Flood Insurance in Friendswood, TX
Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.
24 flood insurance agencies in Friendswood
Within 15 miles of Friendswood, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.
Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.
Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.
The Ken Hinojosa State Farm Insurance agency serves Friendswood and surrounding Texas areas, offering a range of insurance and financial services. Ken Hinojosa has been a State Farm Insurance Agent since 2015 and leads a team of licensed professionals to provide auto, home, life, and commercial coverage.
Founded in 1997, Home Auto Texas offers a variety of insurance solutions—including auto, homeowners, boat, life, renters, and commercial coverages—to the local community. Their staff works with numerous carriers to find suitable policies and provides personalized assistance throughout the process.
Lighthouse Insurance is a Friendswood‑based agency dedicated to protecting individuals, families and businesses. With over 35 years of experience serving the local community, they offer a range of personal and commercial insurance policies.
Watson Insurance is an agency that helps customers shop for auto, home, and flood insurance, providing multiple competitive quotes quickly and emphasizing personalized service.
Goosehead Insurance provides a range of personal insurance products including home, auto, renters, boat, motorcycle and flood coverage, helping customers compare policies from over 200 carriers to find the best value.
One Stop Insurance & More provides a range of insurance options with a focus on personalized service. Their staff helps clients secure policies such as auto, home, flood, motorcycle, commercial liability, and life insurance, aiming to save customers money and give them peace of mind.
Champions Insurance is an independent brokerage and risk management firm founded in 2002 that provides both personal and commercial insurance solutions across Texas. The agency emphasizes specialized coverage, high service levels, and an educational approach to help clients protect their assets and businesses.
Texas Insurance Agency (TIA) has been serving individuals, families, and businesses in Texas since 1999, offering independent comparisons of multiple carriers to find affordable coverage. The agency emphasizes personalized service, bilingual support, and a wide range of insurance options for personal and commercial needs.
Blanchard Insurance is a Texas Gulf Coast agency offering personalized auto, home, renters, flood, and business insurance. They emphasize competitive rates and responsive local service.
Allstate Insurance Agent Kyle VanMeter serves the Friendswood, TX area, offering a range of personal and commercial insurance solutions. The agency provides auto, home, renters, motorcycle, boat, life, flood, and business coverage through Allstate.
Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance, providing quotes from over 200 carriers to help customers find the best coverage and rates.
Robinson Family Insurance is an independent, family‑owned home insurance agency in League City, TX. They offer personalized service and a range of policies including home, auto, boat, RV, motorcycle, flood and windstorm insurance.
Founded in 1990, HIG – Henrich Insurance Group is a full‑service independent agency serving South Texas. They offer home, flood, auto, renters and windstorm insurance across the Houston area, Galveston and the Texas Coast. The agency emphasizes personalized service, multiple carrier options and a team of experienced agents.
Rosewood Insurance Group is an independent licensed insurance agency serving clients throughout Texas. They specialize in legal professional insurance, flood insurance, and real estate investor insurance while offering a full range of personal and business coverage through top‑rated carriers.
Pearwood Insurance Group is a veteran‑owned independent agency in Friendswood, Texas, dedicated to helping clients secure their future with tailored insurance plans. They partner with multiple carriers to find coverage that fits each budget and need, offering quick free quotes and personalized service.
Texas First Insurance has been serving Texans since 1925, offering personal and commercial insurance solutions throughout the greater Houston area. The agency emphasizes a consultative approach and local community involvement.
Roberts Family Insurance is a local insurance agency in Friendswood, TX offering a range of products including auto, home, commercial, life, flood, boat, classic car, condo, motorcycle, pet, and umbrella insurance.
Southern Group is an independent insurance agency in Pasadena, Texas offering flexible coverage across auto, home, flood, business, and life insurance. They shop multiple carriers to find the best cost and coverage combination and emphasize quick quoting, personal service, and claims advocacy.
Ed Thompson has been a State Farm agent since 1982 serving the Pearland, Texas area. His agency offers auto, homeowners, renters, life, boat, motorcycle and flood insurance, as well as business and health products. He is active in the community and also serves as a State Representative.
McCorkle Insurance is a local, full‑service agency serving the Gulf Coast and Texas, offering a range of personal and commercial policies including auto, home, flood, marine, boat, life and commercial coverage.
Frequently asked questions
Is flood insurance required?
Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.
How long until coverage starts?
NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.
What does flood insurance cover?
Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.