Homeowners Insurance in Flower Mound, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Flower Mound
Within 15 miles of Flower Mound, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Brandes Insurance Agency is an independent, client‑centered agency in Flower Mound, Texas, founded in 2002. It offers a wide range of personal and business insurance solutions, working with multiple carriers to give customers choice. The agency emphasizes integrity, personalized service, and helping clients plan for the future.
Century Insurance Agency is an independent agency founded in 1996 that matches clients with the right carrier, coverage, and price. They serve individuals and businesses across Texas from multiple Dallas‑area locations, emphasizing personalized service and a wide range of insurance options.
Freedom Insurance Group is an independent agency that helps clients find auto, home, business, landlord, and commercial auto coverage by shopping from over 25 insurers. They focus on education, advocacy, and free professional support, highlighting a perfect 5‑star rating from hundreds of reviews.
Hulett Insurance is an independent agency serving Texas and 11 states since 1995, offering personal and business insurance solutions such as auto, home, renters, commercial liability, commercial property, umbrella and flood coverage.
Licensed insurance agency in Flower Mound, TX; represents 1 carrier.
Neill Insurance Brokers is a Roanoke, Texas based agency offering a wide range of customizable insurance packages from highly rated carriers. They focus on honest advice, competitive rates, and protecting families and businesses.
X-Link Insurance Agency is your online resource for personalized insurance solutions, fast customized quotes, great rates, and service with integrity. They provide quick tools for auto and home insurance quotes.
Goosehead Insurance offers a quick, online way to compare and purchase coverage for homes, cars, renters, boats, motorcycles and flood protection, emphasizing smarter insurance by design.
Kristin Gaca is a Farmers Insurance agent located in Lewisville, Texas. The page offers options to get quotes for auto, home, renters, and life insurance.
America's Best is an eyewear retailer offering eye exams, glasses, sunglasses, and contacts through its stores.
Trinity Title of Texas is a trusted leader in the real‑estate industry, providing title and escrow services for home purchases across Texas. They emphasize professionalism, clear communication, and a smooth closing process for both agents and homebuyers.
Bigham Insurance has been serving Texas clients since 2013, offering personalized insurance solutions. Their agents specialize in auto, home, life, and commercial coverage, emphasizing individualized service for families and businesses.
Comparion Insurance Agency, founded in 2022 and backed by Liberty Mutual Group, is an independent insurance agency that partners with over 50 carriers across 180 cities. It offers a wide range of products such as auto, homeowners, renters, life, and umbrella insurance, matching customers with carriers like Progressive, Allstate, GEICO, State Farm, Nationwide, and Travelers.
We are a full-service agency specializing in Medicare, Home, Auto and Business Insurance. We are committed to walking with you from start to finish, providing options and education along the way.
La Familia Insurance offers auto, home, renters, and commercial insurance with a focus on affordable, reliable coverage for diverse communities. They emphasize bilingual service and have been serving Texas for 15 years.
Comparion Insurance Agency, founded in 2022 and backed by Liberty Mutual, is an independent insurance agency that compares quotes from over 50 carriers. It offers a wide range of products including auto, home, life, renters and umbrella coverage, leveraging scale to provide a consultative experience. The agency operates nationwide with more than 2,000 agents across 180 cities.
The Brokerage Inc. is a family‑owned national FMO, IMO and BGA that helps agents grow their Medicare, health and life insurance businesses. Founded in 1976, it offers training, technology and marketing support across a wide range of products.
Tony Jones State Farm is a family‑run insurance agency in Flower Mound, Texas offering a range of personal and business insurance products. Led by State Farm® agent Tony Jones, the agency includes his sons Michael and Cal and team member Gail Randle, serving the Dallas‑Fort Worth area.
Welcome to Ramey King Insurance Agency! We're an independent insurance agency located in Texas. Our team is dedicated to providing quality service and coverage by listening to your needs.
GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, and various commercial and specialty coverages. The site provides tools to get quotes, manage policies, and access claims support through partner portals.
Century Insurance Agency, founded in 1996, is a full‑service independent insurance agency serving Texas with a network of 25 leading carriers. They offer personalized service through three Dallas‑area locations, matching clients with the right coverage for personal and commercial needs. Their focus is on quality, integrity, and superior service for individuals and businesses alike.
Comparion Insurance Agency was founded in 2022 to transition former Liberty Mutual exclusive agents into an independent agency offering a broad range of insurance products. The agency works with over 50 carriers to provide auto, home, life, renters, and umbrella coverage, leveraging its scale for a consultative customer experience. It is owned and backed by the Liberty Mutual Group.
Freedom Insurance Group is an independent agency offering auto, home, business, landlord, and commercial auto insurance by shopping over 25 carriers. They provide free online quotes, policy reviews, and educational resources across Texas, Colorado, Missouri, and Tennessee.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.