

Jason Ridley Agency, LLC provides a wide range of insurance solutions—including auto, home, commercial, renters, life, flood, motorcycle, boat, and umbrella coverage—for the DFW Metroplex and Grapevine‑Colleyville community. Since its founding in 2012, the agency emphasizes personalized service and community involvement.

AutoHomeownersCommercial GLCommercial Property+6 more
Carriers: ASI Lloyds, Ace American Insurance Company, Ace Fire Underwriters Insurance Company +113
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FG

Freedom Insurance Group - Auto & Home Insurance

Argyle, TX· 8.1 mi
Agency
Popular
6+ agents

Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance coverage by shopping from over 25 insurers. Their goal is to educate clients, maximize benefits within budgets, and act as advocates without being tied to a single insurer.

AutoCommercial GLFloodHomeowners+2 more
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BA

Brightway Insurance, The Grunor Agency

Denton, TX· 10.3 mi
Agency
20+ agents

The Grunor Agency is a local Brightway insurance team in Denton, TX that simplifies insurance by offering multiple quotes from various carriers for personal and business coverage.

AutoBoatCommercial GLFlood+4 more
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BA

Brightway Insurance, The Janie Alonzo Agency

Carrollton, TX· 13.4 mi
Agency
Very Popular
20+ agents

Brightway Insurance offers an independent‑agent approach, promising insurance on your terms with personalized quotes and a focus on community service.

AutoBoatCommercial GLFlood+5 more
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AG

Arch & Vessel Insurance Group

Roanoke, TX· 4.7 mi
Agency
Very Popular
3-5 agents

Arch & Vessel Insurance Group offers personal and commercial insurance solutions, emphasizing protection for families, businesses, and specialized professions. Their experienced team provides tailored coverage across a broad range of lines while partnering with multiple carriers to deliver value.

AutoHomeownersRentersFlood+7 more
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Economy Insurance Company +58
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FG

Freedom Insurance Group - Auto & Home Insurance

Coppell, TX· 9.2 mi
Agency
6+ agents

Freedom Insurance is an independent agency that helps clients find the best auto, home, business, landlord, and commercial auto insurance coverage by shopping from over 25 insurers. It offers free online quote tools, policy reviews, and ongoing monitoring, and is licensed in Texas, Colorado, Missouri, and Tennessee.

AutoCommercial GLFloodHomeowners+2 more
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CM

Consolidated Insurance Markets

Flower Mound, TX· 2.9 mi
Agency
Popular
1-2 agents27yr

Consolidated Insurance Markets (CIM) is a family‑run agency in Texas, serving businesses and individuals since 1999. They specialize in business liability, commercial and personal insurance, offering tailored coverage through a network of carriers. The agency emphasizes personalized service and long‑term relationships with clients.

AutoHomeownersRentersCommercial GL+7 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, AmGUARD Insurance Company, American Modern Property and Casualty Insurance Company +18
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NA

Neal & Neal Insurance Agency

Denton, TX· 14.7 mi
Agency
Popular
10+ agents

Neal & Neal Insurance Agency, Inc. is an independent agency serving businesses and families in Texas, Colorado, Oklahoma, Georgia, and New Mexico. They provide personalized service and a wide range of insurance products to meet personal and commercial needs.

AutoBoatCommercial GLCommercial Property+8 more
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TA

Taylor Reed Insurance Agency

Roanoke, TX· 6.8 mi
Agency
Very Popular
1-2 agents17yr

Taylor Reed Insurance is an independent agency serving Texas and Arkansas, offering personal and commercial insurance solutions with 17 years of experience. They connect clients with a variety of carriers to find tailored coverage for homes, autos, life, business, and more.

AutoCommercial GLCommercial PropertyFlood+5 more
Carriers: American Economy Insurance Company, American Mercury Insurance Company, BANNER LIFE INSURANCE COMPANY +18
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GI

Goosehead Insurance - Amanda Gardiner

Flower Mound, TX· 3.1 mi
Agency
Popular
1-2 agents

Goosehead Insurance offers personalized coverage for home, auto, renters, boat, motorcycle and flood insurance. The agency connects customers with quotes from over 200 hand‑picked carriers and emphasizes expert agents who help clients find the right policies and savings.

AutoBoatCommercial GLFlood+4 more
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GI

Goosehead Insurance - Ben Jones

Flower Mound, TX· 3.4 mi
Agency
Popular
1-2 agents

Goosehead Insurance provides a range of personal insurance products—including home, auto, renters, boat, motorcycle and flood coverage—by comparing policies from over 200 carriers to find the best price and protection for customers. The agency emphasizes smart, design‑focused insurance solutions and a digital experience through its app and online quotes.

AutoBoatCommercial GLFlood+4 more
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GI

Goosehead Insurance - Jay Menuey

Flower Mound, TX· 3.7 mi
Agency
New on InsurConnect
1-2 agents

Goosehead Insurance offers smarter, design‑focused coverage for home, auto, renters, boat, motorcycle and flood insurance, providing quotes from over 200 carriers to match customers’ needs and budget.

AutoBoatCommercial GLFlood+4 more
Carriers: American Economy Insurance Company, Consumers County Mutual Insurance Company, GEICO County Mutual Insurance Company +7
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CG

Corin Insurance Group

Southlake, TX· 5.4 mi
Agency
Popular
1-2 agents

Corin Insurance Group is an independent agency helping clients across Texas, Kansas, and Missouri find the right coverage with clear guidance and personalized service. We compare top‑rated carriers and walk you through your options so you can feel confident in your coverage.

AutoBoatCommercial GLEarthquake+6 more
Carriers: ASI Lloyds, Ace American Insurance Company, Ace Fire Underwriters Insurance Company +60
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GI

Goosehead Insurance - Jory Flores

Roanoke, TX· 6.7 mi
Agency

Goosehead Insurance offers a range of coverage options—including home, auto, renters, boat, motorcycle and flood insurance—by comparing policies from over 200 carriers to find the best fit and price for customers.

AutoBoatCommercial GLFlood+4 more
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GI

Goosehead Insurance - Dan Seyler

Southlake, TX· 6.0 mi
Agency
New on InsurConnect

Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers. The agency emphasizes personalized quotes, expert agents, and a focus on coverage quality over low price.

AutoBoatCommercial GLFlood+4 more
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GI

Goosehead Insurance - Mary Randall

Southlake, TX· 6.0 mi
Agency

Goosehead Insurance offers homeowners, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers to find coverage and price that fits customers' needs. The agency emphasizes a smart, design‑focused approach and provides online quotes, an app for policy management, and a focus on clear communication with agents.

AutoBoatCommercial GLFlood+4 more
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CT

Chad Tennyson - Taylor Reed Insurance Agency

Roanoke, TX· 6.8 mi
Agency
1-2 agents17yr

Taylor Reed Insurance is an independent agency in Roanoke, TX offering personal and commercial coverage. They emphasize choice, comparing dozens of carriers to find tailored policies for homes, autos, life, and businesses.

AutoCommercial GLCommercial PropertyFlood+5 more
Carriers: Foremost, SafeCo, National General +5
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DL

David King Insurance Services, LLC

Coppell, TX· 9.1 mi
Agency
Very Popular
1-2 agents34yr

David King Insurance is a family‑owned independent agency serving Texas and surrounding states since 1992, offering personalized insurance solutions for individuals and businesses.

AutoHomeownersRentersCommercial GL+8 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +50
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.