Homeowners Insurance in Flower Mound, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Flower Mound
Within 15 miles of Flower Mound, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Tammy Edwards State Farm Insurance serves North Texas and Denton County, offering auto, homeowners, renters, life, health, pet and commercial insurance. The second‑generation State Farm office has been operating since 1996 and provides personalized quotes, virtual appointments, and financial services.
GEICO Insurance Agency offers a range of insurance products including auto, homeowners, renters, motorcycle, boat, and various commercial and specialty coverages. The site provides tools to get quotes, manage policies, and access claims support through partner portals.
Goosehead Insurance offers personalized coverage for home, auto, renters, boat, motorcycle and flood insurance. The agency connects customers with quotes from over 200 hand‑picked carriers and emphasizes expert agents who help clients find the right policies and savings.
Brandes Insurance Agency is an independent, client‑centered agency in Flower Mound, Texas, founded in 2002. It offers a wide range of personal and business insurance solutions, working with multiple carriers to give customers choice. The agency emphasizes integrity, personalized service, and helping clients plan for the future.
Consolidated Insurance Markets (CIM) is a family‑run agency in Texas, serving businesses and individuals since 1999. They specialize in business liability, commercial and personal insurance, offering tailored coverage through a network of carriers. The agency emphasizes personalized service and long‑term relationships with clients.
Matt Tobben has been a State Farm agent since 1996, serving Texas, Oklahoma and Arkansas. The agency offers auto, homeowners, renters, life, business and specialty insurance, along with financial services. They emphasize personal service and community involvement.
Scout Insurance is an independent broker that protects businesses, homes, and families with coverage that grows with you. They offer free, personalized service by shopping multiple carriers to find the best options for personal and business insurance needs.
Freedom Insurance Group is an independent agency that helps clients find auto, home, business, landlord, and commercial auto coverage by shopping from over 25 insurers. They focus on education, advocacy, and free professional support, highlighting a perfect 5‑star rating from hundreds of reviews.
Hulett Insurance is an independent agency serving Texas and 11 states since 1995, offering personal and business insurance solutions such as auto, home, renters, commercial liability, commercial property, umbrella and flood coverage.
Tony Jones State Farm is a family‑run insurance agency in Flower Mound, Texas offering a range of personal and business insurance products. Led by State Farm® agent Tony Jones, the agency includes his sons Michael and Cal and team member Gail Randle, serving the Dallas‑Fort Worth area.
Lauren Stone State Farm Insurance Office in Grapevine, TX serves individuals, families, and businesses across Texas and neighboring states, offering a full range of personal and commercial insurance products. The agency highlights over 30 years of experience and high client satisfaction, with a 4.9/5 rating on Google.
Licensed insurance agency in Flower Mound, TX; represents 1 carrier.
Mike Bean is a State Farm® insurance agent serving Flower Mound, Texas, offering a range of personal and small‑business insurance products. The agency emphasizes community involvement, free annual reviews, and a family‑focused approach to protection.
The Brokerage Inc. is a family‑owned national FMO, IMO and BGA that helps agents grow their Medicare, health and life insurance businesses. Founded in 1976, it offers training, technology and marketing support across a wide range of products.
Southwest Insurance Management Group is a local insurance agency in Flower Mound, Texas offering a range of personal and commercial insurance solutions. They emphasize fast online quotes and personalized assistance to protect families, assets, and businesses. The agency highlights its commitment to the community and building trust with clients.
Neighbor’s Choice Insurance has been serving Grapevine and the state of Texas since 1991, offering independent agency services that compare multiple carriers to find the best value. They provide auto, home, life, boat, motorcycle, RV, umbrella and renters coverage with local experienced agents.
Phil Rice is a State Farm® insurance agent in Southlake, Texas, offering a range of personal and business insurance products including auto, home, life, motorcycle and boat coverage. The agency opened in 2022 and serves the North Texas and DFW area.
Benny Cartlidge is an Allstate insurance agent serving Southlake, TX, offering auto, home, renters, condo, boat, and business insurance. The agency emphasizes personalized service and supports customers in English and Spanish.
Century Insurance Agency is an independent agency founded in 1996 that matches clients with the right carrier, coverage, and price. They serve individuals and businesses across Texas from multiple Dallas‑area locations, emphasizing personalized service and a wide range of insurance options.
Zingas Insurance provides leading insurance services in Southlake, Texas, focusing on Medicare, health, and life coverage. Founded by Savva Zingas, the agency emphasizes personalized advice and long‑lasting client relationships.
Goosehead Insurance offers a quick, online way to compare and purchase coverage for homes, cars, renters, boats, motorcycles and flood protection, emphasizing smarter insurance by design.
Licensed insurance agency in Flower Mound, TX; represents 1 carrier.
Steve White Insurance Group is an independent insurance agency offering personal and business insurance solutions to Texas residents. Led by Certified Insurance Counselor Steve White with over a decade of experience, the agency provides a range of coverage options and works with multiple top‑rated carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.