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Flood Insurance in Friendswood, TX

Flood insurance is a separate policy from homeowners coverage. Most Texas residents purchase through the National Flood Insurance Program (NFIP), but private flood markets have grown -- and often beat NFIP rates and limits. If you live in a FEMA-designated flood zone, your mortgage lender requires it.

24 flood insurance agencies in Friendswood

Within 15 miles of Friendswood, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 182.3 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
W Listed
Watson Insurance
4.9 · 100+ reviews on Google

Watson Insurance is an agency that helps customers shop for auto, home, and flood insurance, providing multiple competitive quotes quickly and emphasizing personalized service.

AutoCommercial GLFloodHomeowners+2 more
Friendswood, TX· 0.6 mi
License on file (TDI)
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G Listed
Goosehead Insurance - Desiree Rendon
4.8 · <100 reviews on Google

Goosehead Insurance offers home, auto, renters, boat, motorcycle, and flood insurance, providing quotes from over 200 carriers to help customers find the best coverage and rates.

AutoBoatCommercial GLFlood+4 more
Friendswood, TX· 0.3 mi
3-5 agents
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K Listed
Ken Hinojosa - State Farm Insurance Agent
4.8 · <100 reviews on Google10 yrs in business

The Ken Hinojosa State Farm Insurance agency serves Friendswood and surrounding Texas areas, offering a range of insurance and financial services. Ken Hinojosa has been a State Farm Insurance Agent since 2015 and leads a team of licensed professionals to provide auto, home, life, and commercial coverage.

AutoBoatCommercial GLFlood+5 moreSpanish
Friendswood, TX· 0.5 mi
Carriers: State Farm1-2 agents
View profile
C Listed
Champions Insurance Agency
4.9 · 100+ reviews on Google24 yrs in business

Champions Insurance is an independent brokerage and risk management firm founded in 2002 that provides both personal and commercial insurance solutions across Texas. The agency emphasizes specialized coverage, high service levels, and an educational approach to help clients protect their assets and businesses.

AutoBoatCommercial GLCommercial Property+6 more
Friendswood, TX· 1.2 mi
Carriers: ASI Lloyds, Acceptance Casualty Insurance Company +551-2 agents
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R Listed
Robinson Family Insurance
4.9 · 100+ reviews on Google33 yrs in business

Robinson Family Insurance is an independent, family‑owned home insurance agency in League City, TX. They offer personalized service and a range of policies including home, auto, boat, RV, motorcycle, flood and windstorm insurance.

AutoBoatCommercial GLFlood+4 more
League City, TX· 5.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +62
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S Listed
SIG/Lighthouse Insurance
4.8 · <100 reviews on Google43 yrs in business

Lighthouse Insurance is a Friendswood‑based agency dedicated to protecting individuals, families and businesses. With over 35 years of experience serving the local community, they offer a range of personal and commercial insurance policies.

AutoCommercial GLCommercial PropertyFlood+5 more
Friendswood, TX· 1.8 mi
Carriers: State Farm1-2 agents
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W Listed
Whittington Insurance Agency
4.9 · 100+ reviews on Google29 yrs in business

Insuring the local community since 1997, Home Auto Texas provides a range of personal and commercial insurance options. Their staff helps clients navigate policies across many carriers, emphasizing respect and compassion.

AutoBoatCommercial GLCommercial Property+6 more
Webster, TX· 5.9 mi
Carriers: HCSC Insurance Services Company, Health Care Service Corporation, a Mutual Legal Reserve Company +2
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J Listed
Johnny White - State Farm Insurance Agent
4.9 · 100+ reviews on Google48 yrs in business

Johnny White is a State Farm Insurance Agent in League City, Texas, with over 48 years of service. His agency offers a wide range of products including auto, homeowners, renters, life, disability, and more, and serves English and Spanish speaking customers.

AutoBoatCommercial GLDisability+6 moreSpanish
League City, TX· 3.7 mi
Carriers: State Farm1-2 agents
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C Listed
Commercial Insurance Services of Texas
4.8 · <100 reviews on Google

Commercial Insurance Services of Texas is an independent agency serving businesses in Pearland, Katy, and Houston. They specialize in commercial insurance solutions, partnering with multiple carriers to provide tailored coverage for a range of industries.

AutoBoatCommercial GLFlood+5 more
Pearland, TX· 3.1 mi
Carriers: GEICO County Mutual Insurance Company, PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY1-2 agents
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R Listed
Rosewood Insurance Group, LLC
4.8 · <100 reviews on Google

Rosewood Insurance Group is an independent licensed insurance agency serving clients throughout Texas. They specialize in legal professional insurance, flood insurance, and real estate investor insurance while offering a full range of personal and business coverage through top‑rated carriers.

AutoCommercial GLCommercial PropertyFlood+3 more
Friendswood, TX· 3.2 mi
Carriers: American Access Casualty Company, First Chicago Insurance Company +131-2 agents
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K Listed
Kyle VanMeter: Allstate Insurance
4.5 · 100+ reviews on Google15 yrs in business

Allstate Insurance Agent Kyle VanMeter serves the Friendswood, TX area, offering a range of personal and commercial insurance solutions. The agency provides auto, home, renters, motorcycle, boat, life, flood, and business coverage through Allstate.

AutoBoatCommercial GLFlood+5 moreSpanish
Friendswood, TX· 3.2 mi
Carriers: Allstate1-2 agents
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P Listed
Pearwood Insurance
4.8 · <100 reviews on Google

Pearwood Insurance Group is a veteran‑owned independent agency in Friendswood, Texas, dedicated to helping clients secure their future with tailored insurance plans. They partner with multiple carriers to find coverage that fits each budget and need, offering quick free quotes and personalized service.

AutoCommercial GLFloodHomeowners+2 more
Friendswood, TX· 0.8 mi
Carriers: Ace American Insurance Company, Ace Fire Underwriters Insurance Company +131-2 agents
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R Listed
Roberts Family Insurance
4.6 · <100 reviews on Google

Roberts Family Insurance is a local insurance agency in Friendswood, TX offering a range of products including auto, home, commercial, life, flood, boat, classic car, condo, motorcycle, pet, and umbrella insurance.

AutoBoatCommercial GLCommercial Property+6 more
Friendswood, TX· 1.3 mi
1-2 agents
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H Listed
HIG-Henrich Insurance Group
4.8 · 100+ reviews on Google36 yrs in business

Founded in 1990, HIG – Henrich Insurance Group is a full‑service independent agency serving South Texas. They offer home, flood, auto, renters and windstorm insurance across the Houston area, Galveston and the Texas Coast. The agency emphasizes personalized service, multiple carrier options and a team of experienced agents.

AutoCommercial GLFloodHomeowners+4 more
Webster, TX· 5.0 mi
Carriers: ASI Lloyds, AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE +541-2 agents
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E Listed
Ed Thompson - State Farm Insurance Agent
4.7 · <100 reviews on Google44 yrs in business

Ed Thompson has been a State Farm agent since 1982 serving the Pearland, Texas area. His agency offers auto, homeowners, renters, life, boat, motorcycle and flood insurance, as well as business and health products. He is active in the community and also serves as a State Representative.

AutoBoatCommercial GLFlood+5 moreSpanish
Pearland, TX· 4.2 mi
Carriers: State Farm1-2 agents
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M Listed
McCorkle Insurance Agency
4.9 · 100+ reviews on Google40 yrs in business

McCorkle Insurance is a local, full‑service agency serving the Gulf Coast and Texas, offering a range of personal and commercial policies including auto, home, flood, marine, boat, life and commercial coverage.

AutoBoatCommercial GLFlood+5 more
Webster, TX· 5.2 mi
Carriers: AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA, Aventus Insurance Company +91-2 agents
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T Listed
Texas Affordable Insurance
4.2 · <100 reviews on Google

Texas Affordable Insurance is an independent agency that provides a wide range of personal and business insurance solutions across Texas, emphasizing local knowledge and affordable rates. They help clients compare carriers and offer support throughout the insurance process.

AutoCommercial GLFloodHomeowners+3 moreSpanish
League City, TX· 4.2 mi
License on file (TDI)
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T Listed
TIA- Texas Insurance Agency
4.8 · <100 reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency serving individuals, families and businesses in Texas since 1999. They offer a variety of products—including auto, homeowners, renters, motorcycle, commercial and flood insurance—and compare multiple carriers to provide affordable coverage with free quotes.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Seabrook, TX· 9.5 mi
License on file (TDI)
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H Listed
Highpoint Insurance Group, LLC
4.2 · <100 reviews on Google

Highpoint Insurance Group is a full‑service agency that offers risk‑management and insurance solutions for commercial businesses, employee benefits, and personal lines. They focus on a consultative approach, customizing coverage such as commercial property, liability, auto, and personal home and auto policies. Their purpose is to give more than they take, serving clients, co‑workers, and the community.

AutoHomeownersRentersCommercial GL+5 more
Friendswood, TX· 2.9 mi
Carriers: AIG PROPERTY CASUALTY COMPANY, ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY +1541-2 agents
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T Listed
TIA- Texas Insurance Agency
4.8 · <100 reviews on Google27 yrs in business

TIA‑Texas Insurance Agency is an independent agency founded in 1999 that helps individuals, families and businesses in Texas find affordable coverage. The agency compares multiple carriers to tailor policies such as auto, home, renters, commercial and specialty lines.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Pearland, TX· 9.4 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +14
View profile
B Listed
Best Texas Insurance - Houston
4.7 · <100 reviews on Google

Best Texas Insurance is a local independent agency helping Texas homeowners, drivers, and business owners find the right coverage. They specialize in home, auto, renters, flood, life, and commercial insurance, offering personalized service across Houston and surrounding areas.

AutoCommercial GLFloodHomeowners+3 moreSpanish
Webster, TX· 5.5 mi
1-2 agents
View profile
S Listed
Steve Bridges - State Farm Insurance Agent
4.9 · 100+ reviews on Google39 yrs in business

Steve Bridges State Farm has proudly served League City, TX since 1987. The team listens, answers questions clearly, and assists customers throughout League City, Houston, Seabrook, Pearland, Clear Lake, Kemah, Friendswood and surrounding areas. They offer a wide range of insurance options for individuals, families and business owners.

AutoHomeownersRentersLife+5 more
League City, TX· 8.3 mi
Carriers: State Farm1-2 agents
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T Listed
TIA- Texas Insurance Agency
4.9 · 100+ reviews on Google27 yrs in business

Texas Insurance Agency (TIA) is an independent agency serving Texas since 1999, offering affordable coverage for individuals, families, and businesses. They compare multiple carriers to match customers with the right policies and provide free, no‑obligation quotes.

AutoHomeownersRentersCommercial GL+4 moreSpanish
Pasadena, TX· 10.5 mi
License on file (TDI)
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Frequently asked questions

Is flood insurance required?

Mortgage lenders require it for properties in FEMA Special Flood Hazard Areas (SFHAs). Even outside an SFHA, it's worth carrying -- about 25% of NFIP claims come from low/moderate-risk zones.

How long until coverage starts?

NFIP policies have a 30-day waiting period from purchase to effective date (with a few exceptions, like loan closing). Private flood policies sometimes offer shorter waiting periods.

What does flood insurance cover?

Building structure (foundation, walls, electrical, plumbing) and contents (furniture, appliances). Standard NFIP limits are $250K building / $100K contents for residential. Higher limits available through private markets.